USDA and FHA Pro and Con in Clermont, Lake County, FL
For the year 2025, the USDA loan limit in Clermont, which is located in Lake county, FL, is set at $336,500. In comparison, the FHA limit for a single-family home in the same area is $472,030.
Employ the Lendersa® USDA loan calculator to evaluate current USDA against FHA rates, determining the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you to decide which program in best aligns with your financial needs.
2025 Loan Limits and Down Payment Requirements in Clermont, Lake, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Clermont, FL
Lendersa® aims to deliver the best USDA or FHA loans quickly and with ease. Choose one of three initial steps to connect with lenders and discover USDA loan programs that match your needs.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is offered exclusively in rural areas. In contrast to FHA loans which require a minimum 3.5% down payment, the USDA mortgage demands no down payment at all.
OVM Financial is an independently owned and operated retail mortgage lender serving VA, NC, SC, GA, TN, MD, and FL with plans for continued expansion in new markets. We have several branches and satellite office locations with the bulk of our operations team located at our corporate headquarters in Virginia Beach For four years running.
At Best Loans Corp, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
360 Town Plaza Avenue, Suite 340, Ponte Vedra, FL, 32081
First Coast Mortgage Funding, we are committed to helping those in the Jacksonville, FL community purchase and refinance residential properties. If you or someone you know is looking to purchase or refinance a primary residence, vacation home, or investment property, we’re here to assist. From single-family and multi-family homes.
90 FORT WADE ROAD, SUITE 175, Ponte Vedra, FL, 32081
Atlantic Trust Mortgage was founded in 2003 when Scott Goldstein, with many years of experience in the mortgage industry, acted on his vision of owning and operating his own mortgage company. It has proven to be a successful and rewarding venture, as his steadfast and dedicated style of providing the best service possible.
Our mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Specialties in-Conventional Lending, FHA Loans,Self-Employment Mortgage Loans, VA Loans,Commercial Lending, Hard Money Lending,Mortgage Lending.
11481 Old St. Augustine Rd, Suite104, Jacksonville, FL, 32258
"We offer the assistance you need in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process.
Today's technology has changed the way we do business. For example, through our website"
11481 Old St Augustine Rd, Suite 104, Jacksonville, FL, 32258
Coast2Coast Mortgage – Hard Money Division is committed to the best Hard money solutions for all of our clients individual needs. Whether you have perfect credit or less than perfect credit, we can help you reach your financing goals. Our Hard Money programs are asset based, and we lend on a variety of residential and commercial properties.
11481 Old St. Augustine Rd, Suite #104, Jacksonville, FL, 32258
"FHA Mortgage Source is committed to providing our customers with the most accurate and latest FHA information available online today.
Our partners have an in-depth understanding of Government home loans and take time to evaluate your personal situation to find you the best options. "
