USDA Loan Vs. FHA loan for Cape-Coral, FL 2025

In 2025, USDA loan limit in Cape-Coral, county of Lee, FL is $315,100 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Cape-Coral, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(833) 993-3863 Lender's profile and map Reviews HouseMax Funding 1301 S MoPac Expy Suite 110, Austin, TX, 78746 One of the fastest growing hard money lenders in America! Our team has over 25 years of lending experience and over 50 years of collective Real Estate sales, and investing. We have funded over 1,250 deals and flipped more than 3,000 houses.The HouseMax team offers a special hands-on approach and truly enjoys and values time spent with borrowers.
(512) 637-9900 Lender's profile and map Reviews Sente Mortgage 901 S. Mopac Blvd. Bldg IV, Suite 125, Austin, TX, 78746 Sente, we know what it takes to succeed in this industry. We have discovered that leverage is one of the keys to a productive mortgage career. Just like a team of climbers, leverage is required to reach pinnacles of production for each individual mortgage banker. We have the resources and expertise to help put you on a path to achieve your goals.
(512) 771-1474 Lender's profile and map Reviews Austin Capital Mortgagae 3801 N. Capital of TX Hwy, Suite J230, Austin, TX, 78746 We are a full service residential mortgage banking firm serving the Austin, Houston, San Antonio, and Dallas Fort Forth metro areas. We have been serving the needs of the residential mortgage community since 1996. Our customers know us for competitive rates and consistent customer satisfaction. Our integrity is reflected in our raving client.
(512) 328-0400 Lender's profile and map Reviews Mission Mortgage of Texas, Inc 901 S. Mopac Expwy., Austin, TX, 78746 Mission Mortgage has been providing professional lending services in Texas since 1986. We are a locally-owned company with the resources of a national lender. We provide our own processing, underwriting, closing, and funding in our main offices in Austin allowing us to complete your transaction with the fewest delays.
(512) 779-4046 Lender's profile and map Reviews Barton Creek Lending Group LLC 6011 Cape Coral Drive Austin, Austin, TX, 78746 BCLG was founded in 2004 and is a full service Mortgage Banker licensed in Texas, with the ability to provide mortgage financing for residential properties, commercial properties, condo projects raw land, and construction to permanent "One Time Close" projects. So, whether you are buying, building, or refinancing in TX.
(888) 902-2552 Lender's profile and map Reviews American Bank of Commerce Wolfforth 10920 Lakeline Mall Drive, Suite 200, Austin, TX, 78717 The American Bank of Commerce first opened for business as Wolfforth State Bank on September 11, 1962 with James S. Moore as chairman of the board. In January 1963, Wolfforth State Bank moved from temporary facilities to its first home in downtown Wolfforth, Texas. Wolfforth State Bank changed its name to American Bank of Commerce
(214) 208-8873 Lender's profile and map Reviews Tiffany's Hard Money Real Estate Loans LLC 9900 Spectrum Dr, Austin, TX, 78717 Tiffany is an experienced lending executive officer with a demonstrated history of working in the financial services industry since 1993. Skilled in Public Speaking, Hard Money Lending, Conventional, FHA, & VA Lending, Nonprofit Organizations, Marketing Management, Negotiation, Business Planning, Networking, and Coaching.
(512) 368-9433 Lender's profile and map Reviews Infinity Mortgage Holdings, LLC 10920 Lakeline Mall Drive, Suite 200, Austin, TX, 78717 Infinity Mortgage Holding LLC is Founded in Austin Texas in 2016, Infinity Mortgage is built on a platform of service: to our clients, and to our team. Our strength lies in our communication, our relationships, and our execution and also Infinity Mortgage Holdings, LLC is committed to providing clients with the highest quality home loans.
(918) 469-3337 Lender's profile and map Reviews The Farmers State Bank 1101 West Main Street, Quinton, OK, 74561 The Farmers State Bank, the second bank established in Quinton, opened for business on April 7, 1908. A small wood frame building provided temporary facilities for the bank at that time. In 1929, stockholders purchased The First National Bank of Quinton and Kinta State Bank, consolidating assets under the state charter of Farmers State Bank.