USDA VS FHA in New-Smyrna-Beach, Volusia County, FL
In 2025, the limit for USDA loans in New-Smyrna-Beach, which is located in the county of Volusia, FL, is $285,000. In contrast, the FHA cap for single-family residences is $356,362.
Leverage the Lendersa® USDA loan calculator to evaluate the top current rates between USDA and FHA options. It will help you ascertain the necessary income, credit status, reserves, and documents for qualification. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA plans side-by-side, assisting you in selecting the most suitable program for your financial circumstances in .
Loan Limits and Down Payment Obligations for 2025 in New-Smyrna-Beach, Volusia, FL
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Programs in New-Smyrna-Beach, FL
The aim of Lendersa® is to guide you towards the best USDA or FHA loan option swiftly and easily. Select one of three starting paths to find matching lenders and explore USDA loan programs.
USDA home loans are government-backed by the Department of Agriculture, also referred to as USDA rural development loans or mortgages, and are offered exclusively in rural areas. Contrary to FHA loans demanding a minimum 3.5% down payment, USDA mortgages require no down payment at all.
Galizet Home Lending has the right loan options to meet your individual needs. We offer low rates, great service and a simple process, but we offer that and so much more.
Over 30 years of professional experience and commitment to excellence and it’s all delivered with a direct one-on-one personable touch.
Our story began in 2004 when CSB opened its doors in Hilton Head Island, South Carolina as southern Beaufort County’s only locally-owned bank. Our founders saw an opportunity to serve the community through a relationship-based bank, staffed by friends and neighbors to serve friends and neighbors.
The Trust Bank is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to mak
4100 North Miami Avenue, 2nd Floor, Miami, FL, 33127
CapHouse is a Florida-based group of lending consultants dedicated to simplifying the real estate investment process through technology-driven solutions while offering comprehensive services precisely tailored to every client. we have vast experience in every type of clientele and loan situation. We provide flexibility, exclusivity, privacy.
Dade County Federal Credit Union was established on May 1, 1939 for the purpose of offering financial independence and security to employees of Dade County. In April of 1939 ten Dade County employees, with a sincere desire to help their colleagues, gathered $135 in an old cigar box and signed a certificate of origination.
Lennar Mortgage has been providing homebuyers with options and opportunities for over 30 years. Through our carefully selected team, we ensure that our customers receive the guidance and support to make sound borrowing decisions. Whether you’re a first-time homebuyer or a seasoned homebuying pro, our knowledgeable.
8725 Northwest 18th Terrace, Suite 306, Doral, FL, 33172
Outreach Lending Corporation is a Florida Domestic Profit Corporation filed On June 8, 2018. The company's filing status is listed as Active and its File Number is P18000052164.
The Registered Agent on file for this company is Llosa Enrique A and is located at 8725 Nw 18th Terrace, Doral, FL 33172.
Quality Mortgage Solutions was founded in July of 2018 with 1 goal.. We want to change the mortgage process and expectation for clients. Finding someone that you can count on to give you the best guidance on which mortgage product is best for you and your needs is a lot more challenging than one would think
Get a mortgage loan with confidence. Get help from a licensed mortgage loan officer who will help you navigate through the difference mortgage broker services offered. Factors such as income, credit score, funds available, and qualifications can play a role in which type of loan you choose. Understand your options
Sunset Home Mortgage & Financial Services, we are a team that works together to deliver the best mortgage experience from the very beginning of the process to after the closing. We treat our clients, affiliates, referral sources, and each other with the utmost respect. Because of our values, ethics, and integrity industry.
"Real Loan Partners Providing ""VALUE"" ...through Service, Integrity and Trust since 2001! My commitment and dedication towards excellent customer service began prior to becoming a loan originator. It actually began at the beginning of my hospitality industry.Established in 2001.
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