USDA Loan Vs. FHA loan for Lutz, FL [ best of 2023]

In 2025, USDA loan limit in Lutz, county of Hillsborough, FL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lutz, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(847) 235-0030 1027 miles Lender's profile and map Reviews De La Cerda Team 1520 Washington St, Waukegan, IL, 60085 The De La Cerda Team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(203) 816-6617 1027 miles Lender's profile and map Reviews Nationwide Capital LLC 1010 Summer St, Suite 202, Stamford, CT, 06905 At Nationwide Capital we are ready to fund your property’s needs and offer quick closings to achieve your financial goals. We offer a variety of commercial real estate financing options with competitive rates and flexible repayment terms to meet your needs. Our loan professionals will work closely with you to develop a plan.
(833) 319-3517 1027 miles Lender's profile and map Reviews Insula Capital 627 Horseblock Rd, Farmingville, NY, 11738 Insula Capital Group is a private lender and real estate investment company providing short term fix and flip loans, construction loans, and permanent financing options, custom tailored to the needs of our clients. Our loans are underwritten in-house, resulting in lightning fast funding and an easy application, inspection
(203) 816-6672 1027 miles Lender's profile and map Reviews USA Capital Inc 1010 Summer St, Suite 202, Stamford, CT, 06905 USA CAPITAL, INC provides integrated debt and equity capital to the multifamily, retail, office, industrial, student and seniors housing, and health care industries. USA CAPITAL, INC is recognized for its industry expertise, innovative and comprehensive debt structures, and consistently high volumes of deals closed.
(203) 977-2441 1027 miles Lender's profile and map Reviews MA Mortgage LLC 1234 Summer Street, Suite 400, Stamford, CT, 06905 "Since 1995, we’ve had the privilege of serving mortgage customers in Connecticut. We live our mantra that “It’s All About You”- our customers. We operate with integrity. And. we pride ourselves on providing our customers with the highest levels of customer service you will ever receive from a mortgage company."
(631) 687-3510 1027 miles Lender's profile and map Reviews Atlantic Home Capital Corp. 627 Horseblock Road, Suite 101, Farmingville, NY, 11738 Atlantic Home Capital is one of the most well established mortgage brokers on the eastern seaboard. We are multi state licensed & can originate FHA, VA & Reverse mortgages.Our management team has over 30 years combined experience.Our support staff is professional, courteous, diligent & proficient in mortgage procedures from origination to closing.
(877) 308-5060 1027 miles Lender's profile and map Reviews Warshaw Capital, LLC 2777 Summer St, Suite 306, Stamford, CT, 06905 Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We work hard to help borrowers overcome roadblocks that can arise while securing a loan.
(816) 781-4500 1027 miles Lender's profile and map Reviews Clay County Savings Bank 1178 West Kansas Street, Liberty, MO, 64068 Formed in 1922 to serve the home financing needs of the public, our focus is now on serving the expanded personal and small business banking and credit needs within the communities where we are now located. We have a commitment to personal attention and exceptional service as we strive to be the neighborhood bank.
(714) 289-0047 1027 miles Lender's profile and map Reviews Mulberry Street Mortgage 19 North Water Street, Liberty, MO, 64068 Mulberry Street Mortgage, a dedicated professional will thoroughly evaluate your financial needs to help you qualify for a low rate mortgage that works within your budget. Our goal is to get you the most favorable rate possible while working to answer your questions, and make the application process a simple and smooth transition
(816) 795-8500 1027 miles Lender's profile and map Reviews Midwest Capital Mortgage, Inc. 1201 Landmark Ave, Suite 3, Liberty, MO, 64068 At Midwest Capital Mortgage, Inc. We are a full-service mortgage company based in Liberty, Missouri. We specialize in mortgages in Liberty, Kansas City, Overland Park, and Lenexa. We also serve the surrounding cities in Clay County, Platte County, Johnson County, and Jackson County.
(888) 929-2265 1027 miles Lender's profile and map Reviews Armed Forces Bank 1111 Main Street, Suite 1600, Kansas City, MO, 64105 Armed Forces Bank is a family-owned business dedicated to supporting the financial well-being of the individuals and businesses within our communities. We provide a wide variety of affordable, competitively priced, and easily accessible credit and retail banking services through an extensive network of branche.