USDA Vs. FHA your options comparison in Desoto-Lakes, Sarasota County, FL
For 2025, the USDA loan ceiling in Desoto-Lakes, situated in Sarasota county, FL, is set at $338,500, while the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to evaluate and contrast today's best USDA and FHA rates. It aids in determining required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA side by side, facilitating your decision on the best program for your financial needs in .
2025 loan limits and down payment requirements in Desoto-Lakes, Sarasota, FL
Loan Type
Loan Limit
Down Payment
USDA
$338,500
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA loans in Desoto-Lakes, FL
The aim of Lendersa® is to quickly and easily provide you with the best USDA or FHA loan alternatives. Choose from three preliminary options to be matched with lenders and USDA loan programs.
A USDA home loan, backed by the government’s Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is strictly for rural areas. In contrast to FHA loans, which require at least 3.5% down, a USDA loan does not necessitate any down payment.
Chocolate Bayou Credit Union serves those who live, work, or worship in Brazoria County. We offer affordable, quality financial products and services like loans, checking and savings accounts, and more. Credit Union serves those who live, work, or worship in Brazoria County. We offer affordable, quality financial products and services.
Brazos Community Credit Union has been open since 1970. The credit union has assets totaling $26.33 Million and provides banking services to more than 2, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Texas Advantage Community Bank, National Association
1701 Fairway Plaza, Suite 18, Alvin, TX, 77511
We are a true community bank. The bank is staffed with well known and experienced local talent. We make decisions locally and deliver our products and services faster and more efficiently than the big banks can. Texas Advantage is about the strength of its people. Our SBA loan specialists are ready to help you
All services at First National Bank of Alvin have been restored. We apologize for any inconvenience that the outage has caused and appreciate your business. First National Bank of Alvin has earned a 5 Star rating for financial stability from Bauer Financial. First National Bank of Alvin is now offering Credit MasterCards to approved customers.
Shared Resources Credit Union is committed to serving the needs of our members by providing quality service in a conscientious manner that will develop new business and enhance existing relationships. Our credit union is open to anyone who lives, worships, works, or attends school within a 10-mile radius of any Shared Resources branch.
At Guarantee Loan in Texas and our focus on the financial needs of our customers. Since our founding during the 1930s, we have helped people across the Lone Star State rebuild their credit through installment loans. Our motto is “we succeed when our customers succeed. With many locations across the state of Texas.
SouthernTrust Bank was organized in 2005 as a commercial state bank. The organizers had a strong desire to establish a community-minded financial institution that would service its local communities with personal service.
SouthernTrust Bank is a locally owned financial institution with offices in Marion, Goreville, and Vienna, Illinois.
The Credit Union was officially founded March 30th, 1972 as the Vienna Correctional Center Credit Union. The name was changed in 2008 to the River to River Credit Union. The credit union was organized for employees working at the Vienna Correctional Center to have a place to save and borrow money.
2583 Blue Grass Valley Road, Blue Grass, VA, 24413
With locations in Blue Grass and Monterey, Virginia, we have been serving our neighbors in Highland County, Virginia, and Pendleton County, West Virginia, as well as surrounding counties, since 1915.
We take pride in providing our customers with a level of sincerity and service unlike any other.
United Community Credit Union has been open since 1950. The credit union has assets totaling $123.53 Million and provides banking services to more than 13, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans
