USDA Vs. FHA your options comparison in South-Daytona, Volusia County, FL
In 2025, the USDA loan limit in South-Daytona, within Volusia county of FL, is $285,000. Comparatively, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to determine which of today's top USDA and FHA rates suit you best, identifying the income, credit, reserves, and documentation needed for qualification. With our state-of-the-art mortgage calculator, USDA, FHA, Conforming, and VA options are displayed side by side, helping you select the most appropriate program for your financial conditions in Alabama.
2025 Loan Limits and Down Payment Requirements in South-Daytona, Volusia County, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in South-Daytona, FL
Lendersa®'s mission is to promptly secure you the best USDA or FHA loan with ease. Choose one of three starting paths to align with matching lenders and USDA loan programs designed for your needs.
A USDA home loan, backed by the government through the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage, available exclusively in rural neighborhoods. Unlike FHA loans demanding a minimum down payment of 3.5%, USDA loans need no down payment.
Founded in 1917, Solvay Bank is the oldest commercial bank in Central New York. We have nine locations in the Greater Syracuse area.Our mission is to provide the best experience for our customers to help make their financial dreams come true, while upholding socially responsible and community-minded principles, and delivering value to our sharehold
Prairie Community Bank was established on April 2, 1998 as a locally owned and independent bank. We opened as Prairie State Bank and on January 1, 2004 we changed the bank’s name to Prairie Community Bank, to better reflect our commitment and focus on our surrounding communities. Each day.
The National Bank of Texas has maintained the same long-term vision. We are a locally owned, independent, community bank that understands the needs of the area and communities we serve. We provide prompt, courteous service, and always strive to establish long-term relationships with our customers.
Family First Credit Union is a non-profit, full-service financial cooperative owned and operated by our members. Family First Credit Union was organized in 1939 and has evolved today as a primary financial institution with its broadened savings service, variety of loans, full range of financial counseling, and special services for you
Tri-Cities Credit Union is a unique financial institution. We are not-for-profit, member-owned, & democratically operated by those very same members. Unlike profit-driven financial institutions, we return our excess earnings to our members in the form of friendly service, low interest rates on loans, higher yields on savings & investment accounts,
Texas and Pacific (T&P) Railway Company met to organize and found Fort Worth T&P Federal Credit Union to serve the employees of the Railway. It was the mission of our founders to “make more available to people of small means credit for provident purposes, ” and it established the institution’s firm foundation of people helping people.
Fort Worth City Credit Union are insured by the National Credit Union Administration, which is a U.S. Government Agency. Member accounts are federally insured up to $250, 000, and are backed by the full faith and credit of the United States Government Fort Worth City Credit Union is an Equal Housing Lender.
TrinityBank was created from scratch for our local Tarrant County customers. We’re an independent bank with a local board of directors and an experienced professional staff. That means we can move fast because we make all the decisions here. And by limiting our brick and mortar to one central location
At Rand & Associates Incorporated, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Merit Mortgage Company Being a realtor is hard enough! We understand the frustrating rollercoaster ride of a transaction and the lender should be the last thing on your mind. We do our best to free you up to take care of all the other needs of your client while we handle the loan.You have plenty of details on your plate & we are focused on making t
5049 Edwards Ranch Rd, FL 4, Fort Worth, TX, 76109
We are guided by a firm conviction that the best way for us to create value – as a company – is by doing transactions that create value for our customers and partners. We offer creative financing options to homeowners that allow them to sell their property at full market value, defer capital gains taxes, sell property faster.
