USDA Vs. FHA your options comparison in Clewiston, Hendry County, FL

For the year 2025, in the city of Clewiston, within Hendry County, FL, the USDA loan cap stands at $336,500, whereas the FHA loan cap for a single-family residence is $472,030.

With the Lendersa® USDA loan calculator, you can compare the top rates of USDA and FHA loans today. This tool helps you assess the income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA options side by side, aiding in determining the best choice for your financial needs in .

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2025 loan ceilings and down payment requirements in Clewiston, Hendry County, FL

Type of Loan Maximum Limit Required Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Alternatives in Clewiston, FL

Lendersa® aims to streamline the acquisition of either a USDA or FHA loan by providing the most favorable options quickly and effortlessly. Begin with one of the three steps that guide you to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in FL

A USDA home loan is effectively a government-backed mortgage by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. It is restricted to rural locales. In contrast to FHA loans requiring at least a 3.5% down payment, no down payment is demanded for a USDA loan.

Enter your location to find out if it qualifies for USDA rural housing loan?



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