USDA Vs. FHA Pro and Con comparison in DeFuniak-Springs, Walton County, FL
During 2025, the USDA loan limit for DeFuniak-Springs, located in Walton county, FL, is set at $353,200. In contrast, the FHA limit for a single-family home is $441,600.
With the help of Lendersa® USDA loan calculator, you can compare today's USDA versus FHA best rates and evaluate the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA loans side by side, helping determine the most suitable program for your financial needs in .
Loan Limits and Downpayment Requirements for 2025 in DeFuniak-Springs, Walton, FL
Loan Type
Loan Limit
Down Payment
USDA
$353,200
0%
FHA
$441,600
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in DeFuniak-Springs, FL
The primary aim of Lendersa® is to swiftly connect you with the best USDA or FHA loans without difficulty. Choose one of three approaches that link you to suitable lenders and USDA loan programs.
The USDA home loan, supported by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. Available only in rural areas, it contrasts with FHA loans, which mandate at least a 3.5% down payment, since USDA loans require none.
We’re a Credit Union, not a bank. We charge fewer fees than banks, in addition to having competitive rates. We operate in 40 southern Indiana and northern Kentucky membership counties. You can be a member, too! Hoosier Hills Credit Union is your community cooperative financial institution, serving Southern Indiana
At Movement Bank, we’re leading a Movement of Change to make banking enjoyable and empowering by introducing healthy, faithful, and innovative tools to help you maintain financial health. Our bank was founded by African-Americans in 1919 to serve people who had been turned away by other institutions.
American National Bank & Trust Company, we believe being local is more than just having an office in the community. It's about looking out for our customers with better banking options and quick, local decisions. It's about supporting local community organizations and working with local businesses that are so vital to our communities.
SPCO Credit Union began by serving railroad employees. Over the years we have expanded to serve employees in the printing industry as well as community members throughout Houston. Membership is free to those who live, work, worship or go to school within 10 miles of any of our branch locations.
5875 North Sam Houston Parkway West, Suite 300, Houston, TX, 77086
InterLinc, we believe that in order to deliver the “service without exception” experience, we must have the ability to manage every aspect of the mortgage process. As a mortgage company, InterLinc provides in-house origination, processing, underwriting, and closing. By using this full-service approach, we do not have to rely on anyone
WCFCU’s mission is to enrich its members' quality of life by providing high quality, fairly-priced financial services and to remain driven by member needs
We are eager to serve you and your family members. When you join the Credit Union, you enjoy the many advantages of doing business with a people oriented
On January 14, 1890, Gibbs National Bank, now First National Bank of Huntsville (FNBH), opened its doors for business on the downtown square in Huntsville, Texas. Prior to 1890, the Gibbs Family provided banking services to the citizens of Huntsville through the family mercantile business that was opened in 1841.
MOPAC Employees Federal Credit Union was chartered in 1936 to serve employees of the International Great Northern (IGN) Railroad. In 1956, the IGN Railroad was merged into the reorganized Missouri Pacific Railroad Company (MoPac). In 1999, Southern Pacific Railroad merged with Union Pacific.
Global Capital Funding – Strategic, Fast, and Reliable Commercial Lending
We provide custom financing solutions for real estate investors, developers, and business owners. Specializing in bridge loans, cash-out refinancing, construction, investment property and foreclosure bail-out loans, we deliver fast approvals, flexible terms, fast closings.
"Aligned Mortgage Processing is a contract loan processing company that partners with Mortgage Brokers, Lenders and Bankers throughout the State of Texas. our loan Program:
FHA $100 Down Payment Program: 203B
• Property must be a HUD REO
• Loans up to county loan limits
• Credit scores down to 500. Ratios can’t exceed 43% when manual underw
1901 Post Oak Boulevard, Unit 1205, Houston, TX, 77056
The founders of Residential Capital Mortgage have been helping individuals and families obtain mortgage financing for over 20 years. We created our company with the goal of offering the best service and pricing the market has to offer. The mortgage process can be overwhelming without expert advice.
