USDA and FHA Pro and Con in St.-James-City, Lee County, FL
In 2025, the USDA loan limit for St.-James-City, within Lee county, FL, is $315,100, whereas the FHA cutoff for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Assess the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in choosing the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in St.-James-City, Lee, FL
Loan Type
Loan Limit
Down Payment
USDA
$315,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in St.-James-City, FL
The goal of Lendersa® is to efficiently connect you with the best USDA or FHA loan without hassle. Begin with one of three starting points to find matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusive to rural areas. Unlike FHA loans that need a minimum of 3.5% down payment, USDA loans require no down payment at all.
NVE Bank is an independent community mutual bank established in 1887. For over 130 years, we’ve dedicated ourselves to providing customers with an unparalleled level of personal service. With 12 offices conveniently located throughout northern New Jersey, NVE offers an extensive range of business
Since its inception in 1935 the Transit Authority Division B Federal Credit Union has been serving its members in the NEW YORK, New York area with exceptional financial products. Currently led by Robert Potter, the Transit Authority Division B FCU has grown its membership to over 1, 785 with assets of more than $5, 903, 219.
Kennedy Funding is a leading nationwide hard money lender specializing in bridge loans for all types of commercial property. The company has over $4.0 billion in loan closings. Commercial real estate loans are provided for land acquisition, development, construction, note purchases, workouts, bankruptcies and foreclosures.
NVE Bank is an independent community mutual bank established in 1887. For over 130 years, we’ve dedicated ourselves to providing customers with an unparalleled level of personal service. With 12 offices conveniently located throughout northern New Jersey, NVE offers an extensive range of business and personal financial services
1900 Hempstead Turnpike, Suite 408, East Meadow, NY, 11554
Since 1970 Lufthansa Employee Federal Credit Union has been there for all Lufthansa Group companies delivering financial security and service. We are employee owned and non-profit so whether you are getting a mortgage or loan, or saving for that something special, your Credit Union is here to help.
We offer a full range of products and service
2575 Hempstead Turnpike, Suite 300, East Meadow, NY, 11554
We offer a full suite of retail banking products, services and financial solutions for consumers and small businesses. On a monthly basis, our members rate us with high marks for the service we provide to them in meeting their banking needs We encourage you to learn more about our Credit Union and see how we can help improve your financial well-bei
Corby Mortgage Services, Inc. is a privately owned mortgage company head quartered in Chicago, Illinois with additional office locations in Milwaukee, Wisconsin with approximately $200 million in annual loan volume. Corby Mortgage Services, Inc. provides residential loans directly to customers through a network of referrals from real estate.
Caribbean Bridge Lender is the fast and reliable direct private lender.
If you're in the market for a loan from $3 million to over $50 million (US$), and you've been having a problem finding someone to accommodate your special circumstances, Caribbean Bridge Lender is the solution you've been looking for.
Because of our experience, connectio
