USDA Vs. FHA Pro and Con comparison in Brent, Escambia County, FL
In 2026, the USDA loan limit for Brent, located in Escambia county, FL, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast the top USDA and FHA rates available today and discover the necessary income, credit score, reserves, and documents required for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in is ideal for your financial situation.
2026 Loan Limits and Downpayment Requirements in Brent, Escambia County, FL
Type of Loan
Maximum Loan
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Brent, FL
Lendersa® strives to secure the best possible USDA or FHA loan for you, quickly and hassle-free. Choose from three starting points to connect with matching lenders for USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and is intended primarily for rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans do not require any down payment.
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