USDA Loan Vs. FHA loan for Watergate, FL [Palm Beach County ]

As of 2025, the USDA loan limit in Watergate, Palm Beach county, FL, is $368,000, whereas the FHA limit for a single-family home is $557,750.

Utilize the Lendersa® USDA loan calculator to compare today’s optimal USDA and FHA rates. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator offers a comparison of USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program for your financial needs in .

USDA and FHA Loan Options in Watergate, FL

The goal of Lendersa® is to efficiently secure you the best USDA or FHA loan available, hassle-free. Choose one of three paths to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

The USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage. It is available exclusively in rural areas, unlike FHA loans, which require at least a 3.5% down payment. USDA loans require no down payment at all.

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(832) 860-1417 Lender's profile and map Reviews Home Mortgage Houston.com 9219 Interstate 10 Frontage Rd, Houston, TX, 77024 We provide personalized and smart lending solutions throughout the state of Texas, specializing in new Home Loans, Mortgage Refinancing, Commercial Lending, Construction Loans and Reverse Mortgages. Home Mortgage Houston is a team of mortgage professionals with the resources and tools of a national lender.
(713) 467-7904 Lender's profile and map Reviews western mortgage corporation 9219 Katy Freeway, Suite 115, Houston, TX, 77024 At Western Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
(832) 214-7030 Lender's profile and map Reviews Miyaki Financial Inc 710 North Post Oak Road, Suite 208, Houston, TX, 77024 Miyaki Financial Inc, we want you to have the best rate possible with the lowest monthly payments. We shop on your behalf and tailor to your needs. We’re here to do all the heavy lifting and to make your mortgage experience smooth. We shop multiple lenders to find the loan that fits your needs and use our expertise to get your loan closed quickly.
(832) 286-1871 Lender's profile and map Reviews GRP Community Lending 12848 Queensbury Lane, Suite 208, Houston, TX, 77024 At GRP Community Lending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(832) 252-9175 Lender's profile and map Reviews BWC Lending LLC 10497 Town & Country Way, Suite 734, Houston, TX, 77024 BWC Lending: Because We Care When our president, Chad Helmcamp, decided to start this company, he emailed his teammates and asked why they would refer clients to him. In one form or another, the response he received was, "Because you really care about our borrowers." That care doesn't stop with Chad though.
(713) 682-4400 Lender's profile and map Reviews AMI Lenders Inc 710 N Post Oak Rd, Suite 208, Houston, TX, 77024 AMI Lenders offers lower documentation requirements, quick turnaround time, and personal service. Our seasoned lenders are ready to work with you in securing the loan that better serves your needs. With a history of over 20 years financing properties in Houston, you can be sure you're in good hands with AMI when securing
(713) 932-6600 Lender's profile and map Reviews Texas Funding Corporation 10497 Town and Country Way, Suite 810, Houston, TX, 77024 Since our founding in 1982, our company has specialized in the creation and purchase of mortgage notes, hard money loans, and investment in all types of real estate. We purchase performing, sub-performing, and non-performing mortgage notes. Individuals, institutions, and companies of all types and sizes.
(713) 255-0001 Lender's profile and map Reviews Security America Mortgage, Inc. 7514 Shadyvilla Ln, Suite A, Houston, TX, 77055 Security America Mortgage is not a government agency. This is a private website that is not affiliated with the U.S. government, U.S. Armed Forces, or Department of Veteran Affairs. U.S. government agencies have not reviewed this information. This site is not connected with any government agency.
(713) 302-4922 Lender's profile and map Reviews America's Choice Home Loans, L.P. 8584 Katy Freeway, Suite 200, Houston, TX, 77024 America’s Choice Home Loans started in 1998 in the same neighborhood in Houston that we reside in today. Our commitment to our employees, clients and our community has been steadfast through all the changes in the mortgage industry. It’s the reason why we are still going strong today. More than half of our employees have been with us.
(832) 431-6331 Lender's profile and map Reviews Angelo Christian Financial 800 Town and Country BLVD, Suite 500, Houston, TX, 77024 "Angelo Christian is an investor and entrepreneur in the United States. He is the Chairman and CEO of Christian Financial a Diversified Investment Holdings Company. He resides in Houston, Texas with his loving family, happily married and proud father of three aspiring children. WE SPECIALIZE IN: FHA, VA, USDA, Conventional, Jumbo"
(609) 625-6928 Lender's profile and map Reviews Atlantic City Electric Federal Credit Union 5100 Harding Highway, Mays Landing, NJ, 08330 On 1940, in the main office building at Kentucky & Pacific Avenues, an organizational meeting was held for "The Atlantic City Electric Company Employees Federal Credit Union, " Charter No 3755. Since that meeting, we have grown in asset size, membership numbers & services. We are now over 4, 000 members strong, with over 50 million in assets.