USDA VS FHA in Holly-Hill, Volusia County, FL

For 2026, the limit for USDA loans in Holly-Hill within the county of Volusia, FL, is $285,000, while for FHA single-family homes, it stands at $356,362.

Utilize the Lendersa® USDA loan calculator to effectively compare the prevailing rates between USDA and FHA loans. By determining essential income, credit requirements, reserves, and documents for qualification, our advanced mortgage calculator allows you to view options like USDA, FHA, Conforming, and VA side by side. This helps you make an informed decision on which program in suits you best.

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2026 Loan Limits and Down Payment Requirements in Holly-Hill, Volusia, FL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Holly-Hill, FL

The primary aim of Lendersa® is to ensure you quickly and easily obtain the best USDA or FHA loan available. Choose from three initial approaches to be matched with lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan is backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and is available exclusively in rural locations. Unlike FHA loans which require at least a 3.5% down payment, USDA loans necessitate no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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