USDA Vs. FHA Pro and Con comparison in Fairview-Shores, Orange County, FL
In the year 2026, the USDA loan ceiling in Fairview-Shores, located in the county of Orange within FL, is set at $285,000, whereas, for an FHA loan, the cap is $356,362 for a one-family house.
To evaluate the best rates available today between USDA and FHA loans, utilize the Lendersa® USDA loan calculator. It enables you to ascertain the income, credit, reserves, and documentation required for eligibility. Our sophisticated mortgage calculator compares USDA, FHA, Conforming, and VA programs side-by-side, assisting you in determining the best option for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Fairview-Shores, County of Orange, FL
Loan Category
Max Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Alternatives in Fairview-Shores, FL
Lendersa® strives to secure you a quick and seamless USDA or FHA loan. You can begin with any of three options that match you with appropriate lenders and USDA loan schemes.
A USDA home loan is backed by the government's Department of Agriculture. Known as the USDA rural development loan, or USDA mortgage, it is intended for homes in rural areas. Contrast this with FHA loans, which demand at least a 3.5% initial payment, while the USDA mortgage does not require any down payment.
Since 1910, Western Nebraska Bank has been known for the friendliness and personal relationships that characterize a rural community. Today our progressive leadership is looking ahead to the opportunities of the next hundred years as agriculture and banking technology develop locally and globally.
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Stearns Financial Services Inc. (SFSI) is a well-capitalized, $2.3 billion independent financial holding company based in St. Cloud, MN. Founded in 1912, the bank was acquired by Norm Skalicky in 1964. His daughter Kelly Skalicky became president in 2018, and later was named president and CEO.
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Great River Federal Credit Union is dedicated to serving all members in a confidential and professional manner. We are in business to provide you with convenient and efficient financial services. Our mission is "Building lifelong relationships by providing valuable financial services that our members recommend, benefits the community.
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American Heritage Bank – The oldest family-owned and operated bank in St. Cloud since 1881, including bank offices in Clearwater, Avon, Long Prairie and Browerville. Also known as the Log Bank, both banking locations in St. Cloud are constructed from full-sized cut pine logs occupying 30, 000 square feet each.
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