In 2025, the USDA loan cap in Oakland, located in the county of Orange, FL, is $336,500, whereas the FHA limit for a single-family residence is $472,030.
Employ the Lendersa® USDA loan calculator to review today’s favorable rates for USDA versus FHA and ascertain the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in determining which program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to connect you with an ideal USDA or FHA loan quickly and conveniently. Choose from three starting points to engage with matching lenders and USDA loan programs.
A USDA home loan is a government-backed financing option by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans have no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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