USDA VS FHA in Daytona-Beach-Shores, Volusia County, FL
In 2026, the USDA loan limit in Daytona-Beach-Shores, within Volusia County, FL, stands at $285,000. Meanwhile, the FHA limit for a single-family dwelling is $356,362.
To compare today’s leading USDA and FHA rates, utilize the Lendersa® USDA loan calculator. Identify the required income, credit level, reserves, and documents for qualification. Our enhanced mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA loans, guiding you to decide which program in Alabama fits your financial profile best.
2026 Loan Limits and Down Payment Requirements in Daytona-Beach-Shores, Volusia, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Solutions in Daytona-Beach-Shores, FL
Lendersa® aims to quickly and efficiently connect you with the best USDA or FHA loans. Choose from three starting points to align with lenders and access USDA loan schemes.
The USDA home loan, guaranteed by the Department of Agriculture, also referred to as the USDA rural development loan or mortgage, is exclusively available in rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment, offering a compelling option for qualified rural buyers.
Elkhorn Valley Bank & Trust is a full-service bank with 8 locations in Norfolk, Wayne, Pierce & Albion, NE. Each branch is staffed with experienced & knowledgeable personnel. We provide banking, lending, wealth management, & insurance services to our customers. Elkhorn Valley Bank & Trust continues to be the leader in servicing the financial needs.
AT AimMortgage We look forward to putting our mortgage services to work for you!
We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing
200 University Avenue West, Suite 100, Saint Paul, MN, 55103
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Settlers Federal Credit Union was established in 1932 by a small group of local farmers who had a difficult time getting financing to plant their crops or feed their livestock. The beginning financial reports showed assets of $750.00. We continue to believe in serving our communities and providing financial services.
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The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
6600 France Avenue South, Suite 125, Edina, MN, 55435
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Dionna Ward handles your home financing with friendliness and finesse to get you moving forWARD with a mortgage or refinance. She brings her own personal touch to servicing her clients, which puts you at ease and gives you that much-needed assurance that she’s got your back during the entire process. She brokers your home loan with care.
