USDA and FHA Pro and Con in Margate, Broward County, FL

In 2025, the USDA loan limit for Margate in the county of Broward, FL is set at $0, while the FHA limit for a single-family home is $557,750.

Use the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates. This tool helps determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA side by side to make the best decision for your financial circumstances in .

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2025 Loan Limits and Down Payment Requirements in Margate, Broward, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Margate, FL

Lendersa® is focused on obtaining the best USDA or FHA loan for you efficiently, with minimal hassle. Choose one of three starting points to find matching lenders and USDA loan options.

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Understanding USDA Loans in FL

A USDA home loan, backed by the government’s Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage and is available only in rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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