USDA Vs. FHA Pro and Con comparison in North-Brooksville, Hernando County, FL

In 2026, the USDA loan limit in North-Brooksville, situated in the county of Hernando, FL, is set at $285,000. For a single-family dwelling, the FHA limit is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA options and determine what income, credit, reserves, and documents are necessary to qualify. Our comprehensive mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loan options, assisting you in identifying the program in that best suits your financial needs.

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Loan limits and down payment requirements in North-Brooksville, Hernando, FL for 2026

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan programs available in North-Brooksville, FL

Lendersa® aims to connect you with an optimal USDA or FHA loan quickly and without stress. Choose from three starting points to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan, backed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans that necessitate a minimum of 3.5% down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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