USDA Vs. FHA Pro and Con comparison in Citrus-Park, Hillsborough County, FL

For 2025, the USDA loan limit in Citrus-Park, situated in Hillsborough County, FL is $285,000, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates, and evaluate the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding you in selecting the best program for your specific financial situation in .

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2025 Loan Limits & Down Payment Requirements in Citrus-Park, Hillsborough County, FL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Solutions in Citrus-Park, FL

The aim of Lendersa® is to secure the best possible USDA or FHA loans promptly and without hassle. Begin with one of the three initial steps to find compatible lenders and relevant USDA loan programs.

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Understanding USDA Loans in FL

A USDA home loan is a government-backed loan by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. It is designed for rural neighborhoods. Unlike FHA loans that mandate a minimum 3.5% down payment, the USDA loan requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Dynamic Federal Credit Union
  • 900 E. Wayne Street, Celina, OH, 45822
  • Dynamic Federal Credit Union (DFCU) was chartered in 1950 as Celina Reynoco Employees Federal Credit Union to serve the employees of Reynolds & Reynolds, Celina, Ohio. The credit union was located within the core group facility. In 1996 the Board of Directors began researching ways to extend the credit union's services to the community.
  • Clearview Federal Credit Union
  • 8805 University Boulevard, Moon Township, PA, 15108
  • We make a meaningful difference in our community by delivering financial services with a fun-loving spirit and servant’s heart. We treat our Members and Staff like our business depends on them - because it does! We go beyond only offering products and services or simply being "just another financial institution.
  • Centex Citizens Credit Union
  • 1404 E Milam Street, Mexia, TX, 76667
  • Centex Citizens received its original charter in 1954 as Mexia State School Credit Union to serve the employees of Mexia State School. It was virtually operated on a "back-pocket" system with a signature and handshake being all that was required for employees to make small loans. With each passing year, the membership and assets grew.
  • Incommons Bank, National Association
  • 301 E. Commerce St., Mexia, TX, 76667
  • Incommons Bank wholeheartedly believes that a community bank is just that — a bank built by the community it serves. For 130 years of handshake banking, Incommons Bank has striven to be "The Best Community Bank in Central Texas, " and has worked closely with its communities and customers by listening to their needs and providing the support to help
  • LITCHFIELD NATIONAL BANK
  • 316 N. State St., Litchfield, IL, 62056
  • Litchfield National Bank was organized in 1907 originally as a state bank known as First State & Savings Bank. On September 19, 1911, it was converted to a National Banking Association. Former bank presidents include M.M. Morrison, T.T. Lackey, Herb Herrick, Charles McBride and Leighton Wesley Cline.
  • The First National Bank of Litchfield
  • 324 North State, Litchfield, IL, 62056
  • The First National Bank of Litchfield is based in Litchfield, Illinois, a town located near I-55 midway between Springfield, Illinois and St. Louis, Missouri. Our bank has been at the same downtown location since 1860, when it was operated as a private bank until receiving its National Bank Charter in 1889.
  • 212 Mortgage Group Inc
  • 1676 Campbell Road, Forest Hill, MD, 21050
  • 212 Mortgage is small, agile team that is devoted to securing you the best possible home loan solution that fits the goals and objectives you have set for yourself and your family. As a team, we will go the extra mile to ensure that this process is simple, easy, and quick as possible.
  • Freedom Federal Credit Union
  • 2019 Emmorton Road, Bel Air, MD, 21015
  • Freedom Federal Credit Union is a federally-insured, community-chartered credit union serving members who live, work, worship, volunteer, or go to school in Harford County, Maryland, and their families, as well as businesses operating in the county. Freedom’s mission is to be a trusted partner by creating a culture of people helping people.