FHA Vs. USDA loan program for South-Bay, Palm Beach County, Florida

In 2025, USDA loan limit in South-Bay, county of Palm Beach, FL is $322,000 while FHA limit is $402,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in South-Bay, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(920) 391-4234 1299 miles Lender's profile and map Reviews Landmark Mortgage Lending PO BOX 8153, Green Bay, WI, 54308 Landmark Mortgage Lending is located in Green Bay, WI, United States and is part of the Nondepository Credit Intermediation Industry. and Landmark Mortgage Lending specializes in helping you understand all of your mortgage and financing options so you can make smart and informed decisions
(432) 264-2600 1299 miles Lender's profile and map Reviews Cosden Federal Credit Union 400 East Marcy Drive, Big Spring, TX, 79720 Cosden Employees FCU first charter was in Fort Worth, Texas in 1936. The first charter was a credit union to serve the employees and families of employees of the Cosden Refinery in Big Spring, Texas. A few years after starting in Fort Worth Cosden Employees Credit Union moved to Big Spring to improve service to the employees of the refinery.
(432) 267-6373 1299 miles Lender's profile and map Reviews Citizens Federal Credit Union 701 E FM 700, Big Spring, TX, 79720 Webb Air Force Base Federal Credit Union was chartered to serve the employees and the family members of Webb Air Force Base here in Big Spring, Texas. After the base closed, our charter was converted into a community credit union. It was at that time, in 1978, that we changed our name to Citizens Federal Credit Union.
(432) 264-2100 1299 miles Lender's profile and map Reviews The State National Bank of Big Spring 901 Main Street, Big Spring, TX, 79720 Chartered in January 1909, The State National Bank opened for business on March 1st of that year at 204 Main Street. The original bank was organized as The First State Bank of Big Spring and in 1924, converted to a national bank charter, with the bank being renamed The State National Bank of Big Spring
(207) 571-3500 1300 miles Lender's profile and map Reviews Atlantic Federal Credit Union 75 Boulder Way, Biddeford, ME, 04005 Atlantic Federal Credit Union serves Southern Maine in Biddeford, Brunswick, Cumberland, Freeport, Sanford, Saco, Topsham, and York. With Atlantic Kasasa Free Checking, along with great Auto Loan and Mortgage rates Atlantic believes that better rates can lead to a better future and a better life.
(641) 332-2218 1300 miles Lender's profile and map Reviews Guthrie County State Bank 413 State Street, Guthrie Center, IA, 50115 Ever since our founding in 1931, Guthrie County State Bank has combined personal service with the latest in technology to make it easier, safer and more convenient for customers to manage their finances. We continue that tradition in the 21st century with a suite of high-tech products and services.
(231) 222-2263 1300 miles Lender's profile and map Reviews Porter Financial Group, LLC 100 Main St, Suite 7, East Jordan, MI, 49727 Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(207) 247-2200 1300 miles Lender's profile and map Reviews Ossipee Lake Mortgage Solutions 414 Sokokis Trail, East Waterboro, ME, 04030 Ossipee Lake Mortgage can assist you from start to finish in the process of buying your new home. We will Pre-Approve you so that you can search for your new home with confidence. Your Real Estate Agent also knows you are qualified and ready to go. This is a step ahead of other buyers in the competition to make an offer.
(800) 371-5162 1301 miles Lender's profile and map Reviews VSECU PO Box 67, Burlington, VT, 05601 VSECU is a credit union is a not-for-profit financial cooperative that is owned by its members. Profits go back to the member owners in the form of higher saving rates, lower loan rates, and affordable services. Credit unions do not exist to make a profit for the benefit of outside stockholders
(712) 243-3195 1301 miles Lender's profile and map Reviews First Whitney Bank and Trust 223 Chestnut Street, Atlantic, IA, 50022 The First Whitney Bank, founded in 1907, has a history of growth and progress with Atlantic and the surrounding community’s for over 100 years. In 1968, the Bank’s name was officially changed to First Whitney Bank & Trust, and moved to their present location at 3rd and Chestnut Streets.
(319) 278-4761 1301 miles Lender's profile and map Reviews Iowa State Bank 100 North Main Street, Clarksville, IA, 50619 The Iowa State Bank website. Here at Iowa State Bank we pride ourselves on providing that small community bank atmosphere with large bank products and services. We are locally owned and operated and committed to serving all your financial needs. and also Iowa State Bank and its employees are willing to work for you, and with you.
(920) 429-1500 1301 miles Lender's profile and map Reviews Cornerstone Mortgage 1830 W. Mason Street, Suite 1, Green Bay, WI, 54303 We offer professional advice, service and competitive mortgage rates for residential home financing and offer many loan programs to fit your needs including: Conventional, Reverse Mortgage, FHA, VA, Investment properties, second homes and USDA Rural loans to name a few. Specialties: Clients that are looking for professional advice.