USDA and FHA Pro and Con in Cape-Coral, Lee County, FL
For 2025, the USDA loan limit in Cape-Coral, located in Lee, county, FL, is $315,100. Meanwhile, for a single-family home, the FHA limit stands at $356,362.
With the Lendersa® USDA loan calculator, you can assess today’s best USDA versus FHA rates, helping you understand the required income, credit score, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in determining the most suitable option within for your financial needs.
2025 Loan Limits and Down Payment Details in Cape-Coral, FL, Lee County
Loan Type
Maximum Limit
Required Down Payment
USDA
$315,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Choices in Cape-Coral, FL
The aim of Lendersa® is to facilitate a hassle-free, swift acquisition of the most favorable USDA or FHA loan. Start with one of three options to connect with lenders and explore suitable USDA loan programs.
The USDA home loan is backed by the government's Department of Agriculture, also known as the USDA Rural Development Loan or USDA Mortgage. It is designed for rural regions and stands out from FHA loans, which require a minimum down payment of 3.5%, as USDA loans demand no down payment at all.
home.loans, we’re committed to helping educate consumers about the FHA 203b lending process. So, whether you’re a first-time homebuyer, or you’re looking to refinance your second or third home, we want to provide you the easiest-to-understand, most thorough guide on the internet about the 203b loan program.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The Mortgage Veterans LLC was founded by Steven Abramson, a seasoned mortgage professional since 2010. After years of working in the mortgage industry, Steven realized there was an enormous disservice being done to the consumer. He was tired of putting consumers in loans that may not have been the best fit for them, but it was all he could offer.
Our client-first approach and our passion have attributed to our phenomenal growth and continued success on behalf of our clients. To deliver outstanding results for our clients by leveraging our superior market intelligence, data-driven research, carefully customized strategies, and excellence in service.
LV Lending is a Miami-based private lender focused on business and investment mortgage loans on residential and commercial land acquisitions and properties. The company has a current servicing portfolio of $200 million and has overseen more than 500 transactions for $400 million in Florida and Georgia. Founded in 2015,
BGI Capital is a unique provider of traditional, specialty, and bridge financing to real estate agents, mortgage brokers, and businesses whose clients invest in residential and commercial real estate. Led by Managing Partners Kenneth Baboun and Robert Barthelmess, BGI Capital is a direct lender that manages its own funds
We are a specialized firm of life settlement contracts and reverse mortgage(HECM). Our agency offers life and health benefits from major insurance carriers. We also represent most banks that provide home equity conversion mortgages.Our firm focuses on providing solutions to seniors undergoing financial distress.
Mortgage brokerage and realty consulting business in Miami, Florida. We work on commercial and residential loans to homeowners as well as investors. We have bank, private and hard equity loans available for all property types. We work with prime clients, non-prime clients and other mortgage brokers or lenders .
Firehouse Mortgage makes it simple to apply for your home loan. This simple process can be conducted by phone or by submitting a form using the online Approval Request. You will then be contacted by Brennan Kelley for further information. The loan application can be taken over the phone, and your loan approval
