USDA Vs. FHA your options comparison in Fairview-Shores, Orange County, FL
In the year 2025, the USDA loan ceiling in Fairview-Shores, located in the county of Orange within FL, is set at $285,000, whereas, for an FHA loan, the cap is $356,362 for a one-family house.
To evaluate the best rates available today between USDA and FHA loans, utilize the Lendersa® USDA loan calculator. It enables you to ascertain the income, credit, reserves, and documentation required for eligibility. Our sophisticated mortgage calculator compares USDA, FHA, Conforming, and VA programs side-by-side, assisting you in determining the best option for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Fairview-Shores, County of Orange, FL
Loan Category
Max Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Alternatives in Fairview-Shores, FL
Lendersa® strives to secure you a quick and seamless USDA or FHA loan. You can begin with any of three options that match you with appropriate lenders and USDA loan schemes.
A USDA home loan is backed by the government's Department of Agriculture. Known as the USDA rural development loan, or USDA mortgage, it is intended for homes in rural areas. Contrast this with FHA loans, which demand at least a 3.5% initial payment, while the USDA mortgage does not require any down payment.
New Horizon Bank was founded in Powhatan, VA about 20 miles west of Richmond. In 2009, a group of local business owners had a vision to meet a need – a community bank to provide an alternative to large regional and national banks. Powhatan is comprised of merchants, small manufacturers, farms, individuals, and families
Auburn, Kentucky was a private bank organized by G.W. Davidson within the years 1875 to 1880, which occupied a brick building in what is commonly known as “the old brick row” on the south side of Main Street in Auburn. These buildings burned within a few years and were rebuilt, the bank occupying the building.
We strive to educate our borrowers so they completely understand their loan options and the mortgage process. We want them to have peace of mind knowing they are making a well-informed decision.Step-by-step, we interact with our clients throughout the transaction to help manage expectations. They know exactly what is going on with their loan.
Cajun Loan is a locally owned and operated company that has been providing prompt and friendly service to the community of Acadiana. We provide auto, title, vacation, home improvement, furniture and back to school loans. We provide same-day approval. We are your most trusted company when it comes to cash loans.
Acadian Federal Credit Union has been serving our members since 1950, with the help of our member volunteers. We continue to expand our products and services to keep up with technology. We pride ourselves on offering great rates and services to our geographically diverse membership.
Acadiana Medical Federal Credit Union membership is a great way to obtain many low-cost financial services. Establishing AMFCU membership means you will be opening a Savings Account (Regular Share Account) with a minimum deposit of $15 to open a regular share account. Once the account has been opened.
Maple Federal Credit Union is here to celebrate with you when things are going well—but we’re also there for you when life happens. No matter where you are right now, we’re ready to meet you with fair, affordable loan rates and savings programs that can help you achieve your dreams and prepare for life’s unexpected turns.
705 Federal Credit Union is opend since 1968. 705 Federal Credit Union is a not-for-profit financial institution. The credit union gives profit made back to those who belong through lower interest rates on loans, fewer fees, and higher dividends on savings accounts. Our members are made up of employees of various businesses within the Acadiana.
Chartered in September 1958 University of Louisiana Federal Credit Union was formed by ten employees of Southwestern Louisiana Institute. These employees wanted to create a source of credit for members by pooling their savings to make loans at a low interest rate as well as offer other financial services for the economic well-being of members.
Since 1954, MERITUS ® Credit Union (formerly Lafayette Schools Credit Union) has been dedicated to providing the best value in banking. You can count on us for personal service and solutions that fit every stage of your life and financial goals. Our mission is Securing your future by delivering affordable financial solutions,
Central mortgage service inc founded in 1999 we've weathered many storms and changes in this industry. Constantly adapting, overcoming and adjusting to the ever changing lending programs and guidelines. Now more than ever, you need to deal with a tried and proven industry professional.