USDA Vs. FHA Pro and Con comparison in Delray-Beach, Palm Beach County, FL
For 2025, the USDA loan cap in Delray-Beach, located in the county of Palm Beach, FL, is $322,000. In comparison, the FHA limit for a single-family dwelling is $402,500.
Utilize Lendersa® USDA loan calculator to contrast the optimal rates of USDA versus FHA available now. Discover the income requirements, creditworthiness, reserve amounts, and documents you'll need to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side for you, aiding in choosing the best program in for your specific financial scenario.
2025 Loan Limits and Down Payment Requirements in Delray-Beach, county of Palm Beach, FL
Loan Type
Loan Limit
Down Payment
USDA
$322,000
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Delray-Beach, FL
Lendersa® strives to quickly and smoothly provide you with the best USDA or FHA loan options available. Choose from three starting paths that align you with compatible lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage does not demand any down payment whatsoever.
6231 PGA Blvd, Suite 104166, Palm Beach Gardens, FL, 33418
Wallstreet Mortgage and Realty is committed to helping you find the right mortgage product for your real estate financing needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest.
Interconnect Mortgage teams are your local Mortgage Experts who are proud to offer an expansive range of mortgage options to suit every financial situation. Our competitive interest rates and flexible products help make buying your dream home or refinancing your existing home a smooth and stress-free process.
4803 PGA Boulevard Suite B, West Palm Beach, FL, 33418
CTC Mortgage Company (NMLS # 371182) was developed for the purpose of providing customers with an exclusive financing service that is, not only competatively priced, but focused on providing customers with an unparalleled level of service. Our experienced representatives will help guide you through every step
3325 South University Drive, Suite 200, Davie, FL, 33328
Gross Mortgage Finance, Inc. (GMF) is a real estate investment banking firm incorporated in 1992 that specializes in commercial mortgage banking and investment sales. GMF is an experienced energetic company that is consistently ranked in the top 20 Largest Commercial Real Estate Lenders in South Florida by the South Florida Business Journal.
EverMortgages is a Mortgage Brokerage company dedicated to bring the best customer service in originating loans for our clients. When you work with EverMortgages for your home loan or refinance, you can get your money and do what you want with it - usually in less than 30 days. Move through the approval process quickly and seamlessly.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We're a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates
1820 N. Corporate Lakes Blvd, Suite 207-6, Weston, FL, 33326
Life Capital Lending Group, Inc., offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,
2111 N. Commerce Parkway, Fort Lauderdale, FL, 33326
Express Lending Services is a mortgage company that is founded with over 28 years of Industry Experience. The company’s CORE Values are centered on providing exceptional client experience to both our mortgage clients and business partners. We've been helping customers afford the home of their dreams for many years and we love what we do.
Mortgage Advantage Lending is a full-service mortgage lender serving the states of Florida and Connecticut. Our professionals have decades of combined experience in the prime, non-prime and government mortgage industries. With a direct relationship with the top lending institutions in the country,
1625 North Commerce Parkway Suite 105, Weston, FL, 33326
Florida Mortgage Solutions Group is Direct Lender and Mortgage Broker in Weston, FL. We provide financing to home buyers and seasoned investors! We are approved and experienced with FHA Loans, Fannie Mae, Freddie Mac, and especially VA Loans. We are here to help you from beginning to the end. Our wholesale rates and competitive pricing.
1555 North Park Drive Suite 102, Weston, FL, 33326
Prime Lenders is celebrating 20 years in business! We have been successfully helping Florida Home Buyers with finding the perfect Home Financing Solutions since 1993. Rated A+ by the Better Business Bureau, Glenn Gordon and his team will provide service with Honesty, Reliability and Integrity.
