USDA Loan Vs. FHA loan pro & con for Crestview, Okaloosa County, FL

In 2024, USDA loan limit in Crestview, county of Okaloosa, FL is $431,400 while FHA limit is $603,750 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Crestview, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(212) 740-0900 https://www.neighborhoodtrustfcu.org/ 984 miles Lender's profile and map Reviews Neighborhood Trust Federal Credit Union 1112 St Nicholas Avenue, New York, NY, 10032 Neighborhood Trust Federal Credit Union is a federally-regulated nonprofit financial institution serving Upper Manhattan since 1997. We are one of over 200 community development credit unions in the U.S. with a shared commitment to economic opportunity. Our Credit Union services are tailored to the nontraditional behavior of the financially underse
(917) 355-1058 https://hardmoneylendersny.com/ 984 miles Lender's profile and map Reviews Hard Money Lenders NY 43-13 National St, Corona, NY, 11368 "We at Hard Money Lenders NY have been helping investors for 16 years to obtain quick financing on non-bankable properties. We provide loans to all of New York City boroughs and all of Long Island. We’re able to help people with either good or bad credit on a case by case basis.We’re quick, we’re efficient, and we always keep our word."
(718) 575-1166 https://summitfunding.com/ 984 miles Lender's profile and map Reviews Summit Funding Inc 7030 137 Street, Kew Gardens Hills, NY, 11367 Our primary goal is to help people get the mortgage that best meets their needs so they can buy a home or stop overpaying on their existing mortgages.You can always count on the Summit Funding team to get it done for you. We have successfully helped thousands of people and look forward to helping thousands more.
(201) 599-5500 https://www.greateralliance.org/ 984 miles Lender's profile and map Reviews Greater Alliance Federal Credit Union 40 West Century Road, Paramus, NJ, 07652 Our Mission is To provide the highest quality financial services, through commitment to excellence and financial strength, exceeding the expectations of our members and employees. Our Vision is Commitment to making a positive difference in the financial lives of our members and in the community we serve. We want to be the financial institution.
(201) 248-0776 https://www.porchlightmortgage.com/ 984 miles Lender's profile and map Reviews Porch Light Mortgage 45 N. Broad Street, Ridgewood, NJ, 07450 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(201) 689-2200 https://www.hudsonhomemortgage.com/ 984 miles Lender's profile and map Reviews Hudson Home Mortgage LLC 171 East Ridgewood Ave, Suite 204, Ridgewood, NJ, 07450 In 2001, after working for two local mortgage companies Nick Emanuel decided to go out on his own and open Hudson Home Mortgage. Nick had one thing in mind, to be able to offer my clients the best possible rates and programs combined with the best possible service. Hudson Home Mortgage is your local mortgage source.
(201) 803-5857 https://www.birchmortgage.com/ 984 miles Lender's profile and map Reviews BIRCH MORTGAGE LLC 45 N Broad Street, Ridgewood, NJ, 07450 Birch Mortgage LLC Provides Mortgage, Home Loans, Home Financing, Re-Finance, Home Purchase, Jumbo Mortgage, Lender, Real Estate And Financing To The Ridgewood, NJ Area. Protecting your private information is our priority. This Statement of Privacy applies to the www.birchmortgage.com and Birch Mortgage LLC and governs data collection and usage.
(308) 754-4426 https://bankwithcitizens.com/ 984 miles Lender's profile and map Reviews Citizens Bank & Trust Company 721 7th Street, Saint Paul, NE, 68873 The bank began in May of 1888 when five shareholders – A. A. Kendall, W. A. Wilson, Ed McCormick, Husted Agar and T. F. McCarty – incorporated Citizens National Bank. The bank officially opened its door on July 5, 1888. In 1911, it became Citizens State Bank, then in 1930 the bank converted to Citizens National Bank.
(877) 968-7828 http://ukrainianfcu.org/ 984 miles Lender's profile and map Reviews Ukrainian Federal Credit Union 824 E Ridge Rd, Rochester, NY, 14621 Ukrainian Federal Credit Union is insured by the National Credit Union Administration and offers personal and business financial services including savings and checking accounts, share certificates, loans, mortgages, VISA credit and debit cards, wire transfers, and online and mobile banking.
(201) 833-0123 https://www.approvedfunding.com/ 984 miles Lender's profile and map Reviews Approved Funding 41 Grand Avenue, River Edge, NJ, 07661 Approved Funding is a multi-state Direct Mortgage Lender. With over three decades of perseverance, billions in mortgage financing, and thousands of satisfied clients, we have become one of the area’s fastest growing privately held mortgage banks, by distinguishing ourselves through professionalism, honesty and integrity.
(201) 720-6231 https://www.corcapfinancial.com/ 984 miles Lender's profile and map Reviews Cornerstone Capital Financial Services LLC 38A River Edge Road, River Edge, NJ, 07661 Cornerstone Capital has over 15 years of experience helping new homeowners apply and obtain a mortgage in New Jersey. We strive to make the process of applying for a mortgage as easy as possible by taking the time to thoroughly explain all the steps and requirements needed for any purchase or refinance mortgage.