USDA VS FHA in Kensington-Park, Sarasota County, FL
In 2025, the USDA loan limit for Kensington-Park in Sarasota County, FL, is set at $338,500, whereas the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. Determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding you in selecting the best program for your financial situation in Alabama.
2025 Loan Limits and Down Payment Specifications in Kensington-Park, Sarasota, FL
Loan Type
Loan Limit
Down Payment
USDA
$338,500
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Kensington-Park, FL
The aim of Lendersa® is to swiftly connect you with the best USDA or FHA loans. Begin with one of three pathways to connect with lenders and discover USDA loan programs.
USDA home loans, supported by the Department of Agriculture and known as USDA rural development loans or mortgages, are available exclusively in rural areas. In contrast to FHA loans that mandate a minimum 3.5% down payment, USDA loans involve no such requirement, offering a zero down payment solution for eligible buyers.
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