USDA and FHA Pro and Con in Mascotte, Lake County, FL

As of 2025, the USDA loan limit for Mascotte in Lake, FL is set at $336,500, whereas the FHA limit stands at $472,030 for a single-family residence.

Utilize the Lendersa® USDA loan calculator to examine and evaluate the best USDA versus FHA rates today. Assess the necessary income, credit score, reserves, and documents for qualification. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA programs simultaneously, guiding you to the ideal financial solution for your needs in Alabama.

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Details of 2025 loan limits and down payment specifications in Mascotte, Lake, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available Options for USDA and FHA Loans in Mascotte, FL

Lendersa® is dedicated to delivering the most suitable USDA or FHA loan quickly and seamlessly. Pick from one of three starting paths to connect with lenders and appropriate USDA loan programs.

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Understanding the USDA Loan in FL

The USDA home loan is a government-guaranteed loan by the Department of Agriculture, also known as the USDA Rural Development Loan or USDA mortgage. This program is exclusively available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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