USDA Vs. FHA your options comparison in Lochmoor-Waterway-Estates, Lee County, FL
In 2025, the USDA loan limit for Lochmoor-Waterway-Estates, in the county of Lee, FL is $315,100, whereas the FHA limit for a single-family residence is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate the current best rates between USDA and FHA options, and to identify the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA options are displayed side by side, assisting you in determining which financial program in suits you best.
2025 Loan Limits and Downpayment Needs in Lochmoor-Waterway-Estates, Lee, FL
Loan Type
Loan Limit
Down Payment
USDA
$315,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loans in Lochmoor-Waterway-Estates, FL
The purpose of Lendersa® is to match you with optimal USDA or FHA loans quickly and with ease. Choose from three starting points to pair with lenders and explore USDA loan offerings.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan, accessible only in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, the USDA mortgage demands no down payment.
Baycel Federal Credit Union is a member owned, federally chartered financial institution. It is regulated by Federal standards and examined by Federal examiners. Being member owned, it is independent and is governed by an elected Board of Directors. The credit union is a success - your success - because of member participation.
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Buying a home is an exciting time for you and your family. For such an important financial milestone in your life, shouldn’t the process be as stress free as possible? That’s why we’re here to help you as a lender, we have the opportunity to serve the bigger family, the people around you: your family, your neighbors, your friends.
We are an independently owned mortgage brokerage located in the Houston Texas region. We specialize in VA Conventional, FHA, & USDA, Bank statement loan program for self-employed buyers, Should you be looking to purchase or refinance a home we are here to help As an independent mortgage broker we have access to many different types of products
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In 1973, a group of Northern Kentucky University employees decided to create Northern Kentucky Educators’ Federal Credit Union. While we began as a credit union for NKU employees, we soon grew to include over 30 businesses and school districts.
We are proud of how much we’ve grown over the years, and are excited to see where the future takes.
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We have over 37 years of combined experience helping people secure mortgage loans for their homes. Our loan programs include FHA, VA, USDA & more so you can be sure you’re choosing the right type of loan when you work with us. Prost Mortgage Group is a mortgage lender helping you make informed and confident decisions when securing a mortgage loan.
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The Grant County Bank was chartered as a West Virginia state bank on August 6, 1902 and began operations on August 15 with its first office in Petersburg, WV. Our mission of providing financial services and products to families, small businesses and the agricultural community has served both our customers and the bank well over the years.
First Bank, an entity of Southern Illinois Bancorp, Inc. headquartered in Carmi, Illinois, has been serving businesses and families in Southeast Illinois and Southwest Indiana since 1893. We represent a return to the old-fashioned way of banking, where the staff knew everyone by name and treated you like a person instead of a number.
