USDA Loan Vs. FHA loan for DeFuniak-Springs, FL [ best of 2023]

In 2025, USDA loan limit in DeFuniak-Springs, county of Walton, FL is $353,200 while FHA limit is $441,600 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in DeFuniak-Springs, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(781) 298-7670 1145 miles Lender's profile and map Reviews Flatley Financial Services 45 Dan Road, Suite 320, Canton, MA, 02021 Flatley Financial Services finances the acquisition and construction of real estate projects such as fix-and-flips or new builds. Our loans are asset-backed, and we underwrite based on the prospective property and the expected value of the property after work is completed. Our borrowers are contractors, investors, and developers.
(888) 828-1690 1145 miles Lender's profile and map Reviews Bank of Canton 490 Turnpike Street, Canton, MA, 02021 Bank of Canton is a Massachusetts-chartered mutual savings bank that offers its consumer, business and government banking customers access to a full array of deposit, loan, investment and convenience service options. All deposits at Bank of Canton are insured in full with at least $250, 000 insured by the Federal Deposit Insurance Corporation.
(888) 252-8932 1145 miles Lender's profile and map Reviews Heritage Family Credit Union 30 Allen St, Rutland, VT, 05701 The purpose of the Heritage Family Credit Union is to provide friendly, personable, high quality services for the entire family. The Credit Union will strive to offer convenient, cost effective services while maintaining financial stability. Heritage Family Credit Union’s vision is families prospering through cooperation.
(781) 329-6700 1145 miles Lender's profile and map Reviews Dedham Institution for Savings 55 Elm Street, Dedham, MA, 02026 Dedham Savings has been a foundation of the community from our earliest days. When you visit a branch, you see the same friendly faces you have come to rely on. When you call us, you talk with people you’ve known for years, who are eager to help. And, we support the local causes and organizations that keep our community thriving.
(781) 326-8068 1145 miles Lender's profile and map Reviews Dedham Town Employees Federal Credit Union 202 Bussey Street, Dedham, MA, 02026 The Dedham Town Employees Federal Credit Union is dedicated to meeting the financial needs of its members while providing excellence in personalized service and offering innovative and comprehensive products and services. Safeguarding member investments and personal information is a top priority.
(781) 320-5626 1145 miles Lender's profile and map Reviews First Mortgage Trust Inc 260 Milton Street, Dedham, MA, 02026 Our primary focus as an “independent” mortgage broker is to evaluate and provide a wide-range of innovative, flexible, and affordable financing programs. We are a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending.
(781) 461-1112 1145 miles Lender's profile and map Reviews Massachusetts Capital Mortgage Corp 75 McNeil Way, Suite 105, Dedham, MA, 02026 Mass Capital Mortgage Corp. has been in business since 1996 and values the relationships that have been built over the years. These relationships have kept us in business and will do so for many years to come. We are proudly providing financing to the third generation of returning customers.
(800) 578-5024 1145 miles Lender's profile and map Reviews One Credit Union 380 River Street, Springfield, VT, 05156 One Credit Union will help our members achieve their financial dreams. One Credit Union provides valued financial products with service that exceeds expectations at every stage of our member’s lives. At One CU, when you achieve your financial goals, then we achieve our goals, working together.
(320) 283-5149 1146 miles Lender's profile and map Reviews Lowry State Bank 400 Florence Avenue, Lowry, MN, 56349 Lowry State Bank was first organized in 1899 but wasn’t officially chartered until December 26, 1907. Andrew Jacobson was the Bank’s first President; he served in that position until January 6, 1926 when Iver Engebretson succeeded him as President. On November 8, 1932, the Bank assumed the assets.
(781) 389-4060 1146 miles Lender's profile and map Reviews Mortgage Resources 175 Highland Ave, Suite 303, Needham Heights, MA, 02494 Our goal is to offer you great friendly and professional service. Rates and fees will be reasonable, fair and affordable. As mortgage brokers, Mortgage Resources works with many lenders and investors. With literally hundreds of different and unique programs to choose from, our mortgage specialists
(781) 455-6500 1146 miles Lender's profile and map Reviews Direct Federal Credit Union 50 Cabot St, Needham Heights, MA, 02494 Direct Federal is a community chartered credit union. This means that ANYONE who lives, works (or regularly conducts business in), worships, or attends school in Norfolk or Middlesex Counties, Massachusetts; or, has an immediate family member that lives, works (or regularly conducts business in), worships, or attends school in Norfolk