USDA and FHA Pro and Con in Clermont, Lake County, FL

In 2025, USDA loan limit in Clermont, county of Lake, FL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Clermont, county of Lake, FL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Clermont, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Garden State Federal Credit Union
  • 144 W Route 38, Moorestown, NJ, 08057
  • Garden State Federal Credit Union was founded in 1960 as The Camden District Telephone Federal Credit Union. We later changed our name to reflect our expanded membership. Today we serve over 4, 400 members from 37 Member Groups and 9 select cities and towns. We currently have a branch located in Moorestown, New Jersey.
  • New Jersey Community Federal Credit Union
  • 144 Route 38., Moorestown, NJ, 8057
  • NJ Community Federal Credit Union has been serving its members since it was founded in 1954 for Government workers who worked in Camden, New Jersey. We now serve over 2, 800 members. Our membership includes members from various towns and cities. We are governed by a member-elected Board of Directors.
  • Almost Home Mortgage
  • 714 E. Main St, Suite 2A, Moorestown, NJ, 08057
  • Almost Home Mortgage LLC was established in 2014 but is certainly not new to this industry. Almost Home Mortgage was created by blending two highly established lending and service entities to create a knowledge and service based Mortgage Company.At Almost Home Mortgage, we operate under the guiding principle do the right thing for your client.
  • Oak Leaf Financial
  • 110 MARTER AVENUE SUITE 103, Moorestown, NJ, 08057
  • Oak Leaf Financial is a direct private lender specializing in commercial and bridge loans to businesses and individuals in need of short-term financing with fast approval. Since 2002, we have been providing hard money loans ranging from $50K to $2M (click here to see some of our recent success stories). At Oak Leaf Financial we understand that ever
  • Welcome Mortgage Corp
  • 700 Route 130 N, Suite 207, Cinnaminson, NJ, 8077
  • At Welcome Mortgage, we offer custom solutions for your financing needs. Our qualification process is simple and quick, and we guide you from loan application to closing. We provide expertise and education every step of the way in-person and virtually, without any automated systems.
  • Philly Mortgage Group Inc
  • 1409 Merlin Cir, Norristown, PA, 19403
  • At Philly Mortgage Group, we are backed by several years of experience in the mortgage industry, and we work hard to meet all of your needs. We work with state of the art tools in the industry to help you find the best solution for your financial needs, and we respect your time by working efficiently.
  • The First National Bank of Bellevue
  • 120 North Street, Bellevue, OH, 44811
  • First National Bank has been providing financial services to its local market area since 1875 & is based in Bellevue, Ohio. We believe that by banking locally with your Community Bank, you can make a difference in the lives of your neighbors & the future of your Community. Enjoy the benefits of a Community Bank including superior customer service.
  • Firelands Federal Credit Union
  • 300 North Street, Bellevue, OH, 44811
  • Firelands Federal Credit Union had its humble beginnings at the railroad in 1955, when seven Nickel Plate employees joined together to form a financial savings club. Each of them put in $5-$10 and they applied for a charter from the federal government. Chartered in 1957, Firelands Federal Credit Union presently serves over 35,000 members.