In 2025, the USDA loan limit in Crestview, which is part of Okaloosa county, FL, stands at $431,400, whereas the FHA limit for a single-family home is $603,750.
Utilize the Lendersa® USDA loan calculator to evaluate the current best rates between USDA and FHA options. This helps determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding you in selecting the most suitable program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $431,400 | 0% | |
| FHA | $603,750 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to promptly secure the best USDA or FHA loans for you without hassle. Choose one of three starting approaches to connect with lenders and identify suitable USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. It's specifically available for rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require no down payment, making them an attractive choice for eligible applicants.
Enter your location to find out if it qualifies for USDA rural housing loan?
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