In 2025, the USDA loan limit for a single-family home in South-Bay, Palm Beach, FL is set at $322,000, while the FHA loan cap is $402,500.
Lendersa® offers a USDA loan calculator to assess the finest USDA and FHA rates available today. It also helps you evaluate income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the right option for your financial scenario in <Alabama>.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $322,000 | 0% |
| FHA | $402,500 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
At Lendersa®, our aim is to promptly provide you with the most suitable USDA or FHA loan options without unnecessary delays. Choose one of the three pathways to align with lenders and USDA loan programs.
A USDA home loan, backed by the United States Department of Agriculture, also known as a USDA rural development loan or mortgage, is only available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, there is no down payment requirement for USDA mortgage loans.
Enter your location to find out if it qualifies for USDA rural housing loan?
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