USDA Vs. FHA Pro and Con comparison in Pensacola, Escambia County, FL
For 2025, the USDA loan limit applicable in Pensacola, located in the county of Escambia, FL, is $336,500. In comparison, the FHA cap for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA versus FHA rates today, and determine the income, credit scores, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side-by-side, guiding you in choosing the best program tailored to your financial situation in .
2025 Loan Limits and Downpayment Requirements in Pensacola, Escambia, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Pensacola, FL
Lendersa® is committed to securing for you the best possible USDA or FHA loan swiftly and without hassle. Start with one of three strategies to connect with lenders and access USDA loan programs effectively.
The USDA home loan is a government-backed option issued by the Department of Agriculture, commonly referred to as the USDA rural development loan or USDA mortgage, exclusively available to rural communities. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment at all.
Ida’s Direct Mortgage is a local company committed to serving Tulare, Visalia and the Central Valley with personalized home loan services. With over 30 years of experience in the industry and outstanding customer service, you'll appreciate the difference.
At Ida’s Direct Mortgage, a Tulare Mortgage Company,
1209 Nevada Street, Suite 200, Redlands, CA, 92374
Since 1990 Mountain West Financial has built a reputation of not just putting our clients in any loan, but putting them in a home loan that suits both their short and long term goals. We strive to earn the opportunity to become a lender for life. Our success over the past 30 years is derived from our goal of offering sustainable
Crawford Real Estate Services, Inc. has been owned and operated by the Crawford Family without interruption since 1957.
We are in the business of arranging financing for first and second trust deeds as well as business purpose Residential, Commercial, Industrial, New Construction and Land Loans.
1255 West Colton Avenue, Office 17, Redlands, CA, 92374
Since 1990 Mountain West Financial has built a reputation of not just putting our clients in any loan, but putting them in a home loan that suits both their short and long term goals. We strive to earn the opportunity to become a lender for life. Our success over the past 30 years is derived from our goal of offering sustainable homeownership.
Atlas Crown Financial specializes in providing financing options for all types of real estate purchases. Atlas Crown Financial has developed relationships with lenders versed in residential financing options. Our loan officers work with you to understand your options and pick the type of loan best suited for your needs.
1255 West Colton Avenue, Suite 120, Redlands, CA, 92374
New Horizon Mortgage Concepts thrives on helping our Customers obtain the type of Financing that best addresses their individual and unique requirements. Being a Mortgage Broker allows us to match the many Financing Products we represent with our Client’s specific needs and desires thereby ensuring that we can offer all of our Customers.
1425 W Lugonia Ave, Suite 102, Redlands, CA, 92374
Arrowhead Capital Corporation is a mortgage broker based in Redlands, CA. that provides service all over Southern California. Our team is always willing to serve you and each loan officer brings years of experience to the table with a smile. Locally owned and operated since 1985, we want to help provide a financial future, one family at a time
Mountain West Financial, Inc. is a full-service, privately held Mortgage Banker with an outstanding reputation built on trust, ethical lending practices and true family values. We are a family-owned business who have been making homeownership a reality since 1990. From the time of application to closing.
Freedom Banking from Home Bank of California has been proven to be the best option for individuals, couples and businesses who want a hassle-free experience when it comes time to managing their finances. Access and manage your money from anywhere with web banking, mobile banking apps, nationwide ATM network, and Remote Relationship Managers availab
Founded in 1934 as San Diego Metropolitan Credit Union to serve City employees, & re-established in 2018 as Wheelhouse Credit Union to serve all of San Diego, we have deep roots in the community & are committed to helping our Members & our beautiful City thrive. We help San Diegans achieve their financial goals through high-yield deposit accounts.
