USDA and FHA Pro and Con in Cape-Coral, Lee County, FL
For 2026, the USDA loan limit in Cape-Coral, located in Lee, county, FL, is $315,100. Meanwhile, for a single-family home, the FHA limit stands at $356,362.
With the Lendersa® USDA loan calculator, you can assess today’s best USDA versus FHA rates, helping you understand the required income, credit score, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in determining the most suitable option within for your financial needs.
2026 Loan Limits and Down Payment Details in Cape-Coral, FL, Lee County
Loan Type
Maximum Limit
Required Down Payment
USDA
$315,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Choices in Cape-Coral, FL
The aim of Lendersa® is to facilitate a hassle-free, swift acquisition of the most favorable USDA or FHA loan. Start with one of three options to connect with lenders and explore suitable USDA loan programs.
The USDA home loan is backed by the government's Department of Agriculture, also known as the USDA Rural Development Loan or USDA Mortgage. It is designed for rural regions and stands out from FHA loans, which require a minimum down payment of 3.5%, as USDA loans demand no down payment at all.
In 2009, Adam Davidson’s vision came to life in the Huntsville, Alabama market. His new home building company, Davidson Homes, offered home buyers quality construction and materials, superior value and an unprecedented level of personalization. He committed himself to building an all-star team of employees
October, 1891, the founders of Copiah Bank opened our doors in service to families and business owners who were largely ignored by bigger-city banks. Theirs was a vision of a bank that would provide responsive solutions, exceptional service, fiscal integrity, and value for those we serve.
344 Rolling Hills Road, Suite 204B, Mooresville, NC, 28117
EDGEWATER Residential Capital offers a variety of products from the most competitive lenders to meet your individual requirements. We specialize in Conventional, Jumbo, Super Jumbo, ARMS, VA, Refinance FHA, USDA loans and we offer 100% financing on USDA and VA loans.We make the process of securing a mortgage simple and straightforward.
108 Gateway Blvd, Suite 104, Mooresville, NC, 28117
Metrolina Capital offers both private lending and structured equity opportunities, helping to empower businesses ready to take the next step toward growth. The company also has an impressive real estate portfolio and over 30+ years of experience in structuring multi-faceted real estate opportunities.
At Rocket City Federal Credit Union, we are members helping members. As we continue to grow and support our community, we remember our humble beginnings and give thanks to all of our members and affiliations. We were built on the foundation of our members, which is why we will always work hard for you.
Redstone Federal Credit Union has been proudly serving the Tennessee Valley since 1951 and now has more than 400,000 members. Redstone has over 4 billion in assets and 25 branch locations in Northern Alabama and Southern Tennessee. As the largest credit union in the state of Alabama and ranked among the Top 20 federal credit unions
Alabama Mortgage Lending committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
1st Legacy Capital was founded by Ken Freshwater & Andy Shurden in 2016. After nearly 40 years of combined mortgage experience, Ken & Andy formed 1st Legacy Capital LLC to provide consumers in Mississippi the premier resource for Mississippi Reverse Mortgage Loans. 1st Legacy is located in Starkville Mississippi & serves consumers state wide.
AMPOT Federal Credit Union was founded as a credit union for American Potash employees and their immediate families, June 30, 1969. We have served these families since that time and we have remained a strong, secure credit union throughout the years. Since our beginning, American Potash has changed names to Kerr McGee Chemical and now it is Tronox.
