USDA and FHA Pro and Con in Montura, Hendry County, FL

In 2026, the USDA loan cap for Montura, part of Hendry, FL, is $336,500, whereas for a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today’s leading USFA versus FHA rates. Determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side analysis of USDA, FHA, Conforming, and VA options, helping you choose the ideal program for your financial scenario in .

Check loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Montura, Hendry, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Montura, FL

Lendersa®'s aim is to efficiently secure you the best USDA or FHA loan possible, hassle-free. Select one of three pathways to find matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

The USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designed solely for rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Montura Lenders

  • First Bank
  • 300 E. Sugarland Highway, Clewiston, FL, 33440
  • Lends in Florida
  • First Bank is a branch office of First Bank. They provide the following services: Full Service Office Location and are located at 300 East Sugarland Highway in Clewiston Florida.
    Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional banking information.

  • Everglades Federal Credit Union
  • 1099 W. Ventura Ave, Clewiston, FL, 33440
  • Lends in Florida
  • Everglades Federal Credit Union is a member owned financial cooperative organized in order to provide for the financial needs of its owner members, both depositors and borrowers.Everglades Federal Credit Union believes the credit union should be administered to maintain a sound financial base, to promote thrift among its members.

  • Bank of Belle Glade Belle Glade
  • 108 S. E. Avenue D, Belle Glade, FL, 33430
  • Lends in Florida
  • The Bank of Belle Glade began its history in 1963 with a group of concerned citizens. This group raised its startup capital from local shareholders that recognized that the Belle Glade area needed a bank it could call it's own. A local bank with local management and decision making.

  • Continental Capital Funding Corp
  • 16156 Key Lime Blvd, Loxahatchee, FL, 33470
  • Lends in Florida
  • I have been in the mortgage business since 1992. Early in my career I quickly learned attention to detail and staying current with lending programs and regulations is pivotal in setting the stage for the smoothest mortgage process for a consumer. While everyone strives for the perfect process,

  • Block Financial Resources
  • 17888 67th Court North, Loxahatchee, FL, 33470
  • Lends in Florida
  • Block Financial Resources, we operate for the sole purpose of providing low-cost mortgage financing to all qualified clients. We distinguish ourselves from our competition by providing information, education and client advocacy that borrowers would otherwise not receive. Built on the principles of service and accountability.

  • All Shores Mortgage
  • 17888 67th Ct N, Loxahatchee, FL, 33470
  • Lends in Florida
  • We pride ourselves on personal service in our comfortable, friendly office in the heart of downtown St. James. We’ll take the time to learn as much as we can about your goals, and do everything possible to help you achieve them. From the moment you walk through our door, until long after closing.

  • Core Mortgage Financial
  • 25 Homestead Rd. N Ste #41-B, Lehigh Acres, FL, 33936
  • Lends in Florida
  • Core Mortgage Financial believes in the American dream of home ownership and understands the effort it takes to get there. But you shouldn’t have to work hard to find a loan, too. That’s where we come in. Our business is based on you, our client.We are considered experts in all loan programs.

  • Florida Home Mortgage Corp
  • 1949 Par Drive, Naples, FL, 34120
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • AMC Mortgage Corporation
  • 20103 Cheetah Lane, Fort Myers, FL, 33913
  • Lends in Florida
  • Full service mortgage company serving Maryland, Pennsylvania and Florida. Acclaimed as one of America's top mortgage brokers. AMC also portfolios mortgage loans. AMC provides all types of mortgages from Fannie Mae, Freddie Mac, FHA, VA, USDA, construction loans to commercial loans.