USDA Vs. FHA Pro and Con comparison in Citrus-Park, Hillsborough County, FL
For 2026, the USDA loan limit in Citrus-Park, situated in Hillsborough County, FL is $285,000, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates, and evaluate the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding you in selecting the best program for your specific financial situation in .
2026 Loan Limits & Down Payment Requirements in Citrus-Park, Hillsborough County, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Solutions in Citrus-Park, FL
The aim of Lendersa® is to secure the best possible USDA or FHA loans promptly and without hassle. Begin with one of the three initial steps to find compatible lenders and relevant USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. It is designed for rural neighborhoods. Unlike FHA loans that mandate a minimum 3.5% down payment, the USDA loan requires no down payment.
Coast360 started on September 24, 1962 as Government of Guam Employees Federal Credit Union by a group of 20 government employees. At that time, their employer was their common bond. In 2008, the credit union was granted a charter that opened membership to everyone who lives or works on the island.
The Tampa One branch of The Mortgage Firm provides direct residential lending services to meet the needs of real estate professionals, individual home buyers, and existing homeowners throughout the state of Florida. We do this with a laser focus on client service which saves time & money and of course, simplifies life along the way.
Lincoln Lending Group is a financial services company based out of 4917 Ehrlich Rd # 202, Tampa, Florida, United States. Lincoln Lending Group was started in 2003 by a savvy group of Real Estate Professionals and Investors who have built it to compete directly with larger Banks both in service and mortgage rates.
Thomas My Mortgage Guy specialize in loans for self-employed borrowers that do not require tax returns. Along with new home purchases, refinances, VA, contract-for-deed, and diverse mortgage solutions for unique circumstances. My passion, honesty, and forward thinking have made me a trusted leader and colleague.
American Nationwide Mortgage Company was established over 21 years ago. Our company’s mission is to assist the borrower in obtaining competitive rates while obtaining the highest expectation of service and customer satisfaction. We know that interest rates alone are not enough. As a result we provide an exceptionally high level of service
Heckman Mortgage Group Brian leads team of talented mortgage professionals, which is best known in the mortgage and real estate communities for closing ahead of schedule, communicating and following-up proactively throughout the entire process, and helping Realtors® and Loan Officers grow their businesses.
First Citrus Bank is the #1 community bank in Florida and top 100 nationwide (American Banker, 2021), supporting local businesses, families and individuals to help them become financially secure and economically successful over the course of 22 years. First Citrus Bank was established in 1999 and is headquartered in Tampa.
14502 North Dale Mabry Highway, Suite 200, Tampa, FL, 33618
Home Mortgage Lenders, Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available.
