USDA and FHA Pro and Con in The-Meadows, Sarasota County, FL
As of 2025, the USDA loan limit in The-Meadows, within Sarasota County, FL, is $338,500. Meanwhile, the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare the best available rates for USDA and FHA loans today. Understand the income, credit score, reserves, and documents needed for eligibility. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most suitable program for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in The-Meadows, Sarasota, FL
Loan Type
Loan Limit
Down Payment
USDA
$338,500
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in The-Meadows, FL
The goal of Lendersa® is to quickly and easily connect you with the best USDA or FHA loan options available. Start from one of three pathways to find matching lenders and explore USDA loan offerings.
The USDA home loan, assured by the Department of Agriculture and known as the USDA rural development loan or USDA mortgage, is available in rural areas. It differs from FHA loans, which require at least a 3.5% down payment, while USDA loans do not require any down payment, offering a significant benefit to eligible buyers.
We specialize in Purchase mortgages, refinances and Reverse Mortgage. We are also very familiar with the uniqueness of coastal properties and Jim Davis, Owner of Cash Mortgage Services, has over 30+ years experience in the Mortgage Industry and also We offer great rates and lightning fast service Conventional Loans Home Equity Loan and more.
Carter Federal’s beginnings date back to 1954, when Floyd Carter chartered the credit union to serve the employees of International Paper Company in Springhill, LA. As paymaster of International Paper, Floyd witnessed predatory lending practices within his own workplace & made a commitment to seek a safe way for employees to borrow & save money.
Post Office Employees Federal Credit Union has been serving the financial needs of members in the Ark-La-Tex area since 1931. Our current membership stands at just over 4,000 active members with more than $36 million in assets. POE FCU to provide its membership with quality, convenient, and confidential financial services at competitive rates.
1st Financial Mortgage is a Virginia mortgage company based in Richmond that is dedicated to helping Virginia home buyers and homeowners purchase and refinance their homes. We aim to provide extraordinary customer service, excellent interest rates, and low closing costs for every customer.
Professional Mortgage Corp., a Virginia Corporation was established in 1987 and has the distinction of being the oldest locally owned and located mortgage company licensed by the Virginia Bureau of Financial Institutions. It was founded by lifetime Virginia Residents Tim Estes and Herbert Weisberger
Fidelity Capital Mortgage Company (FCMC) is an independent Mortgage Lender dedicated to providing our customers with superior service. Our mortgage professionals are committed to making sure each client understands their financing options, and gets the loan that best meets their needs
Friendly Rehab Funds, Virginia-Based Private Real Estate Lending
1516 Willow Lawn Dr, Suite 103, Richmond, VA, 23230
We at Friendly Rehab Funds understand how hard it is to find an investment property right now with the low inventory of homes on the market. Below, we have attached a very insightful link on 91 ways to find houses below market value. Our top 5 favorites include:value. Our top 5 favorites incl
1650 Willow Lawn Dr, Suite 301, POB 6784, Richmond, VA, 23230
Since 2000, we’ve funded a total of $62 Million to investment businesses developing single-family homes, land, multi-family and commercial properties in Virginia, Washington, D.C., and Maryland. Upon approval, we provide fast funding of loans secured solely by your real property—no credit check required.
Meade County Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service. This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
In May 1979, a credit union was established at Doe Run Chemical Plant to serve the employees and their immediate family members. In the beginning, the credit union only offered savings accounts and loans but was able to serve their members well.
In 2009, the credit union became a full-service financial institution with expanded services.
