USDA Loan Vs. FHA loan pro & con Delray-Beach, Palm Beach County, FL

For 2026, the USDA loan cap in Delray-Beach, located in the county of Palm Beach, FL, is $322,000. In comparison, the FHA limit for a single-family dwelling is $402,500.

Utilize Lendersa® USDA loan calculator to contrast the optimal rates of USDA versus FHA available now. Discover the income requirements, creditworthiness, reserve amounts, and documents you'll need to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side for you, aiding in choosing the best program in for your specific financial scenario.

Options for USDA and FHA Loans in Delray-Beach, FL

Lendersa® strives to quickly and smoothly provide you with the best USDA or FHA loan options available. Choose from three starting paths that align you with compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Detailed Information on USDA Loans in FL

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage does not demand any down payment whatsoever.

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(866) 782-3464 Lender's profile and map Reviews LendingOne 901 Yamato Road, Suite 150, Boca Raton, FL, 33431 LendingOne is a direct private lender for Real Estate professionals. We offer fix/flip bridge loans and long term rental financing. Not a broker nor a bank, but a fully funded lending partner that can close consistently and help you grow your business.and alsoLendingOne uses our own capital, an easy online application.
(954) 546-4749 Lender's profile and map Reviews American Exchange Mortgage LLC 16805 Newark Bay Rd, Delray Beach, FL, 33446 Since 1994, I have been involved in various leadership roles throughout the real estate and financing arenas. This includes serving as Director of American Exchange Mortgage Bankers starting in 1999. During this time, I was concentrated on the company’s business development, acquisition of multifamily projects,
(800) 974-3129 Lender's profile and map Reviews HP Mortgage LLC 7495 W Atlantic Ave Suite 200-293, Delray Beach, FL, 33446 HP Mortgage LLC offer NO-INCOME VERIFIED LOANS! If you are self employed or an investor, we are here to serve you--no tax returns necessary. We also offer Conventional 1% down, FHA down to 560 FICO, Jumbo loans down to 500 FICO, and various USDA and VA programs. We will always be honest
(561) 734-9200 Lender's profile and map Reviews Global Business Financial Investments, Inc. 1375 Gateway Blvd, Suite 40, Boynton Beach, FL, 33426 Global Mortgage is a leader in the Industry serving the entire state of florida with over 100 years in combine experience having billions of dollars in financial backed assets from the nations largest mortgage investors with the lowest rates to make homeownership possible for all.We pride ourselves on excellent service.
(561) 559-8045 Lender's profile and map Reviews Valiant Mortgage Group LLC 1375 Gateway Blvd, Suite 52, Boynton Beach, FL, 33426 We understand that time is money. We’re available around the clock to make sure you’re never in the dark about the mortgage refinancing process. We’ll handle the heavy lifting, allowing you to focus on building a home. We only work with the best lenders, all of whom are vetted personally for professionalism and transparency.
(855) 369-9269 Lender's profile and map Reviews US FUND SOURCE 4781 N Congress Ave, Suite 2140, Boynton Beach, FL, 33426 US FUND SOURCE provides business owners with financial solutions and opportunities. As an industry leader, we have financed over 20, 000 businesses across the United States. Our professional advisors specialize in funding and providing expert advice in equipment financing, invoice factoring, unsecured working capital, term loans, SBA loans.
(561) 577-5776 Lender's profile and map Reviews Loan Solutions Team LLC 1500 Gateway Blvd, Suite 220, Boynton Beach, FL, 33426 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(305) 283-5327 Lender's profile and map Reviews SDG Lending Inc 1213 SW 25th Avenue, Boynton Beach, FL, 33426 SDG Lending, Inc. has the ability to close loans in as little as 2 weeks. Although out average turnaround time is 3-4 weeks. Give me a call and experience the SDG Lending difference. Scott Goldstein have been helping homeowners with their home loans loans since 2003. Scott Goldstein is a dedicated professional.
(561) 777 7622 Lender's profile and map Reviews MORTGAGES DONE RIGHT INC. 1500 Gateway Blvd, STE 220, Boynton Beach, FL, 33426 Greg Hayden the President of Mortgages Done Right Inc. I created the business to give thousands of my clients and hundreds of my realtors more mortgage choices in the market place. The days of going to one lender for a mortgage are gone. Mortgage brokering is better for the consumer.
(561) 389-1582 Lender's profile and map Reviews The Mortgage Firm 319 A East Woolbright Road, Boynton Beach, FL, 33435 The Mortgage Firm is a mortgage lending company in its 21st year, with its corporate headquarters located in Altamonte Springs, FL. We specialize in home mortgage lending on residential properties. Over the past 5 years alone, we've helped over 10, 000 people finance their dream home. We communicate with you every step of the way.
(844) 461-2582 Lender's profile and map Reviews The Borrowing Club 420 W. Boynton Beach Blvd, Boynton Beach, FL, 33435 We offer a consulting, advisory and assistance program for a select group of people meeting certain minimum credit/financial criteria in which we provide consulting, advice and assistance in the areas of unsecured no collateral personal and business loans. There are no up-front fees. We have a very detailed Consultant Service Agreement between us
561-364-5626 Lender's profile and map Reviews Streamline Financial Group, Inc. 1240 South Federal Highway, Boynton Beach, FL, 33435 Streamline Financial Group, Inc. is a premier provider of creative financial solutions for various lending needs. Drawing upon a background of over 17 years in the industry, we have the ability, expertiese and experience to fund every type of financing request, from the mundane, to the exotic. Products range.