In the year 2026, the USDA loan limit in West-Pensacola, within Escambia County, FL, is set at $285,000. On the other hand, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to effectively compare the prime rates for USDA versus FHA loans of today. It helps assess required income, credit, reserves, and necessary documentation to qualify. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side-by-side, guiding you to choose the most suitable program in
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| Loan Type | Loan Limit | Down payment |
|---|---|---|
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to secure the most advantageous USDA or FHA loan for you swiftly and with minimal hassle. Choose from one of the three starting pathways that connect you to lenders and USDA loan programs.
USDA home loans are secured by the Department of Agriculture and often called USDA rural development loans or USDA mortgages, available exclusively in rural areas. Unlike FHA loans requiring a minimum of 3.5% down, USDA mortgages need no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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