USDA Loan Vs. FHA loan for Ensley, FL 2025

In the year 2025, the USDA loan ceiling for Ensley, located in the county of Escambia, FL, stands at $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best current USDA and FHA rates. This tool helps you determine the required income, credit score, reserves, and documents. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, which aids in choosing the right program in for your financial situation.

USDA and FHA Loan Choices in Ensley, FL

The objective of Lendersa® is to promptly and effortlessly connect you with the most suitable USDA or FHA loan. Choose from one of three starting options that align lenders with USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA loans require no down payment.

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(717) 232-3526 Lender's profile and map Reviews Belco Community Credit Union 449 Eisenhower Boulevard, Suite 200, Harrisburg, PA, 17111 Belco Community Credit Union was organized in 1939 as a federally chartered credit union, serving the employees of Bell Telephone Company of Harrisburg, Pennsylvania. Belco's conversion to a state chartered credit union in 1997 opened the doors to expanding services to other businesses in Central Pennsylvania.
(785) 885-4234 Lender's profile and map Reviews Southwind Bank PO Box 40, Natoma, KS, 67651 At Southwind Bank, where you experience banking the way it should be! Here we still believe in personal banking relationships. Our customers are more than just a number; they are our neighbors and friends. For generations, we have worked together with our customers to help our communities grow and prosper.
(814) 452-5743 Lender's profile and map Reviews Saint Vincent Federal Credit Union 2314 Sassafras Street, Suite 100, Erie, PA, 16502 Saint Vincent Erie Federal Credit Union is a not-for-profit financial cooperative existing to serve its members. Credit Unions are less likely to charge service fees than banks. We do not issue stock or pay earnings dividends to outside stockholders like other financial institutions.
(800) 447-2265 Lender's profile and map Reviews Happy State Bank 100 E Main St, Happy, TX, 79042 Happy State Bank began in 1908 in Happy, TX. While we’ve grown in size, locations, & assets, we like to keep the feel of a small-town Bank where everyone knows your name. Our core values are embedded in everything we do. You’ll notice these in our communications, in the way we serve our customers & communities & in the attitudes of our employees.
(402) 871-3833 Lender's profile and map Reviews The Denman Team 14301 FNB Parkway, Suite 100, Omaha, NE, 68154 Founded in 1966, Delmar Mortgage is a full-service mortgage company helping new and experienced buyers find their dream homes. Delmar Mortgage offers a wide range of mortgage products that allow us to fit the best loan to the specific needs of each client. Our products range from conventional, jumbo, FHA, VA and more.
(402) 431-5180 Lender's profile and map Reviews Four Points Federal Credit Union 510 N 127th Street, Omaha, NE, 68154 Originally established in 1934 as one of the first twelve credit unions serving employees of the Farm Credit System, we organized as the Farm Credit Administration Cooperative Credit Association. In 2005 we converted to a federal charter and adopted the name Four Points in order to better reflect our new ability to serve members.
(402) 301-7098 Lender's profile and map Reviews Aksarben Mortgage LLC 13520 California Street, Suite 250, Omaha, NE, 68154 Aksarben Mortgage brings to the Omaha mortgage market experienced, customized, comprehensive service that is local and personal. Exceptional service is our passion as we strive to be our clients’ advisors for life, not a single transaction. We've been helping customers afford the home of their dreams for many years.
(402) 305-4824 Lender's profile and map Reviews Petrovich Team Home Loan 14301 FNB Pkwy, Suite 100, Omaha, NE, 68154 I started in the mortgage industry back in 2002 right after graduating from the University of Nebraska at Lincoln. Since I had no idea what I wanted to do after graduating, I sort of just fell into being a loan officer. I don’t think anyone dreams of being a mortgage lender growing up, but in the many years
(402) 397-7180 Lender's profile and map Reviews Eagle Mortgage Co 303 N 114th St, Omaha, NE, 68154 Eagle Mortgage Company is a locally owned and full-service mortgage company in Omaha, NE. We specialize in providing you with a Conventional loan, VA loan, FHA loan, and USDA loan in both Nebraska & Iowa, including Sarpy County, Douglas County, Omaha, and Council Bluffs. Whether you are buying a home or looking for a home refinance loan
(402) 571-8444 Lender's profile and map Reviews Heartland Area Federal Credit Union 6111 N 72 Street, Omaha, NE, 68134 Heartland Area Federal Credit Union has been open since 1954. The credit union has assets totaling $22.35 Million and provides banking services to more than 1, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(402) 492-9100 Lender's profile and map Reviews First Nebraska Credit Union 10655 Bedford Avenue, Omaha, NE, 68134 First Nebraska Credit Union is a member-owned, not-for-profit financial cooperative. We offer many of the same services you find at other financial institutions, however we are motivated by service rather than profit. Our focus is “People Helping People” and our goal is to strengthen the financial well-being of our members.
(641) 648-5171 Lender's profile and map Reviews Iowa Falls State Bank 601 Washington Avenue, Iowa Falls, IA, 50126 Iowa Falls State Bank was the first bank to reopen in Iowa Falls after the five banks in town were closed by the stresses of the Great Depression. It opened up for business on May 25,First Iowa Falls State Bank 1933, with a capital of $25,000 and a surplus of $5,000. On the first day the bank was opened, deposits of $25,000.