USDA and FHA Pro and Con in Mims, Brevard County, FL

As of 2026, the USDA loan maximum in Mims, and county of Brevard, FL, is $336,500, while the FHA maximum for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast the most competitive USDA and FHA rates today, and evaluate the qualifications, such as income, credit score, reserves, and necessary documents. Our enhanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA programs side-by-side, assisting you in selecting the ideal option for your financial situation in Alabama.

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Loan limits and down payment requirements in Mims, County Brevard, FL for 2026

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Selections in Mims, FL

Lendersa® strives to deliver the best possible USDA or FHA loan quickly and effortlessly. Choose from three starting points, each designed to align you with lenders and USDA loan options.

Lendersa USDA loan request and matching outcomes

Exploring USDA Loans in FL

The USDA home loan is a government-backed loan by the Department of Agriculture, also known as the USDA Rural Development Loan or USDA mortgage. It is available exclusively in rural locales. Unlike FHA loans, which require a down payment minimum of 3.5%, the USDA mortgage entails zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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