USDA Loan Vs. FHA loan for Groveland, FL [Lake County ]

In 2025, USDA loan limit in Groveland, county of Lake, FL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Groveland, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(714) 612-3957 Lender's profile and map Reviews Gemini Financial 426 East Washington Avenue, Orange, CA, 92866 Rebecca Valderrama established Gemini Financial in 1997. As an expert in the Mortgage Industry, Rebecca has over 35 years of experience, a strong Underwriting background, and an FHA Underwriting designation. This allows Gemini Financial, as a Company, to provide homeowners one of the best opportunities for homeownership
(714) 752-5700 Lender's profile and map Reviews Mark 1 Mortgage of Orange County 1342 E Chapman Ave, Orange, CA, 92866 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(714) 543-7800 Lender's profile and map Reviews Nakoma Mortgage Company 165 B Glassell Street, Orange, CA, 92866 Nakoma Mortgage Company was founded on one principle. “Say what you mean then do what you say.” In the Chippewa language, Nakoma means “I do as I promise.” Company We have spent almost two decades giving our customers usable knowledge of the mortgage loan process. Providing expert advice based on the goals of our clients
(714) 832-9104 Lender's profile and map Reviews Kertin Mortgage Group 5151 California Avenue, Suite 100, Irvine, CA, 92617 We are committed to providing outstanding customer service and the lowest home loan rates to our clients. Whether you are purchasing a new home, or refinancing your existing residence, Kertin Mortgage Group offers you the best available loan programs, trustworthy advice, and will handle your loan in a professional manner.
(949) 683-3242 Lender's profile and map Reviews Stearns Home Loans - Fremont, CA 1110 E. Chapman Ave, Suite 101, Orange, CA, 92866 Headquartered in Lewisville, TX, Stearns Lending, LLC and its affiliated entities have provided 30 years of mortgage lending services throughout the United States where licenses are held. Stearns’ business channels include wholesale, retail, joint venture, and financial institution groups.
(626) 263-5859 Lender's profile and map Reviews Nuhome Team 440 E Route 66, Glendora, CA, 91740 "Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide you with the best terms at the lowest possible cost. Justin Brown started his mortgage career in 1999, working as a loan processor, underwriter, and operations manager. This back end experience gave him an extensive edge"
(626) 650-0370 Lender's profile and map Reviews PCMortgage 1345 South Grand Avenue, Glendora, CA, 91740 At PC Mortgage, we provide you with quality service and powerful technology ... Jaime Genie Founder of PC Mortgage PC Mortgage breaks down the loan process for new buyers using plain English and easy calculators. We’re a team of real people, not just an online tool. That means we can help regardless of your financial situation.
(626) 914-1943 Lender's profile and map Reviews CWD Mortgage 510 West Citrus Edge Street, Glendora, CA, 91740 CrestWood Communities isn't just a family-owned company; it's a company that feels a lot like family. CrestWood owes its success to a team of talented and caring individuals experienced in every aspect of homebuilding, including several who have been with the company for 40 years
(562) 773-3870 Lender's profile and map Reviews SquareLend 440 East Route 66, Glendora, CA, 91740 Our mortgage experts treat you with the respect as a valued customer and give you the personal attention you deserve. We know you are making a commitment in buying a new home, refinancing, or tapping into your equity. So we make the following commitment to you: we can help you qualify, apply and be approved for the ideal mortgage for you.
(714) 779-5626 Lender's profile and map Reviews Underwood Mortgage Group 151 N. Kraemer Blvd, Suite 105, Placentia, CA, 92870 Underwood Mortgage Group is a boutique lender with all of the capabilities of a much larger brokerage firm. We are both Mortgage Brokers and Direct Lenders – a unique position that allows us to shop dozens of banks, as well as loan our own money. Even more important, we remain in control of the underwriting and processing of each.
(714) 814-5296 Lender's profile and map Reviews Socalzone 2351 Natchez Avenue, Placentia, CA, 92870 Socalzone was founded in January 2017 as an independent mortgage brokerage to serve the needs of borrowers looking to buy or refinance a home throughout Southern California. echnology is a focal point in the day to day operations of Socalzone Home Loans. We utilize the latest systems and software to ensure a smooth borrower.