USDA Vs. FHA Pro and Con comparison in Lutz, Hillsborough County, FL
For 2025, in Lutz, within the county of Hillsborough, FL, the USDA loan limit is $336,500. Meanwhile, the FHA loan limit for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the top USDA against FHA rates currently available. Determine income, credit requirements, reserves, and documents needed for qualification. Thanks to our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, aiding in the decision of the ideal program in for your financial situation.
2025 Loan Limits and Downpayment Requirements in Lutz, Hillsborough County, FL
Type of Loan
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Programs in Lutz, FL
The mission of Lendersa® is to secure you the best USDA or FHA loan quickly and effortlessly. Select from three starting points that align lenders with USDA loan programs.
The USDA home loan, known as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and is designed for rural neighborhoods only. Where FHA loans mandate a minimum 3.5% down payment, USDA loans require none.
The Infirmary Federal Credit Union (TIFCU) was chartered in September 1974, to serve the employees of Mobile Infirmary. As The Infirmary has grown, so has the Credit Union’s field of membership. Please see below for membership eligibility. The Infirmary Federal Credit Union is a not-for-profit, member owned, federally insured financial institution
Commonwealth National Bank has been committed to meeting the financial needs of the communuties it serves. Our goal is to be the preferred institution for everyone seeking an exceptional banking experience by offering comprehensive banking services, competitive rates, personalized service, and supporting causes that impact the community.
Here at Diversified Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
At Newton Federal Bank, we strongly believe that a community bank should provide the resources and transparency needed for any person to prosper. Whether it's the guidance and funding they need to start a new business, a business checking account tailored to the way your company operates, or crash-courses in personal finance.
CUFS was established in 1993 and is currently owned by four Georgia Credit Unions. The Credit Unions created CUFS to provide mortgages for members seeking affordable lending solutions and trustworthy, expert advice. They wanted a mortgage company that had their members best interest in mind
2011 Commerce Drive N F, Suite 113, Peachtree City, GA, 30269
Lead by our president Les Pruitt, we have assisted hundreds of individuals and families get the home of their dreams without putting them in tough spot financially.When you work with one of trusted loan officers you will always have the ability to customize your loan to fit your mortgage needs.
Mobile Postal Employees Credit Union was established July 1st, 1949 to serve the needs of Postal Workers and their families. Like all credit unions, we are a nonprofit, member-owned financial institution. Unlike a bank, we do not operate for profit. Any profit earned by the credit union is returned to the members in the form of dividends.
Azalea City Credit Union currently serves the financial needs of Mobile, Baldwin, Washington and Clarke County residents and those that work, attend school or worship in these counties. At Azalea City Credit Union, we are committed to providing our members with quality financial products and exceptional service.
AFC Mortgage wants to be your lender that can design a program that fits your particular home financing needs both now and in the future. Our rates are very competitive and we have a wide variety of financing options available to you.
Our affiliation with numerous lenders allows AFC Mortgage the potential to save you thousands of dollars
In an increasingly centralized business environment — where the main office may be hundreds of miles away in another state — it's reassuring to know that there are still truly "home-owned" companies. Magnolia Mortgage Company has been making a name for itself in the Mobile area since 1990.
Our family at Mortgage Team 1 is committed to providing our clients with the highest quality financial services. Our professional Mortgage Planners will work with you one on one to ensure that you get a financial plan that is tailored specifically to meet your mortgage needs. Whether you are purchasing your dream home,
