USDA Loan Vs. FHA loan for Lochmoor-Waterway-Estates, FL 2025

In 2025, USDA loan limit in Lochmoor-Waterway-Estates, county of Lee, FL is $315,100 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lochmoor-Waterway-Estates, FL

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(209) 634-2911 Lender's profile and map Reviews Rolling F Credit Union 2101 Geer Road, Suite 401, Turlock, CA, 95382 Rolling F Credit Union is on a mission to do things differently than any other company, especially predatory lenders, so our customers can find an new sense of FINANCIAL SECURITY that includes things like: emergency savings, rising credit scores, cheap loan rates, practical transportation, home ownership, a future nest egg.
(209) 668-7000 Lender's profile and map Reviews American Pacific Mortgage 222 South Thor Street, Suite 3 & 10, Turlock, CA, 95380 Whether you are buying your first home, second home, vacation home or an investment property, we can help! Turn the home of your dreams into reality.American Pacific Mortgage does not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time.
(209) 632-3200 Lender's profile and map Reviews Great Central Mortgage Corporation 847 East Main Street, Turlock, CA, 95380 We believe that if we deliver the service, the profit will follow. Great Central Mortgage Corporation provides confident lending experience for all your real estate transactions. Our broad base of financing and sincere dedication to each loan permits us to provide the unique solutions suited to your needs.
(209) 541-7830 Lender's profile and map Reviews DRES Funding 6713 Hughson Ave, Hughson, CA, 95326 Our mission is to never forget that we are serving a customer that is a real person and we pledge not to treat you cold because of todays technologies like email or text messages and other forms of communication.We strive to provide you with honesty, integrity & the competence that you expect when making a decision on the best loan.
(209) 602-4900 Lender's profile and map Reviews Lend4less 2209 Hartvickson Lane, Valley Springs, CA, 95252 Lend4less Inc is located in Valley Springs, CA, United States and is part of the Activities Related to Credit Intermediation Industry. Lend4less Inc has 4 total employees across all of its locations and generates $303,475 in sales (USD). Experience the Difference working with a highly skilled lender who cares about your needs
(800) 858-3750 Lender's profile and map Reviews STCU 1620 N. Signal Drive, Liberty Lake, WA, 99019 STCU has grown to 600-plus employees, serving more than 170, 000 members at 21 branch locations with $2.6 billion in assets. Although STCU has become the Inland Northwest's largest and most successful credit union, we've never forgotten that our most valuable assets are our members.
(509) 362-0536 Lender's profile and map Reviews BEELINE MORTGAGE, LLC 1421 N Meadowwood Lane, Suite 71, Liberty Lake, WA, 99019 We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
(209) 572-3600 Lender's profile and map Reviews Mocse Credit Union 3600 Coffee Rd, Modesto, CA, 95355 When Mocse Federal Credit Union was granted its charter in February of 1959, Mocse’s membership consisted of seven members and an asset size of $35.00. These seven founding members recognized that employees of Modesto City Schools were in need of financial services provided by a credit union. They were correct in this assumption.
(209) 678-3897 Lender's profile and map Reviews JLV Realty and Mortgage 400 12th Street, Suite 28, Modesto, CA, 95354 Jose Valencia as a Broker Associate and owner of JLV Realty and Mortgage with a full Real Estate Service and also a variety loans programs to buy or refinance. Also if you need to sell your home, We will be able to help you. JLV Realty and Mortgage will to work under the principal that the client is always right even though we are also realistic.
(209) 846-9270 Lender's profile and map Reviews Lending For Living 1020 15th Street, Suite 10, Modesto, CA, 95354 Lending for Living is locally owned and operated offering extraordinary loan services for individuals seeking to fulfil their dream of home ownership, refinance or create stability. Years of experience and a knack for the challenging has earned us the reputation of being "VA Specialists" and "Mountain Property Specialists".
(209) 521-7475 Lender's profile and map Reviews NorCal Mortgage 1127 13TH ST, Suite A, Modesto, CA, 95354 This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment.