USDA Vs. FHA Pro and Con comparison in Holly-Hill, Volusia County, FL
For 2025, the limit for USDA loans in Holly-Hill within the county of Volusia, FL, is $285,000, while for FHA single-family homes, it stands at $356,362.
Utilize the Lendersa® USDA loan calculator to effectively compare the prevailing rates between USDA and FHA loans. By determining essential income, credit requirements, reserves, and documents for qualification, our advanced mortgage calculator allows you to view options like USDA, FHA, Conforming, and VA side by side. This helps you make an informed decision on which program in suits you best.
2025 Loan Limits and Down Payment Requirements in Holly-Hill, Volusia, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Holly-Hill, FL
The primary aim of Lendersa® is to ensure you quickly and easily obtain the best USDA or FHA loan available. Choose from three initial approaches to be matched with lenders and USDA loan options.
A USDA home loan is backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and is available exclusively in rural locations. Unlike FHA loans which require at least a 3.5% down payment, USDA loans necessitate no down payment at all.
Popish Mortgage Group has been helping people achieve their dreams of homeownership since 2009. We specialize in first time home buyers but are highly experienced with all types of buyers. Whether you're looking for a conventional loan, VA loan, Jumbo or even a home renovation loan, Popish Mortgage Group is your trusted Colorado mortgage lender.
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Pathway Home Lending is a Mortgage Brokerage that helps families achieve the dream of homeownership! Finding a great mortgage can be stressful and time-consuming. At Pathway Home Lending, finding the right mortgage for you is what we do. We know which lenders have the best rates to fit your needs
1120 West 122nd Avenue, Suite 106, Westminster, CO, 80234
The mortgage world is constantly evolving and we will help you navigate these uncharted waters. We have a commitment to tailor the best mortgage to meet your objectives and pride ourselves on honesty, transparency, and flawless execution. We are the Mile High City’s Low Cost Lender. Let us start helping you today.
At Peak Mortgage Solutions, where we specialize in residential mortgages. At Peak Mortgage Solutions, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
Sooper Credit Union was founded in 1951 by eight King Soopers employees. These eight employees saw a need for a different way to do banking, and thanks to them, Sooper Credit Union now serves over 36,000 members and exceeds $500 million in assets. Though based in the Denver area, we serve members nationwide and offer a wide variety of banking.
Federal Credit Union is here to help you and your family achieve your financial goals, whether that means getting out of debt, sending the kids to college, buying your first home or planning for retirement. Northwest United is a full-service financial institution that offers a wide variety of products and services.
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