USDA Vs. FHA Pro and Con comparison in McGregor, Lee County, FL
As of 2025, in McGregor, within Lee county, FL, the USDA loan limit reaches $376,000, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's finest USDA versus FHA rates, determining the necessary income, credit rating, reserves, and documents to qualify. Our sophisticated mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans to help decide which program in the state of fits your financial situation best.
2025 Loan Limits and Downpayment Requirements in McGregor, Lee, FL
Loan Type
Loan Limit
Down Payment
USDA
$376,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Understanding USDA and FHA Loan Options in McGregor, FL
Lendersa®'s aim is to quickly connect you with the best USDA or FHA loan, hassle-free. Choose from one of three starting points that lead you to matched lenders and suitable USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment at all.
Everence® is a Christian-based, member-owned financial services organization dedicated to helping individuals, organizations and congregations incorporate their faith and values with their decisions about money. Through our national team of professionals, Everence offers banking, insurance, investments, asset management, financial planning, charita
Our mission statement "We Help People Succeed" is our duty and our responsibility to you, our Members. We continually strive to be the best at what we do & help those who are often ignored or pushed away by other institutions. The Credit Union philosophy of self-help, self-support & promotion of thrift has not changed since our beginning in 1954.
"Affinity is a full-service, not-for-profit financial institution owned by its members & dedicated to their financial wellbeing. Through thick and thin, good times and bad, we’ll always be here for you.
With over 20 branches in the tristate area, Affinity is the largest credit union headquartered in New Jersey, serving more than 160, 000 membe
180 Mount Airy Road, Suite 202, Basking Ridge, NJ, 7920
Cornerstone Mortgage Group offers premier mortgage services for New Jersey residents. Whether you are looking for a home loan to purchase your first home or looking to get a better mortgage rate on your current house, our New Jersey mortgage specialists can help you achieve your home financing goals.
We build success for our credit union and community one member at a time. Chartered on 1958 April 21st as P&C Dock Company Employees Federal Credit Union headquartered in Conneaut, Ohio. This included employees, immediate family members and organizations of such persons. Anyone who lives in Ashtabula County can become a member.
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