USDA Vs. FHA your options comparison in Coconut-Creek, Broward County, FL

In 2026, the USDA loan limit in Coconut-Creek, in the county of Broward, FL, stands at $0, whereas the FHA limit for a single-family home is $402,500.

Utilize the Lendersa® USDA loan calculator to contrast today's top USDA versus FHA rates, factoring in the income, credit, reserves, and required documents for eligibility. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side, providing guidance on the best program for your financial circumstances in .

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2026 Loan Limits and Down Payment Requirements in Coconut-Creek, Broward, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Coconut-Creek, FL

Lendersa® is committed to securing you the ideal USDA or FHA loan swiftly and hassle-free. Select one of three pathways to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in FL?

The USDA home loan, guaranteed by the U.S. Department of Agriculture—also known as the USDA rural development loan or mortgage—is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA loan has no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



Coconut-Creek Lenders

  • Osprey Mortgage Lending LLC
  • 5364 Osprey Street, Coconut Creek, FL, 33073
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Expert Title Company
  • 1761 W. Hillsboro Blvd, Suite 205, Deerfield Beach, FL, 33442
  • Lends in Florida
  • Expert TitleSM utilizes state of the art equipment and methods to provide you the most efficient and high quality service. We have operated since early 2002 in centrally located Broward County. After more than 20 years of operation in Fort Lauderdale, the office was relocated in 2007 to Deerfield Beach, helping us better serve Miami-Dade

  • Wise Choice Mortgage Corporation
  • 1807 South Powerline Road, Suite 105, Deerfield Beach, FL, 33442
  • Lends in Florida
  • Our mission is to provide to provide our clients with the highest quality of Lending services available. We bring a highly qualified team of Lending professionals to the table for all of our clients. We act in the best interest of our clients at all times, bringing unquestionable ethics to each transaction

  • Royal Mortgage USA Corp.
  • 1130 S Powerline Rd #104, Deerfield Beach, FL, 33442
  • Lends in Florida
  • Royal Mortgage USA has assisted countless clients in realizing their dream home through tailored financing options. As our client’s partner and advocate, our team of experienced, professional, and dedicated financial officers find satisfaction in crafting the perfect mortgage solution.

  • ATS Investments Group
  • 3255 NW 94th Ave, Suite 8251, Coral Springs, FL, 33075
  • Lends in Florida
  • ATS Financial, a subsidiary of ATS Investments Group LLC, through its partnership with Fundwise Capital, offers business loans to help you grow your business. Among the products offered are: Equipment Leasing, Accounts Receivables, SBA Loans and Business Lines of Credit. We have expert consultants that will guide you through the process of funding

  • Hero Mortgage Group
  • 7407 Wiles Road, Suite 354, Coral Springs, FL, 33067
  • Lends in Florida
  • OUR MISSION is TO PROVIDE EXTRAORDINARY SAVINGS TO HEROES WHO PROVIDE EXTRAORDINARY SERVICES TO OUR NATION AND ITS COMMUNITIES EVERY DAY. We've been helping customers afford the home of their dreams for many years and we love what we do. We take pride of ownership and continually strive to deliver excellence.

  • Elite Funding Network LLC
  • 7957 North University Drive, Suite 156, Parkland, FL, 33067
  • Lends in Florida
  • We use the most up to date technology powered by the nations top lenders, we also save time and efforts by streamlining the complex mortgage loan process to make it as easy as possible for our clients​. Our goal is to provide exceptional service, save you money, and offer you the lowest rates in the industry.

  • Athus Mortgage Services LLC
  • 11764 W. Sample Road, Suite 103, Coral Springs, FL, 33067
  • Lends in Florida
  • We are here to serve our clients with honesty, integrity and competence. We understand that sometimes buying a house can be disappointing and stressful but we are going to work hard to provide the mortgage process faster, simpler and less stress. Working directly with the lenders to get the lowest interest rate

  • The Discount Mortgage Store
  • 7452 champagne pl, Boca Raton, FL, 33433
  • Lends in Florida
  • We Finance every type of Residential and Commercial Mortgage in the USA. The The Discount Mortgage Store Team is your premier mortgage team located in Boca Raton, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage.