USDA Loan Vs. FHA loan for Pensacola, FL 2025

In 2025, USDA loan limit in Pensacola, county of Escambia, FL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Pensacola, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(419) 865-2200 Lender's profile and map Reviews Jeep Country Federal Credit Union 7030 Spring Meadows West Drive, Holland, OH, 43528 Jeep Country Federal Credit Union is a member owned financial cooperative that is committed to providing friendly, personal, convenient and competitive services to its member owners. The Credit Union desires to build lasting relationships with our members in order to enable our members to achieve
(419) 861-9008 Lender's profile and map Reviews Greentree Mortgage Services 7555 Airport Hwy, Suite A, Holland, OH, 43528 We provide mortgage loans for home purchasing and refinancing in Ohio and Michigan. If you are looking to buy a home or refinance an existing mortgage, please call for a no-cost analysis of your options. We provide 24 hour pre-approvals, and strive to create "Raving Fans" of our clients.
(708) 867-2565 Lender's profile and map Reviews Parkway Bank and Trust Company 4800 North Harlem Avenue, Harwood Heights, IL, 60656 Parkway Bank and Trust Co. is a locally owned and operated financial institution offering a wide array of financial products and services. Committed to growth and consistently offering the best in customer service, Parkway Bank and Trust Co. continues to be a community leader in banking.
(312) 819-8440 Lender's profile and map Reviews Lender 4 You Limited 5201 N Harlem Ave, Chicago, IL, 60656 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise in the loan approved closing process
(941) 744-6625 Lender's profile and map Reviews Destiny Mortgage Group, Inc 5440 N. Cumberland Avenue, Suite A-102, Chicago, IL, 60656 Destiny Mortgage Group is a full service wholesale mortgage brokerage company, with several offices located across the country, and with loan originating licenses in Illinois, Maryland, Virginia, Florida, Pennsylvania, Delaware, and Washington D.C. Our main objective is to help borrowers obtain residential real estate mortgage financing.
(216) 270-5530 Lender's profile and map Reviews Veritas Financial Group LLC 1060 Ledge Road, Medina, OH, 44256 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(330) 419-8243 Lender's profile and map Reviews COMMONWEALTH DIVERSIFIED LENDING 5000 Gateway Drive, Medina, OH, 44256 Our business specializes in making every client feel like family. For my clients with every challenge that may be put in front of me, it is just an obstacle to get over, so that my clients will meet there goals, whether it is buying a home, financial freedom, real estate investing, or buying a business.
(330) 410-3770 Lender's profile and map Reviews Consolidated Funding Corp 2425 Medina Road, Medina, OH, 44256 CHM Lending is a local mortgage broker founded in 1992 and located in Medina, Ohio. Our company offers a full range of mortgage loan products including Conventional, FHA, VA, USDA, Construction, and Renovation loans. Our team has a combined over 45 years of experience in the mortgage industry.
(800) 413-5857 Lender's profile and map Reviews Crossroads Home Loans 2530 Medina Road, Suite 100, Medina, OH, 44256 "At Crossroads Home Loans. We are a web based Mortgage Firm. We know that each customer has specific needs, so we strive to meet those needs with a wide array of products and services. Buyers, Sellers or Refinancing. We pride ourselves on our consistent referral base from Past Clients Real Estate Agents, Broker Firms, Attorneys"
(773) 267-7300 Lender's profile and map Reviews Albany Bank and Trust Company 3400 W Lawrence Ave, Chicago, IL, 60625 Albank is Chicago's concierge business bank. We provide financial services with a personal relationship to commercial real estate clients, business owners, and community professionals. Founded in 1953, Albank is continuously highly rated with a solid financial condition, offering its business.