USDA and FHA Pro and Con in Pine-Hills, Orange County, FL

For the year 2025, the USDA loan limit in Pine-Hills, located in the county of Orange, FL, is $285,000, whereas the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate today's competitive USDA and FHA rates. This tool helps determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, guiding you to decide which program in is most suitable for your financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Pine-Hills, County of Orange, FL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Pine-Hills, FL

Lendersa® aims to quickly secure you the optimal USDA or FHA loan with ease. Choose from three starting approaches that lead to matching lenders and USDA loan programs.

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Explaining USDA Loans in FL

A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is exclusively available in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require zero down payment, offering an accessible option for qualified buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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