USDA and FHA Pro and Con in Clermont, Lake County, FL
For the year 2025, the USDA loan limit in Clermont, which is located in Lake county, FL, is set at $336,500. In comparison, the FHA limit for a single-family home in the same area is $472,030.
Employ the Lendersa® USDA loan calculator to evaluate current USDA against FHA rates, determining the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you to decide which program in best aligns with your financial needs.
2025 Loan Limits and Down Payment Requirements in Clermont, Lake, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Clermont, FL
Lendersa® aims to deliver the best USDA or FHA loans quickly and with ease. Choose one of three initial steps to connect with lenders and discover USDA loan programs that match your needs.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is offered exclusively in rural areas. In contrast to FHA loans which require a minimum 3.5% down payment, the USDA mortgage demands no down payment at all.
Neider Mortgage's mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Flagstone Financial was founded in 2001 by Cary Michael Cox, who previously had started Vantage Capital Services and Houston Residential Properties. Darren Smith, with his CPA and MBA in finance, was brought on as a partner in 2005 to run the commercial lending division. We offer all mortgage types, though.
Clear Lending is a residential and commercial real estate lending services company dedicated to maintaining the highest ethical standards to its customers, agencies, and lenders and most definitely committed to customer satisfaction.Clear Lending is licensed by the Texas Department of Savings and Mortgage Lending
Infinity Investment Group, Inc is a leading full service commercial mortgage brokerage (finance locator) for all of your commercial capital. We possess the financial resources, industry expertise and product knowledge to serve the needs of today’s real estate market. Infinity Investment Group, Inc.
CCTFCU is a federally-registered credit union serving Cherokee County. We were organized in 1955 to provide low-interest loans and high-yield savings accounts to teachers serving in our school districts. As a federal credit union, we’re a non-profit banking institution that gives back to each and every one of our members with low-interest loans.
Security America Mortgage specializes in Construction loans, VA loans, ITIN loans, Conventional loans, and FHA loans. Our motto is "serving those who served" because we have great love for our Veterans and country. Not many VA lenders specialize in the VA one time close construction loan. Let us help you with the home loan that's best for you and
Simplending Financial is a leader in the private lending space. We keep the process fast and simple, curating a top tier customer service experience. Simplending focuses on growing long-term relationships and conducting business as a partner. We share a vested interest- as your success is the foundation of our business.
Security America Mortgage is not a government agency. This is a private website that is not affiliated with the U.S. government, U.S. Armed Forces, or Department of Veteran Affairs. U.S. government agencies have not reviewed this information. This site is not connected with any government agency.
