USDA and FHA Pro and Con in Clermont, Lake County, FL
For the year 2026, the USDA loan limit in Clermont, which is located in Lake county, FL, is set at $336,500. In comparison, the FHA limit for a single-family home in the same area is $472,030.
Employ the Lendersa® USDA loan calculator to evaluate current USDA against FHA rates, determining the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you to decide which program in best aligns with your financial needs.
2026 Loan Limits and Down Payment Requirements in Clermont, Lake, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Clermont, FL
Lendersa® aims to deliver the best USDA or FHA loans quickly and with ease. Choose one of three initial steps to connect with lenders and discover USDA loan programs that match your needs.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is offered exclusively in rural areas. In contrast to FHA loans which require a minimum 3.5% down payment, the USDA mortgage demands no down payment at all.
Not Your Average Lender is Buying a house is challenging, especially in this market. There are dozens of ways to make your loan more affordable, yet more attractive to sellers. Let us show you how! Our team of professionals is ready to help you succeed. For guidance in selecting the right loan program for your situation
The Cornerstone Bank is continuously growing and expanding to better meet the needs of its customers. In 1986, the bank opened its first branch in Tiff City, followed by the Lanagan branch in 1995. The Goodman branch opened in the fall of 2009, with the latest addition, the Pineville branch, opening in 2015.
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