USDA Vs. FHA Pro and Con comparison in Port-Orange, Volusia County, FL
In 2025, the USDA loan limit in Port-Orange, located in the county of Volusia, FL, is $285,000, whereas, for an FHA loan, the cap is $356,362 for a single-family home.
Utilize Lendersa®'s USDA loan calculator to evaluate and compare today's ideal USDA and FHA rates, as well as identify the income, credit scores, reserves, and documents required for eligibility. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in determining the best program in for your unique financial scenario.
2025 Loan Limits and Down Payment Criteria in Port-Orange, Volusia, FL
Type of Loan
Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Alternatives in Port-Orange, FL
The aim of Lendersa® is to offer you an optimal USDA loan or FHA loan quickly and without any inconvenience. Pick one of the three options below to connect with suitable lenders and programs.
A USDA home loan is backed by the United States Department of Agriculture—commonly called a USDA rural development loan or mortgage—and is only available in rural areas. Unlike FHA loans that necessitate a 3.5% down payment, USDA loans require none.
DoverPhila Federal Credit Union was established as a financial cooperative and is controlled by its members. We exist for the financial benefit of our members and to provide a level of service that meets our members’ financial needs. Low cost auto loans, higher interest rates on certificates of deposit (CDs) and a vast array of products.
First Federal Community Bank, National Association
141 W Ohio Ave, Dover, OH, 44622
First Federal Community Bank provides a full-range of financial products & services using the latest technology while maintaining our personal relationship with each customer. Our mission is to empower the financial well-being of our community one person at a time. Our team is comprised of local experts, committed to providing exceptional service.
Citizens National Bank is committed to being a better place to bank. Not only in the way we do business, but also in our involvement in the community. Citizens National Bank, NA serves individuals, businesses and public and private sector institutions. Our branches provide a complete range of innovative financial products and services.
We are VA Homeloan Specialists and we serve the lending needs of homebuyers, homeowners, real estate professionals and builders. Our staff are passionate about assisting others in fulfilling the American Dream of home ownership, making the process as simple as possible. Kara Lowrie has over 30 years experience in mortgage lending.
2400 Old Minden Road, Suite 5e, Bossier City, LA, 71111
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1000 Chinaberry Dr, Suite 604, Bossier City, LA, 71111
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At J & L Processing/Mortgages, we specialize in assisting first-time home-buyers navigate through this journey as quick and easy as possible. We offer conventional, FHA, USDA, VA Programs and more. Purchasing a home is a significant financial decision in your life, so finding the right mortgage partner is key to making the dream of homeownership
We have one mission, to make it simple, make it faster, make it cheaper. By design, we are always learning and improving our process. We strive to make the mortgage process effortless. We believe in constant employee training to improve the client experience. We know our stuff! In addition to the production side
