USDA and FHA Pro and Con in Groveland, Lake County, FL
In the year 2025, the USDA loan cap in Groveland, located in the county of Lake, FL, amounts to $336,500, whereas the FHA limit for a single-family dwelling is $472,030.
Leverage the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rate offerings and identify the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, helping you choose the most suitable option in for your specific financial situation.
2025 Loan Limits and Down Payment Requirements in Groveland, Lake County, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Alternatives in Groveland, FL
At Lendersa®, our mission is to expedite your access to the most suitable USDA or FHA loan without unnecessary complications. Begin your journey with any of the three pathways, leading to well-matched lenders and USDA loan offerings.
The USDA home loan is secured by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available solely in rural communities. In contrast to FHA loans that require at least a 3.5% down payment, the USDA mortgage requires no down payment.
We offer a wide array of programs and products to fit your needs, Conventional, FHA, VA, Jumbo, Investor products, & 100% Financing for both purchase and refinances. With 30 years of industry experience and long-standing lender relationships, we set ourselves apart from the other mortgage companies.
On September 9, 1980 a small group of O&R Utilities Employees chartered the credit union. It was formed for the purpose of creating a place where employees could save and borrow safely, confidentially and at fair rates of interest. Our current location is at 14 Talmadge Court in Monroe, NY
Astar Home Capital, your best interest is our only goal. Putting this mindset into action, we focus on educating you as a customer, explaining the details and advantages of all the different options. Staying constantly in touch, our brokers go above and beyond, leaning on their years of experience, knowledge, and creativity to secure loans.
Capital M believes that the success of the mortgage depends on a smooth and efficient system. From origination until closing and beyond, The M Method is designed to take the confusion, headache, and uncertainty out of the equation.Mayer Gross and his team, has been helping people secure low-rate mortgages for more than 23 years.
At Mint Capital, we’ll help you get approved for your dream home. Show us the home you would like to purchase and we’ll advise you on the best options to make it yours. Our team has an unmatched, deep understanding of the mortgage application process and the strongest selection of loan options that other brokers aren’t aware of or cannot access.
Pan American Bank & Trust is the premier bank for businesses and communities. We coined a term to reflect the spirit by which we operate: Bizunity™. We provide the personalized, first-name basis service that only comes from an independently owned bank that values Bizunity™. We are a trusted partner through every phase of your business’s life cycle.
City State Bank was chartered in 1920, and remains a locally owned independent bank. Over the years City State has continued to grow, and operates two full service locations. The original branch located in downtown Fort Scott at 202 Scott Avenue and our new branch located South of Fort Scott at 1012 Highway 69 covers the needs of our customer base.
International Bank of Chicago is dedicated to being a productive member of the community. In order to benefit residents and make a positive impact, the bank focuses on providing diverse, accessible and proactive services. International Bank’s products are also designed to serve customers.
American Metro Bank is an Illinois-chartered bank with its main office located in Chicago, Illinois. The Bank commenced operations in 1997 and engages in general banking business through its main office (Uptown) and one branch (Chinatown) in the Chicago, Illinois, metropolitan area.
We are a Direct Lender and broker in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances.
Molitor Financial Group was created in 2005. We are a boutique lending firm which allows us the ability to focus all of our resources on you, the client. We are able to offer you the lending power of large corporate banks without treating you like you are just another borrower. We take the time to get to know you as a person.
