USDA Vs. FHA your options comparison in Margate, Broward County, FL

In 2025, the USDA loan limit for Margate in the county of Broward, FL is set at $0, while the FHA limit for a single-family home is $557,750.

Use the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates. This tool helps determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA side by side to make the best decision for your financial circumstances in .

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2025 Loan Limits and Down Payment Requirements in Margate, Broward, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Margate, FL

Lendersa® is focused on obtaining the best USDA or FHA loan for you efficiently, with minimal hassle. Choose one of three starting points to find matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan, backed by the government’s Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage and is available only in rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Chevron Texas Employees Credit Union
  • 3100 Wilcrest, Suite 141, Houston, TX, 77042
  • CTECU is a group of Chevron employees and annuitants who have combined their resources so that they can earn more from savings and pay less when borrowing. CTECU serves Chevron employees in Texas and Chevron annuitants. CTECU is an independent, nonprofit organization chartered and supervised by the Texas Credit Union Dept.
  • First Continental Mortgage, Ltd
  • 11011 Richmond Ave, Suite 800, Houston, TX, 77042
  • First Continental Mortgage, Ltd. is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers
  • Network Funding, LP
  • 9700 Richmond Ave, Suite 320, Houston, TX, 77042
  • We're a mortgage lender that's earned a reputation for integrity, reliability, and simplicity, by placing principles and people before profit, keeping the loan process simple, and finishing the job on time. Whether you're looking for a lender you can rely on or an employer you can trust, we hope that you will choose to follow, join
  • Capital Concepts, Inc.
  • 11200 Westheimer Rd, Suite 777, Houston, TX, 77042
  • At Capital Concepts, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism
  • Pinnacle Mortgage
  • 2825 Wilcrest Dr, Suite 570, Houston, TX, 77042
  • Pinnacle Mortgage Company is a private commercial real estate lender based in Houston, Texas specializing in small balance commercial real estate loans. When the company was founded in 1992, its original focus was as an intermediary in arranging debt and/or equity for all types of real estate across the United States.
  • Capital Concepts
  • 11200 Westheimer, Suite 150, Houston, TX, 77042
  • "Trying to find the right home loan can be difficult. Finding the right company to help you get your loan can be even more confusing. With literally thousands of lenders to choose from, borrowers can easily become overwhelmed. Fortunately, at Capital Concepts, our mission is to set a high standard in the mortgage industry. "
  • First Capital Federal Credit Union
  • 1601 Kenneth Road, York, PA, 17408
  • This credit union was originally established as the S. Morgan Smith Credit Union and incorporated under the laws of the Commonwealth of Pennsylvania on December 23, 1954. It became known as the Allis Chalmers Credit Union upon that company's acquisition of the S. Morgan Smith Company on April 1, 1959.
  • Traditional Mortgage Banc Inc
  • 1560 Fishinger Road, Columbus, OH, 43221
  • Traditional Mortgage Banc has grown to become one of the leading Conventional, FHA, VA, and Fannie Mae approved mortgage bankers in Central Ohio. Traditional Mortgage Banc offers the most competitive rates and terms in the market place. We offer Conventional Financing, FHA, VA, and more or an experienced real estate investor.