As of 2026, the USDA loan limit for Edgewater, located in the county of Volusia, FL, is $336,500, while the limit for FHA loans on single-family homes is $472,030.
Employ the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates. This tool helps determine the income, credit criteria, reserves, and documentation needed for eligibility. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in choosing the program that best suits your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conforming Conventional | $726,200 | 3% |
The objective of Lendersa® is to quickly secure you the best USDA or FHA loans with minimal hassle. Start with one of three pathways that lead to matching lenders and comprehensive USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture, is often referred to as the USDA rural development loan or mortgage. It is exclusively available to rural areas and requires no down payment, unlike FHA loans that require at least a 3.5% down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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