USDA Vs. FHA your options comparison in Lake-Magdalene, Hillsborough County, FL

For 2025, the USDA loan limit in Lake-Magdalene, county of Hillsborough, FL, is $285,000, while the FHA loan limit for a single-family residence is $356,362.

Try the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates today and understand the income, credit score, reserves, and documentation needed for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to determine which Alabama program suits your financial circumstances best.

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2025 Loan Limits and Down Payment Requirements in Lake-Magdalene, County of Hillsborough, FL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Lake-Magdalene, FL

The mission at Lendersa® is to swiftly facilitate the best USDA or FHA loan for you without complications. Choose one of three initial steps to connect with lenders and discover suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is only available in rural areas. Unlike FHA loans requiring a minimum of 3.5% down, no down payment is needed for USDA loans.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Faith Mortgage Corporation
  • 603 East Atlantic Blvd, Pompano Beach, FL, 33060
  • FAITH MORTGAGE CORPORATION is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • 1st Med Transitions
  • 2641 E. Atlantic Blvd, Suite 310, Pompano Beach, FL, 33062
  • 1st Med Transitions, LLC is a privately held nationwide dental practice brokerage specializing solely in Dental Practice Sales & Transitions. We pride ourselves on being a tech-driven brokerage offering sellers a smarter, more efficient way to sell their dental practice Our clients are primarily dental practitioners located throughout the United St
  • Affiliated Mortgage Company
  • 2605 East Atlantic Blvd, Suite 201, Pompano Beach, FL, 33062
  • Affiliated Mortgage Company is a locally owned and operated mortgage brokerage company serving the entire State of Florida. With over 28 years of lending experience, you can trust our high level of integrity and service. We pride ourselves on providing an exceptional lending experience to our clients.
  • 1st Med Financial
  • 2641 East Atlantic Blvd, Suite 202, Pompano Beach, FL, 33062
  • 1st Med Financial was inspired after observing the growing need for financing specialist within the healthcare practice industry. With new practice specific financing programs and terms being offered, the typical healthcare practitioner was given more options to structure financing leading to a more advantageous financial position.
  • AMERIDREAM FUNDING GROUP INC
  • 3350 East Atlantic Blvd. Suite 211 & 212, Pompano Beach, FL, 33062
  • AmeriDream, we strive to get you the best residential mortgage rates competitive in South Florida. When you work with AmeriDream, a dedicated professional will walk you through the mortgage loan process and help you secure the most favorable rate possible.and AmeriDream, we’ll take the time to evaluate your credit history.
  • Power Financial Credit Union
  • 2020 NW 150th Ave, Suite 100, Pembroke Pines, FL, 33028
  • Power Financial Credit Union is committed to helping guide its members to better financial lives today and for generations to come. Power Financial Credit Union helps members achieve financial freedom by combining free financial education resources with a superior experience, and personalized banking solutions.
  • KMS Business Loans
  • 1931 NW 150 Ave, Suite 226, Pembroke Pines, FL, 33028
  • KMS Business Loans is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses, KMS Business Loans,
  • Acosta Home Loans Team
  • 2000 NW 150th Ave, Pembroke Pines, FL, 33028
  • Acosta Home Loans specializes in making the home buying / refinancing process simple. Although qualifying can be confusing and demanding, we make it easy through an upfront consultation and clear communication. and Andrew Joseph Acosta covering FHA, VA, USDA, and Conventional loans in South Florida. During my years of experience.
  • USA Funding Mortgage Group Inc
  • 1961 Northwest 150th Avenue, Suite 205, Pembroke Pines, FL, 33028
  • USA Funding Mortgage Group, Inc., located in Pembroke Pines, Florida, was established in 2006 and specializes in the real estate market and financing at the residential and commercial level. Our management team has over fifty years of combined mortgage industry experience and has partnered with licensed independent loan
  • Greenhome Mortgage Group LLC
  • 1806 North Flamingo Road, Suite 435, Pembroke Pines, FL, 33028
  • Our Mission is to create lasting memories of achievement and strategies for wealth building with the sole intent of leaving a legacy for our families and yours. Our team has DECADES of experience in Loan Originating, Mortgage Processing, and Underwriting which gives us a unique understanding