In 2025, the USDA loan cap for a single-family home in Floral-City, within the county of Citrus, FL, is $285,000. Meanwhile, the FHA limit is given as $356,362.
Explore today's most favorable USDA vs. FHA rates using Lendersa®'s USDA loan calculator. This tool helps identify the necessary income, credit standing, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, guiding you to choose the best program in relevant to your financial situation.
2025 loan limits and down payment requirements in Floral-City, county of Citrus, FL
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan programs in Floral-City, FL
Lendersa®'s objective is to secure you an ideal USDA or FHA loan quickly and with minimal hassle. Start with one of the three options that connect you to USDA loan programs and matched lenders.
The USDA home loan is a government-sponsored loan provided through the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, open solely to rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA loans need no down payment at all.
790 East Colorado Boulevard, 9th Floor, Pasadena, CA, 91101
We believe homeownership strengthens our communities, cities, and country. We understand buying a house is one of the biggest financial decisions in one’s life. We are committed to providing you with white glove service and guiding you throughout the entire loan process from start to finish
105 S. Los Robles Ave. Suite 665, Pasadena, MD, 91101
Temple View Capital is a national private portfolio lender that offers flexible financing for investors in residential real estate. Founded by entrepreneurs with more than 20 years of residential mortgage and real estate investment experience, Temple View has been at the forefront of innovative product development since its inception.
Ideal Lending aka Half-Price Title Loans was founded by the Martineau Family in 2012. Our goal is to make access to short-term financing more affordable for Idahoans. We aim to lend the most with the lowest payments, all while providing the best service! We also have some of the lowest rates of anyone in town.
In Boise, Idaho, Diversified Mortgage Group has been providing quality real estate financing for over 14 years. With a proven track record, we strive to serve the lending needs of every homebuyer, and are dedicated to finding a home loan with a rate, terms and cost to meet your unique needs.
Rancho Federal Credit Union (RFCU) has been serving members and families since 1936 – meaning that we are celebrating our 85th anniversary this year. Rancho Federal has strong ties to union workers, and a long tradition of dedicated service. Unlike profit-driven banks, Rancho Federal believes it is our obligation to promote financial literacy.
American 1st Home Loans offers a variety of loan programs. Perhaps you might be looking for your first home, an investment home or even a second/vacation home. Maybe you just need to only refinance your existing mortgage into a lower fixed rate or refinance your mortgage while consolidating other high interest loans.
SPADA, Italian for sword, epitomizes our strength, will, and ambition to cut down the time and money it takes to buy a property. It is recommended that you shop around with 3 or 4 lenders before you make a mortgage or loan decision. But with SPADA, we have partnerships with dozens of lenders and can do the shopping for you.
8345 Firestone Boulevard, Suite 320, Downey, CA, 90242
Pillar Financial supports customers by providing Commercial and Residential lending solutions to help our customers reach their Real Estate goals you are in the research phase at the beginning of your refinancing or purchase search, And also founder of the Jonathan Calderon want to help you I am a real estate professional and finance specialist.
Parsons Federal Credit Union is made up of member-owners who take pride in where they bank. We have proudly served the financial needs of Parsons Corporation, its affiliates, and their family members since 1975. Today, we have expanded our footprint, delivering outstanding service to members located around the world through innovative technology
On April 11, 1950, seven Caltech employees established Caltech Employees Federal Credit Union (CEFCU). Each of these founding members contributed one share of $5 to the first pool of Credit Union money.
After 70 years of service, the Credit Union has grown from those first seven-member accounts
Since 1934, Wescom Credit Union has been dedicated to helping members throughout Southern California build better lives. Now with 24 branches, we provide essential banking solutions to more than 200, 000 members.
Like all credit unions, Wescom is a non-profit financial cooperative, and our members are our owners.
