USDA Vs. FHA Pro and Con comparison in Floral-City, Citrus County, FL
In 2025, the USDA loan cap for a single-family home in Floral-City, within the county of Citrus, FL, is $285,000. Meanwhile, the FHA limit is given as $356,362.
Explore today's most favorable USDA vs. FHA rates using Lendersa®'s USDA loan calculator. This tool helps identify the necessary income, credit standing, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, guiding you to choose the best program in relevant to your financial situation.
2025 loan limits and down payment requirements in Floral-City, county of Citrus, FL
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan programs in Floral-City, FL
Lendersa®'s objective is to secure you an ideal USDA or FHA loan quickly and with minimal hassle. Start with one of the three options that connect you to USDA loan programs and matched lenders.
The USDA home loan is a government-sponsored loan provided through the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, open solely to rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA loans need no down payment at all.
Cabway Telco Federal Credit Union has been open since 1955. The credit union has assets totaling $5.33 Million and provides banking services to more than 400 members as of March 2022.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to communications
Appalachian Power Employees Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the Appalachian Power EFCU will continue a sound yet progressive asset management strategy and provide new
FARMERS BANK AND TRUST COMPANY is an entity registered with the U.S. General Services Administration (GSA), System for Award Management (SAM). The corporation number is #J6GLPKB2MRG2. The business address is 111 W Washington St, Princeton, KY 42445-1907, USA. The point of contact name is Scott Laffoon.
501 Viking Drive, Suite A, Virginia Beach, VA, 23452
Virginia Beach Postal FCU was chartered on April 5, 1963 to accommodate the financial needs of Virginia Beach Postal Employees. In 2019 we expanded our field of membership to include all United States Postal Service Richmond Virginia District employees. Virginia Beach Postal Federal Credit Union, a member-owned financial institution.
4164 Virginia Beach Boulevard, Virginia Beach, VA, 23452
Beach Municipal Federal Credit Union has been serving the financial needs of its members since 1970. In that time, we've become more than just another financial institution ~we've become your friend, your family and your partner in achieving your financial dreams. Our Mission is Dedicated to understanding and meeting members' needs & expectations.
272 Bendix Road, Suite 500, Virginia Beach, VA, 23452
For over 25 years, Easy Money EMG has helped hundreds of thousands of good people get access to funds when they need them. We believe that everyone deserves a trustworthy source of credit to handle short-term needs whether they have good, fair or credit that needs a little help. We promise to work with you directly.
272 Bendix Road, Suite 500, Virginia Beach, VA, 23452
Minute Loan Center has been your neighborhood community lender for over 25 years. We have helped hundreds of thousands of hardworking Americans find the funds they need, often when others would not help them. Our personalized Installment Loans start with a quick application process and we offer a variety of funding options online
468 Investors Pl, Suite 102, Virginia Beach, VA, 23452
Consumer Mortgage & Investment Corp. We have been serving the needs of homeowners for mortgages in Virginia since 1982. Buying a home is an exciting time and, once you have found your perfect home, you'll need to look for mortgage companies. We can help you find the perfect mortgage for your new home from one of our loan programs.
580 Lynnhaven Parkway, Suite 103, Virginia Beach, VA, 23452
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
780 Lynnhaven Parkway, Suite 400, Virginia Beach, VA, 23452
At Sun West Mortgage Company, Inc. (Sun West), we dedicate ourselves to offering the best service to our customers. To accomplish this, we empower our loan officers so that they can find great rates and provide the best fitting loan options to each customer – at amazing speeds. Our focus on technology has given us an edge in the mortgage industry
780 Lynnhaven Parkway, Suite 160, Virginia Beach, VA, 23452
At Atlantic Mortgage and Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
