In 2025, the USDA loan cap in Brooksville, within Hernando, FL is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use Lendersa® USDA loan calculator to compare the top USDA vs. FHA rates today and determine required income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, aiding you to choose the best program for your personal financial situation in areas like Alabama.
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to connect you with the best USDA or FHA loan, quickly and with ease. Choose one of three starting strategies that align you with the right lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans have zero down payment requirements.
Enter your location to find out if it qualifies for USDA rural housing loan?
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