USDA Loan Vs. FHA loan pro & con Westchase, Hillsborough County, FL

In 2025, the USDA loan limit for Westchase, in the county of Hillsborough, FL, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to assess today's best USDA vs. FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. Utilizing our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side to decide which program suits your financial status in optimally.

USDA and FHA Loan Options in Westchase, FL

Lendersa® is committed to quickly finding you the best USDA or FHA loan without hassle. Select one of three starting points to pair with matching lenders and USDA loan programs.

Lendersa USDA Loan Request and Matching Results

Understanding USDA Loans in FL

The USDA home loan is backed by the U.S. Department of Agriculture, also known as the rural development loan. Available exclusively in rural areas, it requires no down payment, unlike FHA loans that need at least a 3.5% down payment.

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(863) 409-8909 Lender's profile and map Reviews Mortgage Lending Associates 23 Anchor Cove Court, Bluffton, SC, 29910 Finance. Jason has been in the mortgage industry since 2001 and founded Mortgage Lending Associates in 2003. He is an experienced and knowledgeable mortgage executive, he has personally funded over 100 million in residential loans. Outside of mortgage lending Jason enjoys running, playing basketball and spending time with his two children
(478) 224-3838 Lender's profile and map Reviews SunMark Community Bank 1005 Northside Drive, Perry, GA, 31069 Our story begins in the times of Bing Crosby and Bob Hope. R.D. Buchan, a businessman and farmer, had been unhappy with the only bank in town. He saw an opportunity to serve other businesses and farmers. In 1949 Mr. Buchan founded The Pulaski Banking Company in Hawkinsville, Georgia.
(478) 763-2121 Lender's profile and map Reviews Durden Banking Company, Incorporated 111 North Railroad Avenue, Twin City, GA, 30471 Durden Banking Company, Inc. with offices located in Twin City, Swainsboro, Metter and Millen serves a growing customer base. The bank still operates under that same simple plan for success– “serving the needs of the communities we serve”. This focus has been and will continue to be the foundation for our success.
(757) 571-9200 Lender's profile and map Reviews ANNUVA Financial 110 Traders Cross, Suite 119, Bluffton, SC, 29909 At ANNUVA Financial we are committed to maintaining the highest standards of integrity and professionalism in our relationship with you our client. At ANNUVA Financial we endeavor to know and understand your financial situation and provide you with only the highest quality information, services, and products available to help you reach your goals.
(850) 221-5555 Lender's profile and map Reviews UNIVERSITY LENDING GROUP, LLC 3690 Gulf Breeze Parkway, Gulf Breeze, FL, 32563 University Lending Group is to offer high-quality mortgage services to all customers. The goal is to provide customers with fair mortgage rates at reasonable prices, while keeping our customers informed and educated throughout the process. We will maintain a professional environment that is challenging, rewarding, creative, and respectful of ideas.
(334) 493-2265 Lender's profile and map Reviews Southern Independent Bank 503 North Main St., Opp, AL, 36467 In March of 2005, a group of local business leaders came together with a concept, blended with veteran bankers who shared the vision for a true community bank in Opp and Andalusia. From that initial meeting, Southern Independent Bank opened its doors for business in December of 2006, bringing to our markets a fresh and service-driven institution.
(229) 314-1987 Lender's profile and map Reviews MetaSouth Mortgage LLC 1631 Joe Wells Road, Buena Vista, GA, 31803 We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..from purchase to refinance to construction lending.We have access to full range of mortgage sources & all of our lending specialist are dedicated to finding the right loan-with the best rates, terms & costs-to meet your unique needs.
(478) 953-7477 Lender's profile and map Reviews HEA Federal Credit Union 121 Osigian Blvd, Warner Robins, GA, 31088 Membership in HEA Federal Credit Union provides you with great services and zero or low fees. We offer free checking, ATM cards, Low Interest Rate Loans, Direct Deposit; 24-Hour Audio Response; and much, much more! This is where you will find up-to-date and useful information on services and products we offer.
(478) 929-5700 Lender's profile and map Reviews Combined Employees CU 593 Russell Parkway, Warner Robins, GA, 31088 Combined Employees Credit Union is a not-for-profit financial cooperative that has enjoyed a long, remarkable history of serving our members. On October 6, 1969, what started with just 6 men and $200 has turned into a place of financial services opportunity for more than 3, 300 members.
(912) 857-4466 Lender's profile and map Reviews Bank of Newington 224 Walton St, Newington, GA, 30446 The Bank of Newington was established in July of 1919 in Newington, Georgia. Our dedication to you, our customers, has allowed us to expand to meet your needs. In 1991, Bank of Newington moved into a new office in Newington, which has allowed us to better serve our customers.
(850) 432-9939 Lender's profile and map Reviews My Pensacola Credit Union 108 South Reus Street, Pensacola, FL, 32502 My Pensacola CU is a not-for-profit financial institution run for the benefits of "you" — our members. Credit Unions are member owned cooperatives. The earnings of your credit union, after expenses and reserves, are returned to the member-owners in the form of higher dividends, low cost loans and services.