USDA Loan Vs. FHA loan pro & con for South-Daytona, Volusia County, FL

In 2025, USDA loan limit in South-Daytona, county of Volusia, FL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in South-Daytona, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(866) 301-2300 1029 miles Lender's profile and map Reviews FAMILY FINANCIAL GROUP, INC 480 Hope Street, Suite One, Providence, RI, 02906 Family Financial Group, Inc is a family owned and run company. I work with my brother, Luke. We are committed to making sure that every client is "treated like family." We are here to answer questions about the home buying process whether you are just starting out or buying your 10th property.
844 507 5859 1029 miles Lender's profile and map Reviews Foxpoint Lending One Richmond Square, Providence, RI, 02906 Foxpoint Lending is a private lender that delivers loans tailored for investment properties such as residential (non-owner occupied) and commercial real estate. We are based in Rhode Island, but partner with experienced real estate investors in multiple states. Our loans are frequently termed asset-backed loans because they are backed by the col
(414) 421-8200 1029 miles Lender's profile and map Reviews Pyramax Bank 7001 W. Edgerton Ave, Greenfield, WI, 53220 PyraMax Bank is a publicly held community bank headquartered in Greenfield, Wisconsin and also has offices in Franklin, Grafton, Greenfield, Mukwonago, South Milwaukee, and Waukesha. Whether you're looking for a Home Loan, Home Equity Line or Loan, Business Loan, Free Checking, Mobile Banking,
(608) 362-8983 1029 miles Lender's profile and map Reviews Teachers Credit Union WI 2315 Prairie Avenue, Beloit, WI, 53511 Teachers Credit Union is a not-for-profit member owned organization. Our goal is to provide the best possible financial services to our members at competitive rates and to maintain the credit union’s long-term financial stability. Teachers Credit Union has been open since 1934. The credit union has assets totaling $30.71 Million.
(608) 363-8000 1029 miles Lender's profile and map Reviews First National Bank and Trust Company 345 E Grand Avenue, Beloit, WI, 53511 First National Bank and Trust Company is a family-focused, community bank headquartered in Beloit, Wisconsin. Chartered in 1882, First National Bank and Trust has grown to be a leading financial services institution offering products and services for consumers and businesses, as well as trust, retirement services
(608) 364-8911 1029 miles Lender's profile and map Reviews Blackhawk Bank 400 Broad Street, Beloit, WI, 53511 Blackhawk Bank is a leading community bank serving clients in northern Illinois and southern Wisconsin. Eight full service banking centers are located along the corridor that stretches from Beloit, Wisconsin to Belvidere, Illinois. Experience a relaxed atmosphere where highly respected.
(815) 708-2267 1029 miles Lender's profile and map Reviews First Community Credit Union 1702 Park Ave, Beloit, WI, 53511 First Community Credit Union is a member-owned, not-for-profit financial cooperative and has provided quality member service for over 85 years. FirstCCU has more than 20, 000 members and $156 million in assets and is a Bauer Financial 5-Star Superior Safety rated credit union for 19 consecutive years.
(913) 592-3326 1029 miles Lender's profile and map Reviews The State Bank of Spring Hill 201 South Webster Street, Spring Hill, KS, 66083 Since 1927, the State Bank of Spring Hill has continuously provided our community with many banking options and services. We are one of the oldest family-owned banks in Johnson County with a solid reputation throughout the years. We offer our customers old-time values mixed with progressive, automated banking services.
(413) 743-0001 1030 miles Lender's profile and map Reviews Adams Community Bank 2 Center Street, Adams, MA, 01220 Adams Community Bank is a responsive, community-focused, mutually owned savings bank providing premier banking services to the people and businesses of the Berkshires. Headquartered in Adams, MA, we have 8 full-service branch locations in Adams, North Adams, Williamstown, Cheshire, Lanesborough, Lenox, and Lee.
(815) 443-2725 1030 miles Lender's profile and map Reviews The State Bank of Pearl City 215 South Main Street, Pearl City, IL, 61062 The year 1945 marked the official end of World War II, the founding of the United Nations and on December 8th, The State Bank of Pearl City was established. The bank has been an independently owned community bank since that day. Our focus continues to be on you and your financial needs, our local families, businesses and farmers.
(830) 914-4504 1030 miles Lender's profile and map Reviews Marion State Bank Texas 301 West San Antonio Street, Marion, TX, 78124 Marion State Bank was granted a charter from the state on October 26, 1906, making it the 134th state chartered bank in TX. Marion State Bank is the seventh-oldest bank in TX that is still operating under its charter. When the bank was founded, it was housed in the rear portion of the first floor of the H. D. Dreyer Building, known as Waldorf Club.