FHA Vs. USDA loan program for Edgewater, Volusia County, Florida

In 2025, USDA loan limit in Edgewater, county of Volusia, FL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Edgewater, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(262) 241-4300 1063 miles Lender's profile and map Reviews Shorecrest Mortgage LLC 11520 North Port Washington Road, Suite 101A, Mequon, WI, 53092 At Shorecrest Mortgage LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(920) 563-2478 1063 miles Lender's profile and map Reviews Badger Bank Fort Atkinson 220 Grant St, Fort Atkinson, WI, 53538 Badger Bank will be a strong, growing, independent community bank that strives to achieve customer loyalty, employee success. In July of 1884, a State-chartered bank opened its doors for the first time at 218 South Main Street, Fort Atkinson. Citizens State Bank (now known as Badger Bank) was established by Congressman L. B. Caswell
(920) 563-6616 1063 miles Lender's profile and map Reviews PremierBank 70 N Main St Fort, Atkinson, WI, 53538 We offer all the same products and services that the big guys offer. But we couldn't be more different. Our focus isn't on selling you those products and services. Our focus is about connecting you with the ones that will make the biggest difference for you. It's just one of the many ways we are Here. For You. Always
(920) 563-7305 1063 miles Lender's profile and map Reviews Fort Community Credit Union 800 Madison Av, Fort Atkinson, WI, 53538 FCCU, and welcome to the cooperative side of the financial world! FCCU has been growing roots in Southeast Wisconsin since 1940 when employees of Moe Light, in Fort Atkinson, pooled their paychecks together to begin the credit union. Since then, the credit union has expanded by building branches in Jefferson, Watertown, and Whitewater.
(319) 354-7501 1063 miles Lender's profile and map Reviews Residential Mortgage Network, Inc. 2507 Highlander Place, Iowa City, IA, 52245 Residential Mortgage Network, Inc. is a mortgage bank providing USDA Rural Development, VA, Conventional, FHA and New Construction Loans to borrowers throughout the state of Iowa.Since 1987, our loan officers have been passionate about providing excellent home loan programs and outstanding customer service.
(210) 525-0100 1063 miles Lender's profile and map Reviews Baptist Credit Union 5815 West Interstate 10, San Antonio, TX, 78201 Baptist Credit Union was chartered in 1955 as Memorial Hospital Employees Federal Credit Union by employees of the Baptist Memorial Hospital System of San Antonio, Texas. The credit union served that field-of-membership exclusively for 25 years. In 1982, the name was changed to Health Professions Federal Credit Union.
(405) 732-4571 1063 miles Lender's profile and map Reviews FNB Community Bank 2911 S Air Depot Blvd, Oklahoma City, OK, 73110 Since its inception, the bank's primary mission has been to serve the banking needs of Midwest City as well as Eastern Oklahoma County and Tinker Air Force Base. This continues to be the primary driving force behind the bank today. Being the oldest and most firmly established bank in the area.
(940) 567-5551 1063 miles Lender's profile and map Reviews Jacksboro National Bank 910 N. Main, Jacksboro, TX, 76458 The Jacksboro National Bank was chartered on June 30, 1905 and opened for business July 24, 1905 with initial deposits of $9, 761. We have maintained the philosophy of local independent ownership along with personal dedicated customer service throughout our 100+ years of existence.
(210) 493-0016 1063 miles Lender's profile and map Reviews Smart Choice Mortgage 3424 Paesanos Parkway, Suite 201B, San Antonio, TX, 78231 Smart Choice Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers.
(508) 559-5420 1064 miles Lender's profile and map Reviews Crescent Credit Union 835 Oak St, Brockton, MA, 02301 SCU Credit Union, you can take advantage of our full range of deposit accounts, loans, and related services featuring highly competitive rates. We are a leading provider of home and auto financing throughout our service area. We offer the latest technology, which allows you access to your accounts from your home, office or on the go.
(508) 895-1000 1064 miles Lender's profile and map Reviews HarborOne Bank 770 Oak St, Brockton, MA, 02301 HarborOne Bank has been serving the needs of customers and the communities that we call home for over 100 years. Today, HarborOne has 26 branches in southeastern Massachusetts and Rhode Island and commercial lending offices in Boston and Providence. HarborOne Mortgage, headquartered in Manchester
(508) 879-5522 1064 miles Lender's profile and map Reviews Metrowest Community Federal Credit Union 200 Concord Street, Framingham, MA, 01702 MetroWest Community FCU is fully committed to helping individuals in our communities manage and achieve their financial goals by offering a wide range of affordable savings and loan products To helping individuals in our communities manage their financial needs by offering a wide range of affordable savings and loan products and To providing produc