USDA Vs. FHA Pro and Con comparison in Edgewater, Volusia County, FL

In 2025, USDA loan limit in Edgewater, county of Volusia, FL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Edgewater, county of Volusia, FL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Edgewater, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Enfield Community Federal Credit Union
  • 11 Cranbrook Boulevard, Enfield, CT, 06082
  • The Enfield Community Federal Credit Union was originally chartered on October 19, 1936, as the Bigelow-Sanford Employee’s Credit Union. The original field of membership consisted of the carpet mill’s employees. There were seven different department credit unions within the company. However in 1946, the seven credit unions were merged into one.
  • CSP Employees Federal Credit Union
  • 285 Shaker Road, Building 44, Enfield, CT, 06082
  • CSP Employees Federal Credit union is a member-owned, non-profit organization whom serves the entire CT Department of Corrections staff and their immediate family members. Originally chartered in 1949 and located in Enfield, CT on the CRCI Property, CSP was once a “One Man Operation”.
  • Delano Mortgage Services LLC
  • 480 Enfield Street, Enfield, CT, 06082
  • Established in May 2005, Delano Mortgage is a Licensed Connecticut residential and commercial mortgage provider located in Enfield Connecticut. Our mission is to develop relationships with our clients that will last for generations. Our most important goal is measured by our quality.
  • Vista Lending
  • 1211 Baylor St, Austin, TX, 78703
  • At Vista Lending we take great care in providing you with financing solutions that fit your current needs and long-term goals. No two home owners are alike and we strive to educate you through financing options while providing a concierge level of service. You can expect that level of service to carry on after your closing.
  • Texas Mortgage Source LLC
  • 1300 West Lynn St, Suite 214, Austin, TX, 78703
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Tri-Cities Credit Union
  • 905 Pennoyer Avenue, Grand Haven, MI, 49417
  • Tri-Cities Credit Union is a unique financial institution. We are not-for-profit, member-owned, & democratically operated by those very same members. Unlike profit-driven financial institutions, we return our excess earnings to our members in the form of friendly service, low interest rates on loans, higher yields on savings & investment accounts,
  • Barton Hills Mortgage
  • 1900 Barton Hills Drive, Austin, TX, 78704
  • Ashley Hall is a trusted loan specialist and the President/Owner of Barton Hills Mortgage LLC with over 10 years of experience in the residential lending business. She has built her business solely by referrrals of past clients, loyal business partners, and trusted real estate professionals. Ashley is passionate.
  • UpEquity
  • 3601 S Congress Ave, Suite C304, Austin, TX, 78704
  • UpEquity is a tech-enabled mortgage platform that is disrupting the U.S. mortgage lending marketplace by providing cash offers for everyone. Founded in 2019 by Tim Herman and Louis Wilson while they were attending Harvard Business School, UpEquity was created out of a passion to solve the broken home buying process.
  • Nexus Private Capital
  • 809 S Lamar Blvd, Suite D, Austin, TX, 78704
  • Nexus is a $20 Million fund for hard money loans. We use investor capital to originate and service high-yield, short-term loans secured with marketable real estate in Texas and Arizona.We make money on the spread between our cost of capital to investors (9%) and our lending rates (10.95% - 12% to qualified borrowers with qualified collateral.
  • Little City Investments
  • 2210 South 1st Street, Unit L, Austin, TX, 78704
  • Little City Investments provides quick, straightforward hard money loans for residential and commercial real estate in Austin and Houston, Texas. Our hard money loans are an excellent alternative to bank financing because they’re primarily based on property value instead of personal creditworthiness
  • Prairie Community Bank
  • 800 West Grant Highway, Marengo, IL, 60152
  • Prairie Community Bank was established on April 2, 1998 as a locally owned and independent bank. We opened as Prairie State Bank and on January 1, 2004 we changed the bank’s name to Prairie Community Bank, to better reflect our commitment and focus on our surrounding communities. Each day.
  • The Texas Mortgage Pros
  • 4819 Williams Drive, Georgetown, TX, 78633
  • The Texas Mortgage Pros team consists of mortgage professionals all over Texas. We are committed to providing our clients with the highest quality service for your mortgage needs. Combined with the lowest rate and multiple loan programs available in your area – Spring, San Antonio, Tomball, The Woodlands, Dallas, Austin and Houston, Texas.