USDA Vs. FHA Pro and Con comparison in Port-Orange, Volusia County, FL
In 2026, the USDA loan limit in Port-Orange, located in the county of Volusia, FL, is $285,000, whereas, for an FHA loan, the cap is $356,362 for a single-family home.
Utilize Lendersa®'s USDA loan calculator to evaluate and compare today's ideal USDA and FHA rates, as well as identify the income, credit scores, reserves, and documents required for eligibility. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in determining the best program in for your unique financial scenario.
2026 Loan Limits and Down Payment Criteria in Port-Orange, Volusia, FL
Type of Loan
Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Alternatives in Port-Orange, FL
The aim of Lendersa® is to offer you an optimal USDA loan or FHA loan quickly and without any inconvenience. Pick one of the three options below to connect with suitable lenders and programs.
A USDA home loan is backed by the United States Department of Agriculture—commonly called a USDA rural development loan or mortgage—and is only available in rural areas. Unlike FHA loans that necessitate a 3.5% down payment, USDA loans require none.
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