USDA and FHA Pro and Con in Cape-Coral, Lee County, FL
For 2025, the USDA loan limit in Cape-Coral, located in Lee, county, FL, is $315,100. Meanwhile, for a single-family home, the FHA limit stands at $356,362.
With the Lendersa® USDA loan calculator, you can assess today’s best USDA versus FHA rates, helping you understand the required income, credit score, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in determining the most suitable option within for your financial needs.
2025 Loan Limits and Down Payment Details in Cape-Coral, FL, Lee County
Loan Type
Maximum Limit
Required Down Payment
USDA
$315,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Choices in Cape-Coral, FL
The aim of Lendersa® is to facilitate a hassle-free, swift acquisition of the most favorable USDA or FHA loan. Start with one of three options to connect with lenders and explore suitable USDA loan programs.
The USDA home loan is backed by the government's Department of Agriculture, also known as the USDA Rural Development Loan or USDA Mortgage. It is designed for rural regions and stands out from FHA loans, which require a minimum down payment of 3.5%, as USDA loans demand no down payment at all.
Based in Littleton, Colorado since 2002, Pivot Lending Group has always prided itself on being a Trusted and Collaborative mortgage lender. You will trust that your transaction is handled with the utmost care and with collaborative partnerships to produce options you want. We offer all home mortgage loans, including FHA, VA, USDA and Conventional.
Colorado's Best Mortgage Broker, The Best Loan Officer! If you need money for a real estate transaction, we can find it for you. As your expert mortgage broker, your best interest is always on my mind. I like to keep my clients for life. The only way to do that is to offer exceptional service plus knowing that I am your trusted advisor
7175 West Jefferson Avenue, Suite 1350, Denver, CO, 80235
The right mortgage allows you to build equity and, ultimately, to build wealth. A home mortgage is a financial investment in your future. You want a loan that satisfies both short and long-term financial goals by allowing you to buy a home today and accumulate wealth over time. We believe our clients deserve
7400 West Jefferson Ave, Suite 101, Denver, CO, 80235
We are a mortgage company comprised of the best of the best mortgage originators that are held to the highest standards of integrity and ethics. Our goal is to educate borrowers on the biggest investments of their lives regardless of loan amount or credit scores. Closing dates are in ink
7114 W. Jefferson Ave, Suite 212, Lakewood, CO, 80235
"LendEx Mortgage Group is a great family of loan originators that are dedicated to making your goal a reality.
Whether you wish to own your own home or you are looking to refinance your existing mortgage, we work for you to make it happen.
Give us a call. Talk to any one of our personable professionals."
7175 W. Jefferson Ave, Suite 4700, Denver, CO, 80235
Colorado First Time Home Owner Grants we work with people to help them accomplish the American dream of owning a home. We understand that it can be difficult to save the down payment needed to purchase a house so we work with programs to aid in obtaining a grant towards the costs associated with purchasing a house.
American Liberty’s ultimate goal is to create clients for life so that we may continue providing excellent service We are Denver, Colorado’s Top Mortgage Lender for Colorado home purchase loans and mortgage refinancing of your FHA, VA and conventional loans. American Liberty Mortgage is committed to providing our clients with a smooth mortgage
Sage Capital Corp. was founded in 1978 and provides short term commercial loans secured by real estate. Over the years, we have built a strong reputation for honesty and integrity. Our niche is speed and flexibility. If you have a deal that has to close quickly or doesn’t quite fit the bank mold, give us a call.
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Here at American Liberty Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
