USDA VS FHA in Groveland, Lake County, FL

In the year 2026, the USDA loan cap in Groveland, located in the county of Lake, FL, amounts to $336,500, whereas the FHA limit for a single-family dwelling is $472,030.

Leverage the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rate offerings and identify the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, helping you choose the most suitable option in for your specific financial situation.

Compare loan offerings from a selection of 100 lenders

2026 Loan Limits and Down Payment Requirements in Groveland, Lake County, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Alternatives in Groveland, FL

At Lendersa®, our mission is to expedite your access to the most suitable USDA or FHA loan without unnecessary complications. Begin your journey with any of the three pathways, leading to well-matched lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in FL

The USDA home loan is secured by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available solely in rural communities. In contrast to FHA loans that require at least a 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Sparta Financial LLC
  • 400 TradeCenter, Suite 5900, Woburn, MA, 01801
  • At Sparta Financial, LLC we use our experience to help our clients achieve their dream of home-ownership throughout Massachusetts & New Hampshire. We carefully analyze their needs to ensure they end up with the right mortgage product. Our mission is simple; Provide great service and develop long lasting relationships
  • LENDMARK MORTGAGE COMPANY
  • 400 Tradecenter Dr Suite #5900, Woburn, MA, 01801
  • Lendmark Mortgage Corporation is a Mortgage Brokerage company specializing in providing a variety of mortgage loans. Since its inception in 2005, Lendmark has experienced significant growth by following its original mission of meeting the personal lending needs of clients, by offering a combination of low rates and superior service.
  • FNB Bank
  • 311 5th Street, Fontanelle, IA, 50846
  • We are proud to have grown in our communities and we wish to express our appreciation for the many fine customers and friends who give us the opportunity to be of service. We sincerely hope that we will merit your continued loyalty and confidence and that we will be able to provide banking services for the area for many years in the future.
  • Bank of Wisconsin Dells
  • 716 Superior Street, Wisconsin Dells, WI, 53965
  • Bank of Wisconsin Dells is honored to be celebrating our 110th anniversary this year. We feel incredibly fortunate for the loyalty and support demonstrated everyday by our community. In return, we remain committed to the philosophies of community banking and the values our bank was built upon.
  • The First National Bank of Aspermont
  • 136 West 7th Street, Aspermont, TX, 79502
  • Since our founding in 1901, we have endured numerous economic and social disturbances to become one of the strongest independent banks in the region. Our sound banking principles have provided the citizens of Stonewall County and the surrounding area a reliable financial foundation for over 110 years.
  • WEICHERT FINANCIAL SERVICES
  • 225 Littleton Road, Morris Plains, NJ, 79502
  • Established in 1980, in Chatham, NJ Weichert Financial Services is licensed in over 40 states and is the affiliated financial services division for Weichert, Realtors. As a Licensed Mortgage Banker, Weichert Financial Services derives its mortgage products from many sources and investors; unlike banks or savings
  • The First National Bank & Trust
  • 2714 W. 3rd, Elk City, OK, 73644
  • On March 21, 1901, just nine short days after the first townsite lots for the new city of Elk City were sold, the Thurmond Brothers - E.K, A.L, O.H, A.N, and I.C. - formed the First National Bank of Elk City. The bank was started with $25,000.00 in capital. Since such meager beginnings, both Elk City
  • Billerica Municipal Employees Credit Union
  • 365 Boston Road, Suite 107, Billerica, MA, 01821
  • BMECU now offers now offers 24/7 mortgage approvals on-line with MortgageClick®, a full-service mortgage approval solution. Even before starting the application you can research loan options based on your financial information. MortgageClick® also contains loan calculators and educational information on the home-buying process
  • Readlyn Savings Bank
  • 141 Main Street, Readlyn, IA, 50668
  • We are proud to be a small town community bank. We are a bank where customers are known by name and where our banking professionals take great pride in helping you with your financial decisions. Decisions are made locally here at RSB, so you can talk directly to the decision-makers.
  • Stonehambank
  • 80 Montvale Avenue, Stoneham, MA, 02180
  • StonehamBank is a full-service community bank offering state of the art products & services to residents and businesses throughout eastern Massachusetts and southern New Hampshire. In addition to providing progressive products and convenience services, StonehamBank believes in giving back to the community through its Community Involvement Program.
  • Members Mortgage Company
  • 90 Maple Street, Stoneham, MA, 02180
  • Members Mortgage Company was founded in 1994, to meet the mortgage lending needs of New England credit unions. At the time, most of the mortgage lending options available to credit unions were organizations only interested in acquiring servicing rights for their loans, or mortgage brokers with reduced accountability for their own mistakes.