USDA and FHA Pro and Con in Marianna, Jackson County, FL

In 2025, the USDA loan limit for Marianna in Jackson county, FL, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Apply the Lendersa® USDA loan calculator to compare the best rates available now for USDA vs. FHA. This tool helps identify the income, credit, reserves, and documents necessary to qualify. With this advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting your decision on the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Marianna, Jackson, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Marianna, FL

The goal of Lendersa® is to quickly secure the best possible USDA or FHA loan for you, without hassle. Opt for one of three starting points to find matching lenders and dive into USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan, also known as a USDA rural development loan, is backed by the Department of Agriculture and available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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