USDA and FHA Pro and Con in Pensacola, Escambia County, FL
For 2025, the USDA loan limit applicable in Pensacola, located in the county of Escambia, FL, is $336,500. In comparison, the FHA cap for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA versus FHA rates today, and determine the income, credit scores, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side-by-side, guiding you in choosing the best program tailored to your financial situation in .
2025 Loan Limits and Downpayment Requirements in Pensacola, Escambia, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Pensacola, FL
Lendersa® is committed to securing for you the best possible USDA or FHA loan swiftly and without hassle. Start with one of three strategies to connect with lenders and access USDA loan programs effectively.
The USDA home loan is a government-backed option issued by the Department of Agriculture, commonly referred to as the USDA rural development loan or USDA mortgage, exclusively available to rural communities. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment at all.
Jacksonville Firemen’s Credit Union was established in 1933 to serve our members financial needs. The credit union is a not-for-profit financial cooperative that encourages thrift and provides credit at competitive rates. The credit union is owned and operated by its members. Each member has an equal vote regardless of account balance.
BankFLORIDA serves our customers and community by providing financial services with the highest level of integrity and a superior banking experience. We provide our customers access to a full range of financial products and will work hard every day to exceed their expectations. We strive to be the preferred provider, create customer loyalty
28210 Paseo Dr. Ste. 125, Wesley Chapel, FL, 33543
Core Values Based Lending
I owe my successes to a service model based on the Benchmark Core Values. We pride ourselves on providing personal service, competitive rates, and efficient loan processing. Benchmark was founded on the principle of customer focus with service that exceeds expectations.
Our goal is to create long term relationships with our clients. As a long standing hard money lender in Tampa, Florida, our track record speaks for itself: many satisfied and successful clients.We also provide free consulting services to our customers.When it comes to hard money lending in Tampa, Birchwood is the easiest and cheapest to work with.
We understand the mortgage transaction process, how it works and how it impacts the life of every person applying to buy a home. From our founding, we’ve built personal relationships with each of our customers to better the process for everyone. First Option began with an idea: To provide a better life for employees and customers alike.
Titan Home Lending, based in Tampa, is one of Florida’s leaders in FHA 203K and Fannie Mae HomeStyle Renovation Loans. These little known and highly misunderstood programs have helped thousands of home buyers purchase properties at below market value, fix them up to make them their own
As regional banks have dissolved or been bought up by larger banks, many of the best and brightest bankers have sought out a place to work where long term relationships were valued over short term gains. That place is Queensborough. We are delighted to provide the professional banker expertise you need with a personal banker attitude you want.
3740 Beach Blvd, Suite 300, Jacksonville, FL, 32207
Linward Realty is an integral part of the Linward Family of Companies. Located in Jacksonville, Florida with over 50 years combined experience in Northeast Florida Real Estate, our team has transacted in excess of $50, 000, 000 in Real Estate transactions. Dating back to 1996 when Linward Development Corporation was created,
Coastline Federal Credit Union is a full–service, not–for–profit financial cooperative. We provide personal banking services but, unlike a bank, we're owned by our account holders—members like you! Our goal is to be better than a bank by delivering outstanding service, competitive savings yields.
First Down Mortgage, LLC – NMLS 1920842 is a registered and licensed mortgage brokerage firm located in Jacksonville, FL. We offer services such as brokering residential purchases and refinances, as well as providing related mortgage loan guidance. We are a client centric brokerage firm focused on the satisfaction
