USDA Loan Vs. FHA loan pro & con Land-O'-Lakes, Pasco County, FL

In 2026, the maximum USDA loan in Land-O'-Lakes, within Pasco county, FL, is $285,000. For a single-family home, the FHA limit is set at $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate today’s best USDA versus FHA rates and discover the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial situation in .

Considering USDA and FHA Loan Choices in Land-O'-Lakes, FL

The objective of Lendersa® is to swiftly find you the best USDA or FHA loans without hassle. Choose one of three paths to connect with lenders and discover USDA loan programs that fit your needs.

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Understanding USDA Loans in FL

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is only available in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA mortgages do not require any down payment.

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(716) 648-4411 Lender's profile and map Reviews Meridia Community Credit Union 4500 Southwestern Boulevard, Hamburg, NY, 14075 At Meridia Community Credit Union, we’re forward thinkers focused on doing more for our members and helping them achieve financial results that go beyond ordinary. Whether it’s offering progressive products, staying open a little longer each day, or simply taking time to truly listen, we go beyond expectations.
(716) 646-8584 Lender's profile and map Reviews Solutions Home Mortgage, Inc. 60 Main Street, Suite 3, Hamburg, NY, 14075 Our mission is to serve our customers with honesty, integrity, & competence while taking the mystery & anxiety our of home financing. With each of our loan officers bringing 20+ years of lending experience to the transaction, we take the time to understand your personal financial circumstances & craft a mortgage.
(816) 483-1210 Lender's profile and map Reviews Central Bank of Kansas City 2301 Independence Boulevard, Kansas City, MO, 64124 Central Bank of Kansas City is a local community bank that has provided financial services for individuals and businesses since 1951. Central Bank has been family-owned since the 1960s and has been certified as a Community Development Financial Institution (CDFI) since 1998 by the US Treasury Department.
(888) 544-5626 Lender's profile and map Reviews Affinity Mortgage LLC 8725 Rosehill Road, Suite 109, Lenexa, KS, 66215 Affinity Mortgage provides borrowers from across America with some of the best VA, FHA, Conventional and Jumbo mortgages anywhere. And our staff of friendly and dedicated mortgage professionals are ready to make your home purchase or refinance a seamless transaction.We our known for our great Conventional, VA, FHA, USDA and more
(913) 956-7325 Lender's profile and map Reviews Peak Asset Lending 11289 Strang Line Rd, Lenexa, KS, 66215 Peak Asset Lending is a direct private money lender for residential properties in 25 states across The USA. With over $150 million in loans closed since our inception, we strive to provide our clients with swift and efficient funding for their real estate needs. Our loan types include purchase, refinance, cash out, fix and flip
(816) 231-3380 Lender's profile and map Reviews Edison Credit Union 4200 East Front Street, Kansas City, MO, 64120 We are a Full Service Credit Union located in North Kansas City. We offer: Auto Loans, Personal Loans, Share Secured Loans, Mortgage Loans, Home Equity Loans, Savings Accounts, Checking Accounts, Kids Club Accounts, Investment Accounts, Christmas and Vacation Club Accounts, ATM and Debit Cards, Visa Credit Cards, Money Orders,
(816) 242-2133 Lender's profile and map Reviews Bayer Credit Union 8400 Hawthorne Road, Kansas City, MO, 64120 Bayer Credit Union is a proud participant of Invest In America, a discount program that brings our members valuable savings on the things they use most. Credit untion members can save big with trusted US companies through various discounts. So, whether you're looking to save on something as large as a new vehicle
(309) 736-2500 Lender's profile and map Reviews SERVICE PLUS CREDIT UNION 2110 53rd Street, Moline, IL, 61265 Service Plus Credit Union is a full service financial institution in Moline, Illinois which was established in 1950. Membership is open to anyone who lives or works in Rock Island or Henry counties, IL. Big enough to Serve you, small enough to Know you. Credit Union is a full service financial institution in Moline
(309) 797-2185 Lender's profile and map Reviews Moline Municipal Credit Union 1618 15th Street, Moline, IL, 61265 Moline Municipal Credit Union has been open since 1936. The credit union has assets totaling $53.04 Million and provides banking services to more than 3,000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans and other financial services to members.
(309) 736-6461 Lender's profile and map Reviews KONE Employees Credit Union 4502 27th Street, Suite K, Moline, IL, 61265 Elevator Employees Credit Union was chartered on June 16, 1953 by the employees of Montgomery Elevator Company. Our first office was in the basement of the Montgomery Elevator Company in Moline, IL. By the end of 1968 the credit union had grown to assets of $417,128.08. Membership was 581 members.
(309) 743-1000 Lender's profile and map Reviews Deere Employees Credit Union 3950 38th Avenue, Moline, IL, 61265 As an exclusive benefit to Deere employees and their families, Deere Employees Credit Union is focused on removing the frustrations of everyday banking and ALWAYS acting in the best interest of our members. By constantly investing in our people and technologies, Deere Employees Credit Union is able to provide consistent