USDA and FHA Pro and Con in Groveland, Lake County, FL
In the year 2025, the USDA loan cap in Groveland, located in the county of Lake, FL, amounts to $336,500, whereas the FHA limit for a single-family dwelling is $472,030.
Leverage the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rate offerings and identify the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, helping you choose the most suitable option in for your specific financial situation.
2025 Loan Limits and Down Payment Requirements in Groveland, Lake County, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Alternatives in Groveland, FL
At Lendersa®, our mission is to expedite your access to the most suitable USDA or FHA loan without unnecessary complications. Begin your journey with any of the three pathways, leading to well-matched lenders and USDA loan offerings.
The USDA home loan is secured by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available solely in rural communities. In contrast to FHA loans that require at least a 3.5% down payment, the USDA mortgage requires no down payment.
Our success at Primemax Mortgage is a result of our client commitment, professional integrity, industry knowledge and unique approach in managing every aspect of the loan process to ensure the transaction proceeds smoothly and loan funding is on time. We at Primemax Mortgage pride ourselves on “Trust... Integrity... Service”.
At Oakworth, our Core Purpose is Helping People Succeed. That resonates through our culture by our associates being intentional about our Core Values, our behaviors and the experiences we provide. This culture fosters an environment where our associates focus on relationships with not only our clients, but also with each other.
2100 Southbridge Parkway, Suite 385, Birmingham, AL, 35209
CommerceOne is born out of a desire to be exceptional because we believe there is nothing more important than building a meaningful connection between our bankers and your needs. That means providing you with accessible, highly-individualized services that are practically unheard of in the banking industry.
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, security testing, and secured files and buildings. WE PROVIDE LINKS TO THIRD PARTY PARTNERS, INDEPENDENT FROM 1ST RESOURCE CREDIT UNION.
ServisFirst Bank is a full service commercial Bank focused on commercial Banking, correspondent Banking, cash management, private Banking and the professional consumer market, emphasizing competitive products, state of the art technology and a focus on quality service. The Bank offers sophisticated cash management products.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2850 19th Street South, Suite 300, Birmingham, AL, 35209
"We have built a strong reputation for over 25 years as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout our southeast lending area.
We're a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending"
2117 Boiling Springs Rd, Boiling Springs, SC, 29316
"Pathway Mortgage has set itself apart in the South Carolina mortgage lending community through a focus on three core values: honesty, transparency, and customer service.
Pathway Mortgage was founded in 1998 in Spartanburg, South Carolina. Over the past twenty years, founder Kevin Love and co-owner Jeff Henry have steadily grown"
Faith Mortgage LLC offers a variety of loan programs to meet your needs. Available to you are FHA, VA, Conventional and USDA loan types. Ready to purchase a home, refinancing your existing home or needing cash out to do improvements or payoff debt, contact Faith Mortgage LLC 205-655-7250
1091 Red Ventures Drive, Suite 300, Fort Mill, SC, 29707
OUR PROMISE
We're here to help you
confidently make smarter decisions about financing your home.
Our Values
Buying and refinancing a home should be clear and straightforward.
An approachable home financing process requires expert guidance.
Modern home financing problems deserve updated solutions.
North Georgia National Bank is the only bank in Gordon County with its headquarters in Calhoun. That means streamlined decisions by staff who understand your community better than anyone else. Other banks might claim "small town" values, but only one shares your "hometown" values
