USDA Loan Vs. FHA loan for New-Smyrna-Beach, FL [Volusia County Rates 2023]

In 2025, USDA loan limit in New-Smyrna-Beach, county of Volusia, FL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in New-Smyrna-Beach, FL

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(855) 226-5722 995 miles Lender's profile and map Reviews RCB Bank 300 W. Patti Page Blvd, Claremore, OK, 74018 RCB Bank is a hometown community bank, founded in Claremore, Oklahoma, in 1936 during the Great Depression. Today, RCB Bank is one of the largest Oklahoma-owned banks by assets, serving more than 50 locations across Oklahoma and Kansas. RCB Bank first opened its doors for business on Saturday, January 4, 1936, at 9:00 a.m.
(616) 527-3900 995 miles Lender's profile and map Reviews Michigan One Community Credit Union 510 S Dexter Street, Ionia, MI, 48846 Moments after walking into one of our lobbies you’ll see there’s something different about M1. Our employees greet you with gratitude, eager to serve you as our member and financial partner. This people-first way of doing business is something you might not expect from a financial institution, but it’s just the norm here.
(616) 261-5657 995 miles Lender's profile and map Reviews Community West Credit Union 5801 Broadmoor Avenue SE, Kentwood, MI, 49512 Community West Credit Union is a federally insured credit union committed to serving those who reside, are employed, attend school or worship in Allegan, Barry, Ionia, Kent, or Ottawa counties in West Michigan. Because we are a member owned, not-for-profit organization, we are able to offer our members services like auto loans
(616) 957-3480 995 miles Lender's profile and map Reviews Mortgage 1 Inc. 3243 East Paris Ave SE, Kentwood, MI, 49512 At Mortgage 1. We have been proudly serving home owners for over 25 years. We look forward to helping you with your home finance. At Mortgage 1, we understand what owning a home means to our customers. That’s why we offer the most flexibility at the best possible rates and back it with friendly, professional customer service
(616) 855-3300 995 miles Lender's profile and map Reviews AIM Financial Inc 3738 28th Street SE, Grand Rapids, MI, 49512 Our team is committed to providing our clients with the highest quality financial services combined with competitive rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(616) 682-1414 995 miles Lender's profile and map Reviews Member Advantage Mortgage 3330 Broadmoor Ave. SE, Suite B, Grand Rapids, MI, 49512 Member Advantage Mortgage leads the mortgage lending industry with exceptional service and expert solutions. As a trusted partner, we work with each of our members to understand their unique needs today and as they evolve in the future. Our team provides the transparency, knowledge, and support you need to make the best financial decisions.
(817) 261-9325 995 miles Lender's profile and map Reviews Mount Olive Baptist Church Federal Credit Union 514 N L Robinson Drive, Arlington, TX, 76011 Mount Olive Baptist Church Federal Credit Union continues to live the credit union mission to provide excellent service to you, our members. The Board of Directors remain committed to providing products and services which will help improve the standard of living and teach you how to be better financial stewards.
(817) 701-2500 995 miles Lender's profile and map Reviews Micah Mortgage Services Inc 1112 E. Copeland Road, Suite 330, Arlington, TX, 76011 Based in the Dallas/Fort Worth area, Micah Mortgage Services, Inc. (“MICAH”) was founded in 2002 by its principals, Rick Boggus and Teresa Jones. The owners boast over 60 years of combined experience in the banking, finance, mortgage, investment banking and regulatory industry and have established MICAH’s reputation through quality performance
(800) 585-6686 995 miles Lender's profile and map Reviews Power Finance Texas 1303 N. Collins, Suite 417, Arlington, TX, 76011 Power Finance Texas was established in 1992 to offer responsible lending for fast cash to consumers with less than perfect credit. We offer a resource for cash advance loans in a professional environment. Our goal is to meet our customers’ financial needs in the most convenient way possible.
(817) 652-7474 995 miles Lender's profile and map Reviews Kenneth R. Petree 2225 E. Randol Mill Road, Suite 407, Arlington, TX, 76011 DFW SBA specializes in providing SBA 504 and SBA 7 (A) loans to eligible small to mid-sizes businesses in the State of Texas. Our primary focus is real estate and equipment loans. We work with all Texas CDCs plus other financing institutions. We are an SBA Preferred Lender in the State of Texas.
(860) 693-5912 995 miles Lender's profile and map Reviews Collinsville Savings Society 136 Main Street, Canton, CT, 06019 We offer a wide variety of services to meet the growing needs of our customers from young and growing families to professionals, seniors and business owners. Whether you are saving for college or need a large construction loan for your business - Collinsville Bank - A Division of Northwest Community Bank is here for you.