USDA Vs. FHA your options comparison in Watergate, Palm Beach County, FL
In 2025, USDA loan limit in Watergate, county of Palm Beach, FL is $368,000 while FHA limit is $557,750 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Watergate, county of Palm Beach, FL
Loan Type
Loan Limit
Down payment
USDA
$368,000
0%
FHA
$557,750
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Watergate, FL
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
We are the breath of fresh air Colorado's dreamers are looking for. Power Credit Union sees beyond the money to empower members with the financial resources they need to live the life they want to live. We have a sincere interest in our members’ well-being and always have their best interest in mind.
MWCU is a locally owned and operated Credit Union serving the citizens of Pueblo & Custer County with exceptional customer service, reliable products and cutting edge technology to meet the needs of the busy, hardworking individuals we serve. Minnequa Works Credit Union is unlike other types of financial institutions that need to generate a profit.
NeighborWorks Southern Colorado (NWSoCo) is a registered 501(c)3 nonprofit organization located in Pueblo, CO. As an affiliate member of NeighborWorks America with 40 years of experience and a network of community partners, NWSoCo is uniquely qualified to meet the needs of communities across Southern Colorado.
705 East University Avenue, Suite A, Las Cruces, NM, 88001
Pioneer Bank has been proudly serving the financial needs of Southeastern New Mexico and West Texas since 1901. We continue to offer the most innovative banking products along with providing you with the best customer service.
At Pioneer Bank, we know there is much more to life than managing your money.
Citizens Bank opened its doors in the historic Amador Hotel & adopted the “El Cortijo” as its symbol. This symbol depicts the sun radiating to neighboring communities surrounding the central area of trade. The Bank’s founders chose the symbol because they viewed the responsibility of the bank as being the heart of the community.
White Sands Federal Credit Union is a member-owned, not for profit financial cooperative committed to the financial well-being of its members. White Sands Federal Credit Union was chartered in 1952 and has offices in El Paso, Texas, Las Cruces, Truth or Consequences and White Sands Missile Range, New Mexico.
Northwoods Bank of Minnesota has an interesting history. Chartered over a century ago in the small town of Dorset MN, the bank successfully navigated through the depths of the depression, the expansion years of the 1980’s and 1990’s, a charter re-location and name change, and most recently, the “great recession”.
On January 1, 1933, a group of dedicated community leaders began providing full service banking to the Park Rapids area when the doors were opened at the Citizens National Bank of Park Rapids. One of those involved in that achievement was Harold Bishop of Bishop's Department Store.
The Sterling Federal Credit Union is a financial cooperative that was established to provide quality financial services and a safe and sound financial environment for its members. The Sterling Federal Credit Union is locally owned and controlled by its members who are residents of Logan and Morgan Counties and their families.
At Direct Check, we strive to work with our customers in a professional and confidential manner. With fast cash personal loans, our employees will work with you to personally ensure your needs are accomplished while providing you. There are many reasons for needing extra cash. At Direct Check we ensure a simple and easy process
Great Plains Capital are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
