USDA Vs. FHA your options comparison in Lighthouse-Point, Broward County, FL
During 2025, the USDA loan limit for Lighthouse-Point in Broward, FL, is $0. Meanwhile, the FHA limit for a single-family home is $402,500.
Utilize the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today, and identify the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, assisting you to choose which program in suits your financial situation best.
Loan Limits and Down Payment Requirements for 2025 in Lighthouse-Point, Broward, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Lighthouse-Point, FL
Lendersa® aims to swiftly connect you with the ideal USDA or FHA loan, minimizing hassle. Choose one of three starting approaches to match with lenders and USDA loan programs.
A USDA home loan, formally recognized as a USDA rural development loan or mortgage, is guaranteed by the government Department of Agriculture and is provided exclusively in rural locales. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans have no down payment requirement.
Members Financial FCU was federally chartered in 1940 and began providing a very limited array of financial services to a handful of employees at Shell Oil Company here in the Permian Basin. In 2008, we acquired Sid Richardson CU and we continue to grow. Offering many products and services, Members Financial FCU is now YOUR community credit union.
Heritage USA Federal Credit Union (HUSA) began as Permian Telco Federal Credit Union in 1949 serving Southwestern Bell employees. During the next 53 years Permian Telco allowed Select Employer Groups (SEGs) into HUSA’s field of membership and eligible members had to work for one of the Select Employers to become a credit union member.
Marshfield Medical Center Credit Union was chartered in 1965 under laws of the State of Wisconsin by employees of St. Joseph’s Hospital. Until 1985 the credit union operated from office space in the hospital. That year we relocated to our own facility. Since then we have added numerous services and enjoyed exceptional growth.
Having worked for different companies as a loan originator for many years, Laura Leonhard, the founder of Mortgage Experts, had a vision: To offer our clients exceptional mortgage financing and service in a friendly, relaxed, and casual atmosphere. From this vision came Mortgage Experts Team of Waterstone – a full service mortgage lender.
First Choice Credit Union is located in Marshfield, Wisconsin, and was founded in 1967. At this location, First Choice Credit Union employs approximately 12 people. This business is working in the following industry: Finance other. Annual sales for First Choice Credit Union are around USD 1, 100, 017.00
Power Co-op Employees Credit Union was chartered in 1956. From 29 members and $356 in assets after the first month of operation, it has grown to over 2046 members and $53 million in assets today. Membership in Power Co-op Employees Credit Union is open to employees of Corn Belt Power and its distribution cooperatives.
Our Credit Union was chartered February 27, 1937 with Pampa Independent School District as our sponsor. Since the early 1980’s, our field of membership has been extended to the **family members of Pampa Independent School District employees. As a Credit Union, we believe that friendly, personal service is our number one priority.
Intercity State Bank is an independent community bank where we approach things differently. We have been serving Schofield & the surrounding areas for 60 years.Originally chartered in the 1952, Intercity has continued to provide the best personal attention to the needs of the citizens & local business community through the changing decades.