USDA Loan Vs. FHA loan for Delray-Beach, FL [Palm Beach County ]

For 2025, the USDA loan cap in Delray-Beach, located in the county of Palm Beach, FL, is $322,000. In comparison, the FHA limit for a single-family dwelling is $402,500.

Utilize Lendersa® USDA loan calculator to contrast the optimal rates of USDA versus FHA available now. Discover the income requirements, creditworthiness, reserve amounts, and documents you'll need to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side for you, aiding in choosing the best program in for your specific financial scenario.

Options for USDA and FHA Loans in Delray-Beach, FL

Lendersa® strives to quickly and smoothly provide you with the best USDA or FHA loan options available. Choose from three starting paths that align you with compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Detailed Information on USDA Loans in FL

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage does not demand any down payment whatsoever.

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(956) 622-4307 Lender's profile and map Reviews Reliant Mortgage Services 30 Providencia Court, Suite 4M, Brownsville, TX, 78526 Our mortgage experts treat you with the respect due a valued customer and give you the personal attention you deserve. We know you're making a commitment in buying a new home, refinancing, or tapping into your equity. So we make the following commitment to you: we can help you qualify, apply and be approved for the ideal mortgage for you.
(956) 455-8183 Lender's profile and map Reviews GWG MORTGAGE CO., INC 40202 Paredes Line Rd, Suite 13, Brownsville, TX, 78526 "GWG Mortgage Co., Inc. was formed in 1994, is locally owned, and provides a complete set of mortgage services throughout the state of Texas. We have a variety of investors that allow us to pick and choose among the best service providers in the industry to match loans with the needs of our customers"
(972) 287-2030 Lender's profile and map Reviews HomeBank Texas 601 North Highway 175, Seagoville, TX, 75159 HomeBank Texas is a full service financial institution with offices located in Dallas, Rockwall & Seagoville. Formerly known as Seagoville State Bank, we were founded in 1952 by W.A. Waldrop. The Bank was located in the Downtown Seagoville area where a tradition of serving our community & customers with courtesy & genuine concern was established.
(972) 287-5685 Lender's profile and map Reviews Seagoville Federal Credit Union 2209 North Highway 175, Seagoville, TX, 75159 Seagoville Federal Credit Union was founded February 14, 1949. We offer Savings, Checking, and Christmas Club accounts as well as a variety of loans including Vehicles, ATVs, Boats, RVs, Personal, Share Secured & more. We cater to government employees and their families in the Seagoville area.
(866) 746-1011 Lender's profile and map Reviews PS Bank PA 76 Church St, Wyalusing, PA, 18853 PS Bank opened for business on December 14, 1914 as Peoples State Bank of Wyalusing. The Bank was the 444th bank to be insured by the Federal Deposit Insurance Corporation and maintains that same FDIC number today. PS Bank is one of the oldest banks in the country. In 1998, the Bank opened an insurance and investment products division.
(570) 746-1011 Lender's profile and map Reviews PS Bank 76 Church Street, Wyalusing, PA, 18853 PS Mortgage is a full service mortgage lender. Member FDIC and Equal Housing Lender.. PS Mortgage is the most efficient and simplest way to manage buying a home. Everyone as PS Mortgage worked extremely hard to get me the home I wanted. There was consistent communication, and they went above and beyond when things didn't go according to plan.
(217) 796-3305 Lender's profile and map Reviews Bank of Chestnut 100 Olive Street, Chestnut, IL, 62518 The Bank of Chestnut was formed as a private bank in 1902 by Michael Leimbach. In 1919, the Bank of Chestnut was issued a charter by the State of Illinois. The Bank has been family owned & managed since it’s inception. It has been our mission to deliver quality financial services that satisfy the needs of our customers, employees and community.
(419) 644-2361 Lender's profile and map Reviews Metamora State Bank 120 East Main Street, Metamora, OH, 43540 MSB remains true to our mission to provide a safe, secure, competitive source of financial services to the residents of our market area while remaining an independent locally-owned community bank — one of only a few left in the area. At Metamora State Bank you are more than a customer — you are a friend.
(203) 629-8400 Lender's profile and map Reviews The First Bank of Greenwich 444 East Putnam Avenue, Cos Cob, CT, 06807 When you walk into The First Bank of Greenwich, it doesn’t feel like a bank. It feels like a place that can only be described as quintessentially Greenwich. That’s because we are so ingrained into the community that our customers – whether individuals or small business owners – feel instantly at home here.
(203) 247-4358 Lender's profile and map Reviews Speritas Capital Partners 14 Relay Place, Greenwich, CT, 06807 As a business owner you need diverse sources of funding to fuel your growth – for a business acquisition, real estate purchase, equipment purchase, mobilization financing, working capital and more. Some capital needs are expected and can be planned for and carefully structured, others are urgent.
(203) 622-6050 Lender's profile and map Reviews Members Credit Union 126 East Putnam Ave, Cos Cob, CT, 06807 Members Credit Union was started in 1935 by nine Greenwich, CT school teachers who were not able to get small loans at the local banks. They came together to form a cooperative, pooled their money and lent it to each other. They were proud to help each other meet their needs. Through the years we expanded our services to include other school staff.
(361) 364-3683 Lender's profile and map Reviews San Patricio County Teachers Federal Credit Union 501 W Merriman Street, Sinton, TX, 78387 We opened our Sinton, TX location in 1957 to serve San Patricio County school district employees and their families. In 1974 we added educators in Live Oak County as well. In 2002 we were approved to offer our low cost brand of products and services to all residents of San Patricio County. In 2007 we opened a second location in Portland, TX.