USDA and FHA Pro and Con in Edgewater, Volusia County, FL
As of 2026, the USDA loan limit for Edgewater, located in the county of Volusia, FL, is $336,500, while the limit for FHA loans on single-family homes is $472,030.
Employ the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates. This tool helps determine the income, credit criteria, reserves, and documentation needed for eligibility. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in choosing the program that best suits your financial needs in .
2026 Loan Limits and Down Payment Requirements in Edgewater, Volusia County, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Options for USDA and FHA Loans in Edgewater, FL
The objective of Lendersa® is to quickly secure you the best USDA or FHA loans with minimal hassle. Start with one of three pathways that lead to matching lenders and comprehensive USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture, is often referred to as the USDA rural development loan or mortgage. It is exclusively available to rural areas and requires no down payment, unlike FHA loans that require at least a 3.5% down payment.
Our vision is how the world looks when the issues important to us are completely, perfectly addressed. Premier’s integrated financial solutions unlock the potential of our trusted partners’ dreams. Our team’s success is ultimately rooted in listening and our willingness to serve.
Saco Valley is a not-for-profit, member-owned financial cooperative. Our mission is to provide quality financial services to our members in a personal, friendly and efficient manner, while maintaining financial stability. As a democratic member-owned financial institution, we exist to serve our members.
Saco & Biddeford Savings is a mutual savings bank with the commitment to offer its customers the best rates and lowest fees possible. Maine’s Oldest Bank has maintained an incredible record of support to the communities in its service area and beyond. Saco & Biddeford Savings actively assists many local clubs, groups, and non-profit organizations
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Crowell State Bank We are very pleased that you have chosen our bank to be Your bank! Crowell State Bank has been locally owned and operated since 1931 and we pride ourselves in being able to continue to offer community banking service to our local area. Come in and have a cup of coffee with us and let us know what your banking needs are and we wil
Morton Credit Union was established in February of 1941, the field of membership originally included employees of Morton Salt and their immediate families. We are an Open Credit Union, our membership includes any person living in Reno county and the surrounding counties. Depositors are insured by the National Credit Union Administration (NCUA)
Established in 1935 during the depression by a small group of concerned citizens. Today we are a 2nd and 3rd generation family owned bank that is able to think differently because we're not owned by outside investors at a far-away headquarters. By being family and employee owned we're able to be uniquely responsive to customer and community needs.
McPherson Co-Op Credit Union has been a member-owned, not-for-profit financial institution. We have come a long way since the card table in the basement! The mission of MCCU is following the credit union philosophy of “People Helping People” by providing quality financial services to our members.
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In 1971, SUNY Plattsburgh Federal Credit Union officially opened for business. Back in 1971, the SUNY Business & Economic Department, the United University Professions and Civil Service Employees, had a vision of providing a place where faculty and staff of SUNY Plattsburgh could save and get loans at fair rates.
