USDA Vs. FHA Pro and Con comparison in Cheval, Hillsborough County, FL
As of 2026, the USDA loan ceiling in Cheval, within the county of Hillsborough, FL, has been set at $336,500, compared to the FHA cap of $472,030 for a single-family residence.
Make use of the Lendersa® USDA loan calculator to assess and contrast today’s top rates between USDA and FHA programs. Determine the necessary income, credit, reserves, and documentation for eligibility. Through our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side-by-side, aiding your decision on which program is most suitable for your financial needs in .
2026 Loan Limits and Down Payment Requirements for Cheval, Hillsborough, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Cheval, FL
The aim of Lendersa® is to promptly and effortlessly assist you in securing the best USDA or FHA loan available. Start by choosing one of the three offered paths, each leading to matched lenders and customized USDA loan programs.
A USDA home loan, known also as a USDA rural development loan or USDA mortgage, is a government-backed loan from the Department of Agriculture intended for use in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment at all.
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