USDA Loan Vs. FHA loan pro & con Land-O'-Lakes, Pasco County, FL

In 2025, USDA loan limit in Land-O'-Lakes, county of Pasco, FL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Land-O'-Lakes, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(208) 419-0439 Lender's profile and map Reviews Liberty Tax & Loans 273 N Woodruff Ave, Idaho Falls, ID, 83401 Lib Properties makes loans to individuals who are unable to go through traditional financing, whether it's credit issues, timing issues, or the type of property. We meet with each borrower so we can clearly understand each and every one of their needs. Our goal is to make sure that every borrower receives professional
(208) 523-0090 Lender's profile and map Reviews MEMBERS PREFERRED CREDIT UNION 1515 Hoopes Avenue, Idaho Falls, ID, 83404 Members Preferred Credit Union has been open since . It's the 21st largest credit union in Idaho with assets totaling $44.43 Million and providing banking services to more than 4,000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans
(208) 525-9200 Lender's profile and map Reviews Teton Financial 1970 East 17th Street, Idaho Falls, ID, 83404 A good surprise can fill you with excitement and joy. A financial surprise, on the other hand, is right up there with unjust parking tickets and an unexpected flat. When dealing with sudden purchases on limited funds, the stress can be insurmountable. What do you do in a situation like that? You call Teton Financial.
(208) 589-4204 Lender's profile and map Reviews Idaho First Mortgage - Oswald Talbot Group 3340 Merlin Drive, Idaho Falls, ID, 83404 We're a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms
(208) 932-4559 Lender's profile and map Reviews Bell Financial Group 1833 E 17th St, Idaho Falls, ID, 83404 Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in Idaho, Our team specializes in Southeast Idaho, including Idaho Falls, Pocatello, Rexburg, Rigby, and Blaclfoot. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt
(208) 525-8778 Lender's profile and map Reviews InterWest Mortgage 1275 E 17th St, Idaho Falls, ID, 83404 InterWest Mortgage, who recently merged with Eagle Bank & Trust, has built a strong reputation as an outstanding mortgage company. Under the leadership of SVP/Branch Manager Joni Kepler, InterWest has regularly been recognized as one of Idaho Falls’ and Bonneville County’s top lenders.
(208) 243-9100 Lender's profile and map Reviews Idaho First Mortgage 3340 Merlin Dr, Suite 200, Idaho Falls, ID, 83404 We have built a strong reputation as an outstanding mortgage lender, serving the needs of homebuyers throughout the state. We’re a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending.
(406) 222-1750 Lender's profile and map Reviews Sky Federal Credit Union 111 North B Street, Livingston, MT, 59047 Sky Federal Credit Union is a full-service community chartered, not-for-profit financial cooperative. Our charter allows us to serve anyone who lives, works or worships in the rural district of Beaverhead, Broadwater, Carbon, Cascade, Deer Lodge, Gallatin, Golden Valley, Granite, Jefferson, Lake, Lewis and Clark, Madison, Meagher, Mineral, Missoula
(406) 535-7478 Lender's profile and map Reviews Fergus Federal Credit Union 106 East Janeaux, Lewistown, MT, 59457 Fergus Federal Credit Union is locally owned and operated. That means all decisions are made locally, by those who live and work in our community. Decisions can be made more quickly and on a more personal basis. It also means that we're better able to keep in touch with you and your needs.
(208) 233-4395 Lender's profile and map Reviews SEI Credit Union 555 N 5th Avenue, Pocatello, ID, 83201 At SEI Credit Union, we think managing your finances should be simple. We pride ourselves on knowing your name when you walk through our door. We are a professional credit union with the convenience afforded by hometown values. Contact us today!Credit Union, we think managing your finances should be simple.
(208) 233-5544 Lender's profile and map Reviews Connections credit union 1150 North 8th Avenue, Pocatello, ID, 83201 Connections Credit Union is open to most persons, along with family members who live and work in Ada, Bannock, Bingham, Bonneville, Canyon, Cassia, Jefferson, Jerome, Lincoln, Minidoka, and Twin Falls counties. Membership also extends to businesses and other legal entities operating in those counties.