USDA and FHA Pro and Con in Brent, Escambia County, FL

In 2026, the USDA loan limit for Brent, located in Escambia county, FL, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast the top USDA and FHA rates available today and discover the necessary income, credit score, reserves, and documents required for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in is ideal for your financial situation.

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2026 Loan Limits and Downpayment Requirements in Brent, Escambia County, FL

Type of Loan Maximum Loan Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Brent, FL

Lendersa® strives to secure the best possible USDA or FHA loan for you, quickly and hassle-free. Choose from three starting points to connect with matching lenders for USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and is intended primarily for rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • La Terre Federal Credit Union
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  • La Terre Federal Credit Union is organized & dedicated to providing affordable financial services & products to our member-owners. Members can rest assured that our credit union is financially strong and that we operate using sound business practices. Our focus is to continue the growth of our credit union while providing excellent member service.

  • T.E.A. Federal Credit Union
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  • In 1967, ten Terrebonne Parish School System Employees (Mr. L. L. Streams, President, Mrs. Genevieve Gauno, Mr. W. J. Danks, Mrs. Helen C. Bryant, Mrs. Evelyn T. Johnson, Mrs. Martha L. Townsend, Mrs. Fledia W. Calloway, Mrs. Estelle M. Moseley, Mrs. Hazel Hawkins Navarre and Mr. Willie W. Gaither).

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  • Campus Federal Credit Union
  • 9555 Antioch Road, Suite A, Baton Rouge, LA, 70817
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