USDA and FHA Pro and Con in Mims, Brevard County, FL

As of 2026, the USDA loan maximum in Mims, and county of Brevard, FL, is $336,500, while the FHA maximum for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast the most competitive USDA and FHA rates today, and evaluate the qualifications, such as income, credit score, reserves, and necessary documents. Our enhanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA programs side-by-side, assisting you in selecting the ideal option for your financial situation in Alabama.

View loan offers from 100 lenders

Loan limits and down payment requirements in Mims, County Brevard, FL for 2026

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Selections in Mims, FL

Lendersa® strives to deliver the best possible USDA or FHA loan quickly and effortlessly. Choose from three starting points, each designed to align you with lenders and USDA loan options.

Lendersa USDA loan request and matching outcomes

Exploring USDA Loans in FL

The USDA home loan is a government-backed loan by the Department of Agriculture, also known as the USDA Rural Development Loan or USDA mortgage. It is available exclusively in rural locales. Unlike FHA loans, which require a down payment minimum of 3.5%, the USDA mortgage entails zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Mims Lenders

  • Space Coast Financial Services Inc
  • 807 Cheney Highway, Titusville, FL, 32780
  • Lends in Florida
  • We were established in August 1989. We offer personal service and we keep you informed of the procgress of your application from state to closing. Space Coast Financial Services, Inc. is the most efficient and simplest way to manage buying a home. We can meet in person or complete the entire process through this website and using email.

  • Citizens Bank of Florida
  • 156 Geneva Drive, Oviedo, FL, 32765
  • Lends in Florida
  • Independent Thinking, Independent Banking. Founded in 1946, the Citizens Bank of Florida is a financial institution that provides a variety of banking services. It offers savings, checking and money market accounts. The bank also provides certificates of deposit and individual retirement accounts.

  • Florida Mortgage Providers, inc.
  • 2101 Amador Pl, Oviedo, FL, 32765
  • Lends in Florida
  • Giles Wardian serves as team lead and is a senior mortgage loan specialist with twenty-one years of experience. Our team of mortgage professionals operates on a unique platform whereby we have access to several wholesale lending sources which gives you the advantage. We are able to provide excellent rates.

  • Blue Oak Mortgage LLC
  • 3747 Safflower Terrace, Oviedo, FL, 32765
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Mid Florida Mortgage Professionals
  • 10 Windsormere Way Suite 500, Oviedo, FL, 32765
  • Lends in Florida
  • Having ZERO LENDER FEES makes sure you get the lowest closing costs on your mortgage!
    (NO PROCESSING, UNDERWRITING, ADMIN or ANY OTHER FEES).

    Most lenders charge an average of $800-$1200 in lender fees to do your loan. I believe you should have the lowest closing costs and overall deal on a mortgage when you work with our team...PERIOD!

  • HS Solutions Investments & Loans Inc
  • 100 Alexandria Blvd Ste 6, Oviedo, FL, 32765
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • FAIRWINDS Credit Union
  • 3087 N. Alafaya Trail, Orlando, FL, 32826
  • Lends in Florida
  • We are the financial that doesn’t want you to have any debt. We offer solutions and advice to help you on your journey to financial freedom. FAIRWINDS Credit Union is Federally Insured by NCUA. We will not address specific member service issues or complaints through our social media channels.

  • First Choice Lending
  • 14365 East Colonial Drive, Orlando, FL, 32826
  • Lends in Florida
  • First Choice Lending has gathered a team of experienced professionals under one roof, providing each client with step-by-step customer guidance from the initial inquiry until the purchase of their dream home. All in an atmosphere of mutual respect, professionalism and dedication. First Choice Lending; making a difference!

  • DIGII, LLC
  • 2980 Gibraltar Blvd, New Smyrna Beach, FL, 32168
  • Lends in Florida
  • Portfolio lender with multiple options to fund commercial bridge loans for fix and flip and other investment strategies. Residential properties are ok. Direct access to decision makers provides the ability to move fast to help you secure more deals and execute more efficiently. Call me to today to discuss your loan scenario. Thanks.