USDA Vs. FHA your options comparison in St.-James-City, Lee County, FL
In 2025, the USDA loan limit for St.-James-City, within Lee county, FL, is $315,100, whereas the FHA cutoff for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Assess the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in choosing the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in St.-James-City, Lee, FL
Loan Type
Loan Limit
Down Payment
USDA
$315,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in St.-James-City, FL
The goal of Lendersa® is to efficiently connect you with the best USDA or FHA loan without hassle. Begin with one of three starting points to find matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusive to rural areas. Unlike FHA loans that need a minimum of 3.5% down payment, USDA loans require no down payment at all.
14380 W Capitol Dr, Suite 1, Brookfield, WI, 53005
We are truly passionate about our profession, and the result is that nearly 100% of our business is by referral from satisfied clients, trusted financial advisors and the most experienced realtors in Milwaukee, Waukesha and all of Southeastern Wisconsin. Our mission is to carefully guide you through the entire home loan process,
15460 West Capitol Drive, Suite 220, Brookfield, WI, 53005
Majesty Mortgage is an Equal Housing Lender. Loans are available on a fair and equal basis regardless of race, color, national origin, religion, sex, handicap, marital status, familial status (having children under the age of 18) because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act
Landmark Credit Union is a not-for-profit financial cooperative owned by our customer/members. We return our profits to our members with exceptional rates, lower fees and personalized service. We serve all people living or working in Southern and Northeastern Wisconsin, plus Lake and McHenry Counties in Illinois.
GSF Mortgage Corporation is dedicated to the prosperity of its customers. We are committed to demonstrating the utmost integrity - both professionally and personally - while providing top quality service. We focus on securing the best possible outcome for those who place their trust in us for their mortgage needs.
200 S. Executive Drive, Suite 120, Brookfield, WI, 53005
ProVisor, we understand the stresses of shopping around for a mortgage. That’s why our mission is to make things as simple, easy, and fast as possible, offering transparent rates because we understand this is your money. As your mortgage may be paid for many years to come, making an informed and wise.
"GO Mortgage, we personalize each customer relationship to ensure we can deliver on their unique needs. As a company with a diverse access to the best products in the industry, our reach will get you the best outcome as possible.We also offer competitive rates along with an added expertise in the following:
Conventional mortgage
FHA home loan"
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
John A. Horning's mission to establish Wisconsin's premier real estate company began in 1946 under the name Wauwatosa Realty. Conducting business within his home office, Horning sought to provide his clients with exemplary customer service that extended beyond a transaction. He looked to instill a familial relationship with each customer
