USDA Vs. FHA Pro and Con comparison in Marianna, Jackson County, FL

In 2025, the USDA loan limit for Marianna in Jackson county, FL, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Apply the Lendersa® USDA loan calculator to compare the best rates available now for USDA vs. FHA. This tool helps identify the income, credit, reserves, and documents necessary to qualify. With this advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting your decision on the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Marianna, Jackson, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Marianna, FL

The goal of Lendersa® is to quickly secure the best possible USDA or FHA loan for you, without hassle. Opt for one of three starting points to find matching lenders and dive into USDA loan programs.

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Understanding USDA Loans in FL

A USDA home loan, also known as a USDA rural development loan, is backed by the Department of Agriculture and available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Fidelity Bank is a full-service financial institution with assets of approximately $3.4 billion headquartered in Fuquay-Varina, North Carolina. The Bank owns and operates 58 branches throughout North Carolina, Virginia, and South Carolina. For over 100 years, Fidelity Bank's vision has remained the same; to be the independent, sound.
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  • 2425 Frederica St, Owensboro, KY, 42301
  • Independence Bank sought to create a banking revolution. Shortly after appointing the Bank’s current CEO in 1991, Independence Bank arrived at a flashpoint in this mission. It was a time when financial multinationals marched through communities annexing smaller banks. Centralized, “big bank” practices became the norm.
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  • 0185 N Front St, Olmsted, IL, 62970
  • Since 1921, the First State Bank of Olmsted has been providing financial services and products to Pulaski County and contiguous areas. An application for permission to organize the First State Bank of Olmsted was submitted to Springfield, IL on August 6, 1921. Forty-nine area individuals raised $20,000 in capital stock.
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  • 8405 Interstate 30, Little Rock, AR, 72209
  • Here at your Credit Union, we strive to provide a memorable moment each and every time we assist you with a financial transaction. It is our goal to provide our members with products and services that help them reach their financial goals. Whether you need a low-cost checking account or a low-rate loan, we want to be your first call.
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  • 1 Cooperative Way, Little Rock, AR, 72209
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  • 5300 West 65th Street, Little Rock, AR, 72209
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  • Sunset Lake Mortgage is a mortgage broker serving the Raleigh-Durham area and entire state of North Carolina with a small boutique type service experience. Steve’s success has resulted from a combination of his customer service excellence and consistently offering mortgage solutions that save his client’s money due to low margins and overhead.
  • Kraftcor Federal Credit Union
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  • 2301 S. University Ave, Little Rock, AR, 72204
  • Cooperative Extension Service Federal Credit Union (CESFCU) started in 1946 as the Agricultural Extension Workers Credit Association, a state-chartered credit union. CESFCU was started by 11 UADA Cooperative Extension Service employees. CESFCU became a Federally Chartered Credit Union in 1992