FHA Vs. USDA loan program for Northdale, Hillsborough County, Florida

For 2025, in Northdale, Hillsborough county, FL, the limit for USDA loans stands at $336,500, whereas the FHA loan limit for single-family homes is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates. It assists you in identifying the income, credit profile, reserves, and essential documentation for eligibility. Through our state-of-the-art mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, guiding your choice of the most fitting program in that aligns with your personal financial circumstances.

Available USDA and FHA Loan Programs in Northdale, FL

The mission of Lendersa® is to swiftly and seamlessly secure you the most advantageous USDA or FHA loan. You can initiate the process by selecting one of three starting options, which connect you to lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

USDA home loans are backed by the government's Department of Agriculture, known as USDA rural development loans or USDA mortgages, and are accessible only in rural areas. In contrast to FHA loans, which demand a minimum down payment of 3.5%, USDA mortgages require no down payment at all.

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(404) 658-6465 Lender's profile and map Reviews Credit Union of Atlanta 670 Metropolitan Pkwy SW, Atlanta, GA, 30310 At Credit Union of Atlanta, we approach things a little bit differently than the average bank. That's because as a credit union, our focus is not on profits or personal gains. Instead, we pour our energy and any profits earned into securing better rates for our members. And as a member, you're not just any old customer.
(770) 558-3363 Lender's profile and map Reviews 770 Hard Cash 592 Lawton Street SW, Atlanta, GA, 30310 With more than 70 years experience behind us, 770 Hard Cash was founded in Atlanta, Georgia. Since inception, our success has been based on unique marketing strategies, competitive lending programs and our focus on 100% customer satisfaction.Our customers keep us as their preferred hard money lender
(404) 643-1982 Lender's profile and map Reviews SL Lending 1939 Hosea Williams Drive, Atlanta, GA, 30317 Atticus is one of the co-founders of Stryant Investments, LLC and Stryant Construction, Inc. The companies were also co-founded by Stan Sugarman in 2009 with the purpose of finding distressed or undervalued real estate investments in the metro Atlanta area since they had individually been pursuing opportunities since 2007.
(404) 222-0456 Lender's profile and map Reviews CR Mortgage Solutions Inc 585 Grant Street South East, Atlanta, GA, 30312 CR Mortgage Solutions company is an experienced, independent and local mortgage broker in the Grant Park area, specializing in home loans and refinancing. We work with a variety of banks to find the best residential mortgage loan at the best rate, and we can help you every step of the way, all the way to closing on your new home
(404) 585-4878 Lender's profile and map Reviews Stream Mortgage Group LLC 3300 Benjamin E Mays Dr SW, Atlanta, GA, 30311 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(770) 330-9404 Lender's profile and map Reviews AHP Capital 755 Commerce Drive, Suite 803, Decatur, GA, 30030 AHP Capital Out of the depths of the recession of the mid 2000s and the largest loss of real estate value in US history David Dick and Jim Cantrell formed a new real estate company with a diversified approach to lending and investing. and also Their new company combined construction, property management, sales and lending.
(404) 329-6415 Lender's profile and map Reviews Emory Alliance Credit Union 1237 Clairmont Run, Decatur, GA, 30030 Emory Alliance Credit Union was chartered in 1968 to serve the employees of Emory University and Emory University Hospital. In the last 40 years, its field of membership has grown to include Emory University students and faculty, Emory Healthcare, Residents or Employees of DeKalb or Fulton County, Georgia, and other Emory-related organizations.
(404) 763-2728 Lender's profile and map Reviews APCU 3900 Crown Road, Atlanta, GA, 30380 APCU was chartered in 1925 as the state’s first not-for-profit financial institution. Like all credit unions, APCU is a member owned cooperative. As a non-profit organization, we return profits to our members in the form of better rates and fewer fees. Once a member, you’re always a member, even if you change employers, retire, or relocate.
(678) 344-0006 Lender's profile and map Reviews The Millennium Financial Solutions Inc 1201 Peachtree Street NE, Suite 343, Atlanta, GA, 30361 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(404) 832-5800 Lender's profile and map Reviews 1st Choice Credit Union 315 Auburn Ave, Atlanta, GA, 30303 1st Choice Credit Union was founded in 1946 to serve employees of Grady Hospital. Initially, it was named Hospital Authority Credit Union. The organization’s name was changed to 1st Choice Credit Union in 1991. 1st Choice Credit Union is a NCUA insured and CDFI credit union, headquartered on Atlanta’s historic Auburn Avenue.
(678) 406-4000 Lender's profile and map Reviews Citizens Trust Bank 260 Peachtree St Suite 1002, Atlanta, GA, 30303 We have built financial relationships since 1921 –we remain committed to providing personalized service and financial solutions to meet the growing needs of an entire community. Through a legacy built on principle, we go beyond meeting needs of offering banking products and service solutions; our mission is to financially empower our customers
(800) 533-2062 Lender's profile and map Reviews Georgia's Own Credit Union 100 Peachtree St, Suite 2800, Atlanta, GA, 30303 Georgia's Own was founded in 1934 by a group of telephone employees with an initial investment of $160. Since that time, the Credit Union has grown to be one of the largest Credit Unions in the state with assets over $2 billion and membership over 180, 000. In addition, we serve the employees of over 430 sponsor companies.