USDA VS FHA in Brooksville, Hernando County, FL

In 2025, the USDA loan cap in Brooksville, within Hernando, FL is $336,500, whereas the FHA limit for a single-family home is $472,030.

Use Lendersa® USDA loan calculator to compare the top USDA vs. FHA rates today and determine required income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, aiding you to choose the best program for your personal financial situation in areas like Alabama.

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2025 Loan Limits and Down Payment Requirements in Brooksville, Hernando, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Brooksville, FL

The aim of Lendersa® is to connect you with the best USDA or FHA loan, quickly and with ease. Choose one of three starting strategies that align you with the right lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

The USDA home loan, guaranteed by the Department of Agriculture, known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans have zero down payment requirements.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Ronald Christopher and Associates Inc
  • 77734 Country Club Drive, Suite L2, Palm Desert, CA, 92211
  • Ronald Christopher & Associates is a boutique Real Estate & Mortgage office that was established in 2013, Veteran owned & operated by Ron & Tina Saporito. Meeting within the business many years ago, Ron & Tina discovered they both had the same drive & passion for the real estate & mortgage industry but wanted to offer their clients a more enhanced,
  • Power 1 Financial
  • 77570 Springfield Lane, Suite M, Palm Desert, CA, 92211
  • At Power 1 Financial has 20+ years of experience in the mortgage industry. As a Mortgage Broker we can offer many types of loan programs through a variety of lenders. Banks and Mortgage Bankers are only able to offer limited in-house loan programs. Our number one priority is focusing on making customers for life!
  • Boiko Mortgage Company
  • 42280 Beacon Hill, Suite D-3, Palm Desert, CA, 92211
  • BMC help you with all of your residential lending needs. Whether your goal is to finance your new home or business or Refinance an existing residential property, BMC is the only stop you need to make. A dedicated and committed mortgage and loan professional, Ira Boiko has the knowledge and experience to help you through the loan process.
  • Vanmar Lending
  • 77824 Wildcat Drive, Palm Desert, CA, 92211
  • "Vanmar Lending was founded in 2012 by Kristen (Vance) Martinez and Carlos Martinez. It is a full-service mortgage lending company offering FHA, VA, USDA, Conventional and Jumbo loan programs. ​ The team’s mission and commitment is its dedication to facilitating the dream of home ownership by providing Five-Star Service."
  • LTV Private Equity
  • 75280 Highway 111 Suite 101, Indian Wells, CA, 92210
  • LTV Private Equity is a locally owned company located in Indian Wells, California. With over 30 years of "Hard Money" experience within the LTV family, we have represented borrowers and lenders throughout the state of California.LTV personally inspects each property in question and gathers their own property data.
  • Fouts Financial, Inc.
  • 1863 Rams Hill Drive, Borrego Springs, CA, 92004
  • Fouts Financial, Inc. is a corporation owned by Robert Morgan Fouts, and is licensed to provide real estate financing by the Department of Real Estate of the State of California since 1985. It is also licensed in Hawaii, and Washington Fouts Financial provides mortgage brokerage services for residential, commercial, construction.
  • Snake River FCU
  • 2361 Orchard Drive E, Twin Falls, ID, 83301
  • Snake River Federal Credit Union was organized as a Federally Chartered Credit Union on June12, 1953, Twin Falls, Idaho. Snake River Federal Credit Union is a well established Credit Union serving the employee’s of The Amalgamated Sugar Company, their family members and the Southern Idaho Sugar Beet Growers.
  • Reverse Mortgage Works
  • 73131 Country Club Drive, Suite C3 & C4, Palm Desert, CA, 92260
  • Our goal of giving you the best service possible is exemplified by our customer service team. As our reputation attests, we strive for excellence in every way and promise to serve you with the utmost care and integrity. As such, we are always here to address any concerns you may have. Your concerns are our concerns!
  • Pacific Mortgage Exchange, Inc.
  • 73241 Hwy 111, Palm Desert, CA, 92260
  • Pacific Mortgage Exchange, Inc. of Palm Desert, CA has been your devoted hard money lender for over 30+ years! Pacific Mortgage Exchange, Inc.’s reliable hard money loan programs make the process of investment funding fast and convenient and enables clients nationwide with income-producing properties to receive funding.
  • Nationwide Fair Lending
  • 73255 El Paseo, Suite 12, Palm Desert, CA, 92260
  • Nationwide Fair Lending employs an experienced staff, whose sole function is to assure customer satisfaction throughout the entire loan process. Our staff’s commitment to this industry is supported by continued education and development in the latest products. We measure achievement not only in financial terms but also in human terms.
  • One Million Dollar Plus
  • 71330 CA-111, Rancho Mirage, CA, 92270
  • One Million Dollar Plus finances luxury and ultra-luxury residential mortgages. Our expert team works with a diverse pool of top-tier national and international clients, creating wealth at the market’s lowest rates with the least hassle. We first identify the best possible terms and then supervise the entire lending process on our clients behalf.
  • Axios Properties, Inc.
  • 44715 Via Alondra, La Quinta, CA, 92270
  • With over 15 years of experience in the accounting, property management and real estate industries, George has extensive knowledge in multi-family, residential and commercial real estate transactions and asset management. With his unique background, he is able to tailor his services to help each client achieve their goals.