USDA VS FHA in DeFuniak-Springs, Walton County, FL
During 2025, the USDA loan limit for DeFuniak-Springs, located in Walton county, FL, is set at $353,200. In contrast, the FHA limit for a single-family home is $441,600.
With the help of Lendersa® USDA loan calculator, you can compare today's USDA versus FHA best rates and evaluate the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA loans side by side, helping determine the most suitable program for your financial needs in .
Loan Limits and Downpayment Requirements for 2025 in DeFuniak-Springs, Walton, FL
Loan Type
Loan Limit
Down Payment
USDA
$353,200
0%
FHA
$441,600
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in DeFuniak-Springs, FL
The primary aim of Lendersa® is to swiftly connect you with the best USDA or FHA loans without difficulty. Choose one of three approaches that link you to suitable lenders and USDA loan programs.
The USDA home loan, supported by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. Available only in rural areas, it contrasts with FHA loans, which mandate at least a 3.5% down payment, since USDA loans require none.
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Ron Henderson is President of Multi Real Estate Services, Inc Los Angeles, California.
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Senior Funding Associates enjoy helping our customers discover how a Reverse Mortgage can safely provide financial peace of mind. They've earned the opportunity to turn some of their home value into federally insured money, while continuing to own and live in their homes. Since 1989, I have personally originated and closed over 2, 000.
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