In the year 2025, the USDA loan ceiling in Fairview-Shores, located in the county of Orange within FL, is set at $285,000, whereas, for an FHA loan, the cap is $356,362 for a one-family house.
To evaluate the best rates available today between USDA and FHA loans, utilize the Lendersa® USDA loan calculator. It enables you to ascertain the income, credit, reserves, and documentation required for eligibility. Our sophisticated mortgage calculator compares USDA, FHA, Conforming, and VA programs side-by-side, assisting you in determining the best option for your financial situation in
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| Loan Category | Max Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® strives to secure you a quick and seamless USDA or FHA loan. You can begin with any of three options that match you with appropriate lenders and USDA loan schemes.
A USDA home loan is backed by the government's Department of Agriculture. Known as the USDA rural development loan, or USDA mortgage, it is intended for homes in rural areas. Contrast this with FHA loans, which demand at least a 3.5% initial payment, while the USDA mortgage does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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