As of 2025, the USDA loan limit in Watergate, Palm Beach county, FL, is $368,000, whereas the FHA limit for a single-family home is $557,750.
Utilize the Lendersa® USDA loan calculator to compare today’s optimal USDA and FHA rates. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator offers a comparison of USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program for your financial needs in .
Loan Limits and Down Payment Requirements for 2025 in Watergate, Palm Beach, FL
Loan Type
Loan Limit
Down Payment
USDA
$368,000
0%
FHA
$557,750
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Watergate, FL
The goal of Lendersa® is to efficiently secure you the best USDA or FHA loan available, hassle-free. Choose one of three paths to connect with matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage. It is available exclusively in rural areas, unlike FHA loans, which require at least a 3.5% down payment. USDA loans require no down payment at all.
16275 Monterey Rd, Suite K, Morgan Hill, CA, 95037
A comfortable, stable home is a financially healthy home. Nordic Home Loans was born from a passion for helping people navigate the complex mortgage industry. Our approach to creating a stress-free loan experience is rooted in our Scandinavian heritage. NORDIC IS WHITE COLLAR PROFESSIONALISM AND A BLUE COLLAR WORK ETHIC IN A GOLF SHIRT INDUSTRY.
18181 Butterfield Boulevard, Suite 170, Morgan Hill, CA, 95037
Pacific Coast Mortgage Company believes the loan process should be painless. That's why we're here to partner with you for the life of your loan. Whereas banks only offer their own products, we source the entire open market to custom tailor valuable solutions for your unique needs.
16275 Monterey Road, Suite K, Morgan Hill, CA, 95037
Integrity. We believe it all begins here. If we are people of integrity, in a business that is not always known for it’s “honesty” we will be set apart from our competition. We strive hard to adhere to all government regulations. But that’s only the start. We also communicate clearly with you the client on your options, benefits.
17485 Monterey Road, Suite 202, Morgan Hill, CA, 95037
At Global Mortgage we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
I have been providing my customers exceptional customer service for over 15 years I have had several positions in the mortgage industry that have giving me the insight and understanding of the entire loan process. With this knowledge I am able to get loans approved quicker with fewer conditions which lead to a shorter loan process times.
Socotra Capital is California's Private Money Lender. As a solution oriented lender we specialize in providing financing for real estate investors throughout California on projects that cannot be financed through traditional methods. Whether it be a bridge loan, fix and flip loan commercial refinance, ground up construction project.
TRI•CU Credit Union is a federally chartered credit union that was founded in 1969 by the International Brotherhood of Electrical Workers Local 112. Our name at that time was IBEW #112 Federal Credit Union and our membership was restricted to the electricians and their families. We are a not-for-profit financial cooperative that is tax exempt.
At iCapital Option, we're not just a lender; we're your financial partner in realizing your real estate and business aspirations. With a commitment to your success, we offer a diverse range of funding options designed to cater to your unique needs and goals.
iCapital Option is here to provide you with the financial support necessary to achieve
PIC Group was founded on the belief that access to flexible and reliable funding should be within reach for individuals and businesses alike. Our journey began with a vision to bridge the gap between aspirations and achievements by providing tailored financial solutions. Over the years, we have honed our expertise and expanded our offerings
1545 River Park Drive, Suite 335, Sacramento, CA, 95815
Optimus Capital, Inc. offers fast and creative financing solutions for real estate investors, through private hard money loans. As a full-service private money lender, we can help cash flow all your deals while you build up your real estate portfolio Whether it’s for wholesale, a renovation project or ground up construction.
We proudly offer customized products and services to small and medium size businesses in our local area. We supplement our traditional bank loans with government guaranteed options that can provide benefits to our clients that they may not have in our conventional loan product. Our mission is to provide exceptional personal banking services.
