USDA Vs. FHA Pro and Con comparison in Lighthouse-Point, Broward County, FL

During 2026, the USDA loan limit for Lighthouse-Point in Broward, FL, is $0. Meanwhile, the FHA limit for a single-family home is $402,500.

Utilize the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today, and identify the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, assisting you to choose which program in suits your financial situation best.

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Loan Limits and Down Payment Requirements for 2026 in Lighthouse-Point, Broward, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Lighthouse-Point, FL

Lendersa® aims to swiftly connect you with the ideal USDA or FHA loan, minimizing hassle. Choose one of three starting approaches to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan, formally recognized as a USDA rural development loan or mortgage, is guaranteed by the government Department of Agriculture and is provided exclusively in rural locales. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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