USDA VS FHA in Holly-Hill, Volusia County, FL

For 2026, the limit for USDA loans in Holly-Hill within the county of Volusia, FL, is $285,000, while for FHA single-family homes, it stands at $356,362.

Utilize the Lendersa® USDA loan calculator to effectively compare the prevailing rates between USDA and FHA loans. By determining essential income, credit requirements, reserves, and documents for qualification, our advanced mortgage calculator allows you to view options like USDA, FHA, Conforming, and VA side by side. This helps you make an informed decision on which program in suits you best.

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2026 Loan Limits and Down Payment Requirements in Holly-Hill, Volusia, FL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Holly-Hill, FL

The primary aim of Lendersa® is to ensure you quickly and easily obtain the best USDA or FHA loan available. Choose from three initial approaches to be matched with lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan is backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and is available exclusively in rural locations. Unlike FHA loans which require at least a 3.5% down payment, USDA loans necessitate no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Holly-Hill Lenders

  • Gateway Bank of Florida
  • 1950 West International Speedway Boulevard, Daytona Beach, FL, 32114
  • Lends in Florida
  • We provide our clients with outstanding financial products and solutions in a community bank environment. We are local, knowledgeable bankers whose primary goal is to serve our clients with the best service available in our community. We have a passion to be your banker. Our strategy is designed towards getting better each day.

  • Financial Educators Federal Credit Union
  • 1200 West International Speedway Blvd, Building 300, Room 122, Daytona Beach, FL, 32114
  • Lends in Florida
  • In July 1969, Roy F. Bergengren, a grandson of the founder of the credit union movement in the United States, along with nine other college employees, met to start the Daytona Beach Junior College (DBJC) Federal Credit Union to represent an oasis of service and value for individuals looking for more from their financial institution.

  • Coastal Lending Services Inc
  • 3624 South Atlantic Avenue, Daytona Beach, FL, 32118
  • Lends in Florida
  • At Coastal Lending Services, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,

  • Calculator Mortgage LLC
  • 345 Putnam Avenue, Ormond Beach, FL, 32174
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Ormond Mortgage Group
  • 555 W Granada Blvd, Suite A4, Ormond Beach, FL, 32174
  • Lends in Florida
  • We are a private mortgage company specializing in non-qualifying hard money loans to real estate investors in the State of Florida for rehab/flip properties, rental property and cash-out refinances for investment properties. We offer several loan programs that will certainly meet your needs. We offer zero upfront fees until your loan is approved.

  • Volusia Mortgage
  • 5889 S. Williamson Blvd., Suite 1320, Port Orange, FL, 32128
  • Lends in Florida
  • We are dedicated to becoming the leading provider of residential mortgage loans in Volusia County, Florida. We will accomplish this by providing superior service and value to our clients while adhering to high standards of integrity, ethics, and accountability in all we do. We live here, we work here. Neighbors helping neighbors.

  • Sandy Inosencio
  • 5889 S. Williamson Blvd. Ste. 210, Port Orange, FL, 32128
  • Lends in Florida
  • "Established 1994Sandra Inosencio is your premier mortgage professional located in Port Orange, Florida. We pride
    ourselves on offering some of the lowest rates nationwide and make the loan process simple,
    straightforward and fast for borrowers seeking a mortgage in the Florida area."

  • Kessler Real Estate Financial Services Inc
  • 3959 South Nova Road, Suite B-30, Port Orange, FL, 32127
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Simplicity Mortgage
  • 411 DUNLAWTON AVENUE, Port Orange, FL, 32127
  • Lends in Florida
  • Simplicity Mortgage offers a full suite of loan products Conventional, VA loan, FHA loan, USDA, Jumbo, Non Qualified Mortgage (non-QM), Self Employed, 1099, bank statement, first time home buyer, investment, and secondary property purchases. We have excellent options for your refinance .