USDA and FHA Pro and Con in New-Smyrna-Beach, Volusia County, FL
In 2025, the limit for USDA loans in New-Smyrna-Beach, which is located in the county of Volusia, FL, is $285,000. In contrast, the FHA cap for single-family residences is $356,362.
Leverage the Lendersa® USDA loan calculator to evaluate the top current rates between USDA and FHA options. It will help you ascertain the necessary income, credit status, reserves, and documents for qualification. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA plans side-by-side, assisting you in selecting the most suitable program for your financial circumstances in .
Loan Limits and Down Payment Obligations for 2025 in New-Smyrna-Beach, Volusia, FL
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Programs in New-Smyrna-Beach, FL
The aim of Lendersa® is to guide you towards the best USDA or FHA loan option swiftly and easily. Select one of three starting paths to find matching lenders and explore USDA loan programs.
USDA home loans are government-backed by the Department of Agriculture, also referred to as USDA rural development loans or mortgages, and are offered exclusively in rural areas. Contrary to FHA loans demanding a minimum 3.5% down payment, USDA mortgages require no down payment at all.
At All Western Mortgage, we leverage our talent and resources to reinvent our industry, continuously striving to be recognized as a leader in the mortgage business. We always aspire to provide superior service combined with innovative loan programs to ensure the greatest value for our customers, creating a “Client for Life”.
5155 S Durango Dr, Suite 102, Las Vegas, NV, 89113
Sandstone Home Loans provides access to home loans for homeowners seeking to consolidate debt, shorten their current loan term, or just lower their current interest rate. As well we work with home buyers, whether they are a first-time home buyer or a seasoned investor. We will work with a customer from the beginning stages.
We are committed to serving the needs of borrowers, real estate professionals and loan officers alike, as we uphold the highest ethical standards and treat our clients and business partners with the utmost respect and honesty. We take our commitments seriously and do the right thing without compromise.
D.L. Evans Bank! We know there are many financial institutions you could bank with, so here is what makes us different: Our greatest asset is you. We owe our success to the relationships we have with our customers, not the size of their accounts or a sales quota. Our customers are our partners and friends, and their success is what drives us.
2620 Regatta Drive, Suite 102, Las Vegas, NV, 89128
Exceptional customer service is the number one job for our company. The Omni Lending team was built with you as our focus. Our mission is to serve our customers with honesty integrity & expertise. We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
7251 W. Lake Mead Blvd, Suite 300, Las Vegas, NV, 89128
"I'M DEE! OWNER OF CAPLINE MORTGAGE, LLC
My mortgage brokerage company originates PURCHASE and REFINANCE loans for residential and commercial properties in Nevada.
My loans are brokered to mortgage banking companies, direct portfolio lenders, or private money investors for their approvals and fundings."
10120 W Flamingo Rd St 4-1170, Las Vegas, NV, 89147
Colvert Capital Funding is an private institutional FINRA exempt lender, covered by sections 3 or 4 of the Securities Act of 1933, sponsored by a syndicate capital provider, we offer residential investment and commercial real estate loan, business financing and alternative debt & equity products for capital intensive projects.
Town & Country Bank is a branch office of Town & Country Bank. They provide the following services: Full Service Office Location and are located at 8620 W. Tropicana Avenue in Las Vegas Nevada.
Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
4155 S Buffalo Dr, Suite 101, Las Vegas, NV, 89147
Here at PIF Lending, we believe that home buyers should receive the absolute best rate possible while paying no unnecessary lending fees. We feel as it says in our name that we should pay forward a truly exceptional value to our community. PIF Lending stands for "Pay It Forward Lending." The main way he "pays it forward"
8867 West Flamingo Road Suite 200, Las Vegas, NV, 89147
Superior Mortgage Lending is a Las Vegas Mortgage Broker by design. We partner with several lenders to offer multiple Loan Products & we are not captured with certain credit scores & can offer better rates and no fees. We have been in the Mortgage Industry for over 18 years and we offer the most competitive rates in Nevada, California and Arizona.
Nevada State Bank has been the bank of choice for many Nevadans for more than 58 years. Our clients appreciate the personal attention they receive, and many are positively surprised by how quickly we learn their names. This personalized attention extends to our banking services as well.
