USDA and FHA Pro and Con in Port-LaBelle, Hendry County, FL
In 2025, the limit for USDA loans in Port-LaBelle, situated in Hendry county, FL, is $285,000. In contrast, the FHA limit for a single-family home is $356,362.
You can use the Lendersa® USDA loan calculator to evaluate the current best rates between USDA and FHA loans. This will help you understand the income, credit, reserves, and necessary documents needed for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA options to support your financial decision in .
2025 loan thresholds and down payment criteria in Port-LaBelle, county of Hendry, FL
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA loans in Port-LaBelle, FL
Lendersa® strives to efficiently connect you with the most suitable USDA or FHA loan, minimizing hassle. Choose one of three starting paths leading to ideal matches with lenders and USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture. It is exclusively available in rural neighborhoods. Unlike FHA loans that require a down payment of at least 3.5%, the USDA mortgage allows you to secure a loan with no down payment needed.
METRO Federal Credit Union has provided financial services for almost 50 years. We were organized in 1973 by municipal employees who wanted financial services at lower costs than those supplied by banks or other savings institutions.
As a community credit union, we serve portions of Cook, DuPage, Lake, and McHenry counties, in addition
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725 E.Dundee Rd, Suite 201, Arlington Heights, IL, 60004
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