USDA Loan Vs. FHA loan for Westchase, FL [Hillsborough County ]

In 2025, the USDA loan limit for Westchase, in the county of Hillsborough, FL, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to assess today's best USDA vs. FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. Utilizing our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side to decide which program suits your financial status in optimally.

USDA and FHA Loan Options in Westchase, FL

Lendersa® is committed to quickly finding you the best USDA or FHA loan without hassle. Select one of three starting points to pair with matching lenders and USDA loan programs.

Lendersa USDA Loan Request and Matching Results

Understanding USDA Loans in FL

The USDA home loan is backed by the U.S. Department of Agriculture, also known as the rural development loan. Available exclusively in rural areas, it requires no down payment, unlike FHA loans that need at least a 3.5% down payment.

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(312) 896-2100 Lender's profile and map Reviews Townstone Financial Inc 329 West 18th Street, Suite 305A, Chicago, IL, 60616 Townstone Financial provides customized residential mortgages for purchasing or refinancing homes. Townstone Financial has been making home buying dreams come true for nearly 17 years. We are grateful to every one of our borrowers who have allowed us to grow our lending potential over the last two decades.
(908) 351-7770 Lender's profile and map Reviews Elizabeth NJ Firemen's Federal Credit Union 411 Irvington Avenue, Elizabeth, NJ, 07208 The Elizabeth, NJ Firemen’s FCU strives to promote thrift for our members, provide affordable financial services and assist members, who show a desire to improve their financial foundation, and to get through difficulties which may be keeping them from realizing their potential. The Elizabeth, NJ Firemen’s FCU was Chartered in 1936.
(734) 464-8079 Lender's profile and map Reviews Community Alliance Credit Union 39209 6 Mile Road, Suite 160, Livonia, MI, 48152 A member-owned financial cooperative dedicated to provide our members and our community with exceptional service, financial products and education. We have been meeting the financial needs of members and their families since 1966. Membership is available to employees of the Auto Club Group or any of its subsidiary companie
(734) 425-5080 Lender's profile and map Reviews Michigan Columbus Federal Credit Union 30419 W Six Mile Road, Livonia, MI, 48152 Michigan Columbus offers a variety of savings programs designed to provide financial solutions for your everyday life. We are open to the community of Livonia, Michigan, anyone who lives, works, attends school or church in Livonia, or who is related to a current member is automatically qualified for membership.
(734) 338-7724 Lender's profile and map Reviews Michigan Financial Mortgage Company 20008 Parker St, Livonia, MI, 48152 Michigan Financial is a full service mortgage company, located in Northville, MI. Michigan Financial is able to offer competitive rates with minimal costs on each mortgage. We focus on personal service & develop a relationship with our clients, to better understand their needs.Call us today, to find out why Michigan Financial is your best solution.
(734) 720-8700 Lender's profile and map Reviews Priority 1 Lending, LLC 38701 W. Seven Mile Rd, Suite 290A, Livonia, MI, 48152 We know that purchasing a home is one of the most important decisions you may ever have to make. Priority 1 Lending is committed to make your mortgage experience as smooth and pleasurable as possible. We believe in process, people, product and technology. We have staff with over 20 years experience
(620) 331-2265 Lender's profile and map Reviews FIRSTOAK BANK 113 N. Penn Ave, Independence, KS, 67301 FirstOak Bank’s mission is to continue to develop and sustain a sound, profitable institution that will generate reasonable returns for its stockholders, be a chosen place of employment, and serve the financial needs of its customer base and the communities it serves. we will exceed your expectations as a friendly.
(620) 331-9888 Lender's profile and map Reviews Gemini Funding Corp 322 N Pennsylvania Ave, Independence, KS, 67301 Welcome to Gemini Funding Corp., We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We know that each customer has specific home loan needs, so we strive to meet those specific needs with a wide array of loan products, investment tools, mortgages
(718) 720-8600 Lender's profile and map Reviews Tristar Mortgage 711 Forest Ave, Staten Island, NY, 10310 Our mortgage professionals give you the personal attention you deserve & treat you with the respect due a valued customer.We understand you’re making a commitment in buying new home,refinancing & mortgage or cashing out your home equity.So we make a commitment to you.We will help you qualify, apply & be approved for the right mortgage loan for you
(570) 602-7400 Lender's profile and map Reviews Highway Federal Credit Union 405 Laurel Street, Hughestown, PA, 18640 Highway Federal Credit Union. Although our services are similar to a bank, our philosophy is quite different. As a member-owned, non-profit financial institution, our credit union is run strictly for the benefit of our members. We strive to provide members with higher yields on savings and lower rates on loans.
(630) 844-4950 Lender's profile and map Reviews Earthmover Credit Union 2195 Baseline Road, Oswego, IL, 60543 Earthmover Credit Union's vision is to provide its members with quality products and exceptional service while maintaining a competitive rate of return on deposits, the security of capital strength, and competitive rates on loans. When you become a part of Earthmover Credit Union, don't worry about asking us for help You can rest assured.