In 2025, the USDA loan limit for a single-family home in South-Bay, Palm Beach, FL is set at $322,000, while the FHA loan cap is $402,500.
Lendersa® offers a USDA loan calculator to assess the finest USDA and FHA rates available today. It also helps you evaluate income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the right option for your financial scenario in <Alabama>.
2025 Loan Limits and Down Payment Requirements in South-Bay, Palm Beach, FL
Loan Type
Loan Limit
Down Payment
USDA
$322,000
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in South-Bay, FL
At Lendersa®, our aim is to promptly provide you with the most suitable USDA or FHA loan options without unnecessary delays. Choose one of the three pathways to align with lenders and USDA loan programs.
A USDA home loan, backed by the United States Department of Agriculture, also known as a USDA rural development loan or mortgage, is only available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, there is no down payment requirement for USDA mortgage loans.
We are a local mortgage brokerage firm with significant mortgage and financial experience comprised of both CPAs and Mortgage Professionals who have been in the mortgage business over 20 years.
Catharine Dombrowski is the Mortgage Broker, who is also a CPA (Certified Public Accountant). Catharine founded Lone Tree Funding & Mortgage in 2002
At MAI REALTY & LOAN, INSURANCE. We are a one stop shop for all your real estate needs from finding homes, to getting commercial and residential loans, and getting the insurance that protects both your home and your family.
We focus on making the process of buying a home or business easy for both our clients
2157 Country Hills Drive, Suite 206, Antioch, CA, 94509
E3 Realty & Loans is an all-encompassing Real Estate & Mortgage Brokerage with 20 years of combined Real Estate, Finance and Marketing Expertise. Our team consists of the most Empowered professionals in the industry who Elevate the lives of their clients by providing unparalleled knowledge and strategy that no one else can deliver
We pride ourselves in finding you the right loan product that will suit your financial needs. Our mortgage professionals are tops in the industry. One of the leading real estate brokers in California by providing excellent real estate services throughout the community. Our goal is to exceed your expectations in client satisfaction.
iFundRE.net is a Funding Source that provides Real Estate Loans as quick and easy as possible to borrowers with both perfect and less than perfect credit, all the way to hard money loans! We have full doc, lite doc, 24 & 48 month bank statement & stated income only loans. All credit considered
Excite is a relatable, jean-wearing, never-boring, highly-caffeinated credit union. We’re made up of smart, friendly people who feel it’s our responsibility to take care of the neighborhoods we live in. And we want to give everyone the chance to build a financially stronger future – because together is the only way to step up to better.
The Property Network is a company made up with professionals who provide customers with a complete solution to purchasing, selling and refinancing a home. With a comprehensive approach to customer service, The Property Network makes the client transaction a positive and enjoyable experience.
Fernando is a licensed and full time professional Real Estate Broker. Fernando's commitment to professional service and results has made him an integral part of Silicon Valley's best Real Estate agents and developers. Fernando has a wealth of knowledge and skill within the industry.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Preferred Mortgage Loans is a dynamic mortgage broker whose mission is to provide the community with the best loan programs available, making homeownership as affordable as possible. We accomplish this through consumer education, building long term relationships based on honesty, integrity and a dedication to excellent customer service.
SnapFi is innovating the mortgage lending experience. Working at the intersection of leading edge technology and dedicated, expert advisory services, we customize and deliver the best financial solutions for our clients, today, tomorrow, and into the future. We’re fast. We’re agile. We make our own decisions.
Foley Mortgage provides mortgage financing for all types of borrowers and situations, including refinances, purchases, FHA / VA. Additionally we offer hard money loans for investor flips, estate trusts or probate, rehab projects, small commercial and mixed use properties. Mike Foley is the co-owner & creative side of Foley Mortgage.
