USDA Loan Vs. FHA loan for Floral-City, FL [Citrus County Rates 2023]

In 2025, USDA loan limit in Floral-City, county of Citrus, FL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Floral-City, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(315) 656-8220 1052 miles Lender's profile and map Reviews CORE Federal Credit Union 7200 Kirkville Road, East Syracuse, NY, 13057 CORE Federal Credit Union has been open since 1959. The credit union has assets totaling $134.55 Million and provides banking services to more than 9, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
(315) 449-0353 1052 miles Lender's profile and map Reviews Community Bank, N.A. 5821 Bridge Street, East Syracuse, NY, 13057 Community Bank System Inc. (NYSE:CBU) is a full-service financial institution with more than 215 customer locations across New York, Pennsylvania, Vermont & Massachusetts, where we’re known as Community Bank, N.A. With over $13 billion in assets, we have the resources to finance a wide range of personal, small business & commercial business needs.
(620) 488-2211 1052 miles Lender's profile and map Reviews The Valley State Bank 502 North Merchant Street, Belle Plaine, KS, 67013 The Valley State Bank is a community bank that has operated under the same name since it was founded in 1897. Since establishment, the financial institution has grown and opened branch locations in Derby, KS and Wichita, KS. Valley State Bank has been accorded the special recognition of Blue Ribbon Bank
(319) 398-5007 1052 miles Lender's profile and map Reviews Metco Credit Union 115 8th Avenue SW, Cedar Rapids, IA, 52404 Metco Credit Union is a non-profit financial cooperative, owned, and operated by its members. Our purpose is to create pathways to financial success for our members by providing a full range of competitive services that respond to their changing needs. Metco Credit Union Established in 1957.
(860) 671-8601 1052 miles Lender's profile and map Reviews Harbour Mortgage Group 163 S. Broad St, Suite 11, Pawcatuck, CT, 06379 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(518) 234-4397 1052 miles Lender's profile and map Reviews Bank of Richmondville 857 East Main Street, Richmondville, NY, 12149 The Bank of Richmondville was established in 1881 by the honorable Judge John Westover and James Foster as a privately owned bank. The bank's initial facility was located at Main and Summit Streets in Richmondville, New York. In the fall of 1893, through the efforts of William Lewis and A.D. Frasier, the Bank of Richmondville was organized
(262) 560-9786 1052 miles Lender's profile and map Reviews Loans 4 Homes 1833 Executive Drive, Suite 105, Oconomowoc, WI, 53066 LOANS 4 HOMES is committed to providing our clients with the highest quality financial services combined with low, competitive rates. At LOANS 4 HOMES, our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
(414) 915-8289 1052 miles Lender's profile and map Reviews BANK FIVE NINE 155 W. Wisconsin Ave, Oconomowoc, WI, 53066 Bank Five Nine is a full-service, independent, community bank that has served southeast Wisconsin since 1859.We enjoy long, quiet walks on the beach, puppies and romantic dinners. Nah, we're too old for all that, but we're still pretty cool, and we do actually love puppies. As a community bank, we make it a priority to give back to the customers.
(262) 567-4421 1052 miles Lender's profile and map Reviews First Wisconsin Financial 110 N Main St, Oconomowoc, WI, 53066 First Wisconsin Financial, Inc., I take a dynamic approach to home financing by shopping all of the major mortgage lenders and securing the most competitive rate for my clients and also This firm offers mortgages including purchases, refinancing, home equity loans and debt consolidation
(231) 861-6049 1052 miles Lender's profile and map Reviews Shelby State Bank 242 N. Michigan Avenue, Shelby, MI, 49455 At Shelby State Bank, we pride ourselves on the community-based banking we have offered since 1931 in Shelby, Michigan. We may have grown to ten branches since then, but each retains that sense of community. We're right down the street, and online when you just can't make it to the bank.
(860) 282-0001 1052 miles Lender's profile and map Reviews Finex Credit Union 616 Burnside Avenue, East Hartford, CT, 06108 Finex is a credit union. We are a cooperative, not-for-profit financial institution owned by our members. The purpose of a credit union is to use its income to provide affordable, quality products and services to members. We work hard to enrich the quality of life for others. The Finex difference is all in how we do banking.