USDA Vs. FHA your options comparison in Clermont, Lake County, FL

In 2024, USDA loan limit in Clermont, county of Lake, FL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Clermont, county of Lake, FL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Clermont, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Home Loans Made Easy, LLC
  • 5562 South Staples St, Suite 300, Corpus Christi, TX, 78411
  • Home Loans Made Easy, LLC is a Corpus Christi premier mortgage lender that is dedicated to providing the best service possible to all of its clients. This company has specialized in Home loans and mortgage refinance for over 25 years, so you can feel confident in knowing that they are the top choice for all of your loan or refinancing needs.
  • Texas Mortgage Finance Group LLC
  • 5030 Holly Rd, Suite A, Corpus Christi, TX, 78411
  • Texas Mortgage Financing Group, LLC offers a variety of loan programs, and we are committed to helping you find the one that fits your needs. Take a look below at the different loan programs we offer. FHA VA Conventional USDA Rate/Term Refinance Cash-Out Refinance
  • Willow Bend Mortgage
  • 5026 Holly Road, Corpus Christi, TX, 78411
  • We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. mortgage brokerage firm, serving the lending needs of real estate professionals, builders.
  • John The Mortgage Man
  • 4838 Holly Rd, Suite 201, Corpus Christi, TX, 78411
  • In 1991 I started originating loans. Through continuing education I have achieved certification as an FHA Specialist, VA Loan Adviser and Ethical Practices. My focus goes beyond helping clients “get a loan.” I am their mortgage coach to help them win the mortgage game. Winning the game is more than closing on the loan;
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  • NavyArmy Community Credit Union provides products to achieve your financial goals: free and interest-bearing checking accounts, savings such as CDs and IRAs, auto loans, and many types of home loans. NavyArmy offers what you expect from a bank- but it's so much more. Our members earn more interest, rewards, and the loans they deserve.
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  • 8417 Bergeline Avenue, North Bergen, NJ, 07047
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, financing tools & best of all quality service & individual attention.Capital Lending Corp. has committed itself to serve the underserved-from people in urban & ethnic minority communities that many financial institutions overlook.
  • Lamar Bank and Trust Company
  • 1000 Broadway, Lamar, MO, 64759
  • Lamar Bank & Trust Company is a locally owned and operated full-service financial institution located in Lamar, Missouri. LBT is a leader in technology and is known for being one of the first banks in Missouri to offer e-statements. Internet banking and debit cards have been regular products of the bank for years.
  • MK Capital Funding
  • 155 W. 71st St, Suite 6F, New York, NY, 10023
  • MK Capital Funding is a one-stop lending company that focuses on investor’s needs and goals. We place “customers first” and do everything possible to provide great service, competitive rates and terms; as well as advice. We understand that projects are complex and that the lending process can be confusing sometimes.