USDA and FHA Pro and Con in Mims, Brevard County, FL

As of 2025, the USDA loan maximum in Mims, and county of Brevard, FL, is $336,500, while the FHA maximum for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast the most competitive USDA and FHA rates today, and evaluate the qualifications, such as income, credit score, reserves, and necessary documents. Our enhanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA programs side-by-side, assisting you in selecting the ideal option for your financial situation in Alabama.

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Loan limits and down payment requirements in Mims, County Brevard, FL for 2025

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Selections in Mims, FL

Lendersa® strives to deliver the best possible USDA or FHA loan quickly and effortlessly. Choose from three starting points, each designed to align you with lenders and USDA loan options.

Lendersa USDA loan request and matching outcomes

Exploring USDA Loans in FL

The USDA home loan is a government-backed loan by the Department of Agriculture, also known as the USDA Rural Development Loan or USDA mortgage. It is available exclusively in rural locales. Unlike FHA loans, which require a down payment minimum of 3.5%, the USDA mortgage entails zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Pittsford Federal Credit Union
  • 20 Tobey Village Road, Pittsford, NY, 14534
  • Pittsford Federal Credit Union has now served members for 48 years, providing financial information resources, competitive products, and outstanding service. The Credit Union continues to grow and is currently among the largest five credit unions in the Greater Rochester area. In December, we reached $380 Million in assets.
  • Rochester Home Equity Inc
  • 180 Office Park Way, Suite 2000, Pittsford, NY, 14534
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Finite Mortgage, Inc.
  • 6 Heritage Court, Trophy Club, TX, 76262
  • At Finite Mortgage, Inc. our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • IMAX MORTGAGE LLC
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  • iMAX Mortgage is a full service mortgage broker company helping families throughout Texas live the dream of home ownership. Ray and his team will walk you through each loan program, whether it's USDA Loan, VA, FHA, or Conv financing. imaxmortgage.com is your online resource for personalized mortgage solutions
  • Mortgage 4 U, LLC
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  • We specialize in a variety of mortgage services aimed at helping to secure all of your property-financing needs.Ask about residential & commercial loan options, including niche & portfolio loans, to help achieve your real estate investment goals.Mortgage 4 U is an independent mortgage lender for those seeking competitive rates & excellent service.
  • Lewiston Porter Federal Credit Union
  • 4061 Creek Road, Youngstown, NY, 14174
  • The Lewiston Porter FCU was chartered in 1956. It is a not for profit financial institution owned and controlled by the members and is operated for your benefit through a Board of Directors elected by the membership. The Board of Directors is the policy making and governing body of the Credit Union.
  • Mortgage Wizards
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  • Use our loan services to make you a homeowner when you find that perfect home. Mortgage Wizards in Round Rock, Texas, is a mortgage brokering company that offers new loans and loan refinancing. When using our services, you are personally walked through the loan process by our professionals. In addition, you are given suggestions
  • Eddie Fooshang Mortgage Team
  • 1490 Rusk Rd, Suite 401, Round Rock, TX, 78664
  • Eddie Fooshang is a Residential Mortgage Loan Originator. As a teen age boy in Egypt, he was fascinated with America through his favorite show “Walker Texas Ranger”. He dreamt of the day he would move to the USA, & specifically Texas to live the American Dream! His love for America and the American dream made him so passionate about home ownership.
  • Austin Mortgage Associates
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  • Austin Mortgage Associate are a full-service residential mortgage broker providing Texas Home Loans in Austin, Houston, San Antonio, and Dallas and Fort Worth metro areas. We have been serving the needs of the residential mortgage community since 2000. Our customers know us for competitive rates and consistent customer satisfaction