In 2025, within Hill-'n-Dale of Hernando county, FL, the USDA loan limit is set at $285,000, whereas the FHA limit for a single-family home is $356,362.
To compare today’s best USDA and FHA rates, you can utilize the Lendersa® USDA loan calculator. This tool will help determine the necessary income, credit, reserves, and documents to qualify. By using our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, aiding in deciding which mortgage program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to efficiently provide you with the best USDA or FHA loan option without needless hassle. Choose from one of three paths leading to matched lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, exclusively available in rural neighborhoods. Contrary to FHA loans necessitating at least a 3.5% down payment, USDA loans mandate no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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