USDA Vs. FHA Pro and Con comparison in McGregor, Lee County, FL
As of 2025, in McGregor, within Lee county, FL, the USDA loan limit reaches $376,000, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's finest USDA versus FHA rates, determining the necessary income, credit rating, reserves, and documents to qualify. Our sophisticated mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans to help decide which program in the state of fits your financial situation best.
2025 Loan Limits and Downpayment Requirements in McGregor, Lee, FL
Loan Type
Loan Limit
Down Payment
USDA
$376,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Understanding USDA and FHA Loan Options in McGregor, FL
Lendersa®'s aim is to quickly connect you with the best USDA or FHA loan, hassle-free. Choose from one of three starting points that lead you to matched lenders and suitable USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment at all.
850 Kaliste Saloom Rd, Suite 212, Lafayette, LA, 70508
We specialize in mortgage loans in Lafayette. We also serve the surrounding cities in Lafayette County. Whether you are buying a home or refinancing in the zip code of 70508, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
"Bridgett Menard, a mortgage broker located in Lafayette, LA, is part of the Approved Mortgage team that provides low mortgages for buying a home or refinancing a mortgage you already have.
Bridgett is known for working with the Veteran community to provide our active services military and veterans with convenient"
Priority mortgage landing is 25 years in the mortgage industry, Terri has served many borrowers in Acadiana and throughout Louisiana with purchasing either their first home, downsizing or upsizing. She has also assisted many borrowers with refinancing to lower interest rates, shorten loan term or cashing out equity to improve their homes.
1921 Kaliste Saloom Road, Suite 203, Lafayette, LA, 70508
Parc Lending. She brings 22 years of mortgage advising experience to Lafayette and the Acadiana area. A native of New Orleans, Mary moved to Lafayette in 2009. She is a devoted mother to her 8-year-old daughter Mollie and enjoys crafting, cooking and making soaps. Working diligently, Mary takes pride in her work. She is always available.
Castille Mortgage Company is uniquely different from other mortgage companies. First and most importantly we aim to discover the wants and needs of our clients so we can structure their loan to meet each individuals personal goals. Finding out these details helps us to better set our clients up for success with what they are wanting to achieve.
4905 Koger Boulevard, Suite 2-000, Greensboro, NC, 27407
Internal Revenue Employees Federal Credit Union (IREFCU) was chartered on February 17, 1940 with nine members and total assets of $65. Today there are 1283 members and total assets of $25 million and growing! In order to become a member of IREFCU, you must be currently employed by the IRS with a post duty inNorth or South Carolina.
Encore was established in 2011 with a mission to provide commercial real estate loans. In 2016 the company made the decision to offer business loans to SMB"S.The need for non-traditional financing solutions is always in demand, and Encore is here to service those that may or may not be bankable.
Jill Burgess (NMLS #100425) has personally funded over 2 billion dollars in mortgage loans over her career spanning 30 years. She has earned the respect of her peers and her clients. She has been described time and time again be her clients and colleagues as Professional, Personal, Passionate.
