USDA Loan Vs. FHA loan for Fort-Meade, FL [Polk County Rates 2023]

In 2025, USDA loan limit in Fort-Meade, county of Polk, FL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Fort-Meade, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(575) 887-1784 1375 miles Lender's profile and map Reviews Eddy Federal Credit Union 909 W Pierce Street, Carlsbad, NM, 88220 Eddy Federal Credit Union is committed to making available products and services that will enable you to meet your financial needs and reach your financial goals. Protecting personal information and using it in a manner consistent with your expectations is a high priority for everyone associated with the credit union.
(575) 887-6686 1375 miles Lender's profile and map Reviews Western Commerce Bank 127 S. Canyon St, Carlsbad, NM, 88220 Western Commerce Bank opened its doors June 3, 1961 in the small town of Loving, New Mexico. Since that time, the bank has grown and expanded to include eleven full-service locations throughout New Mexico in Carlsbad, Loving, Hobbs, Lovington, Tatum, and Albuquerque. Our slogan is “Pulling Together For You”, and we take that seriously.
(906) 884-2069 1376 miles Lender's profile and map Reviews Lake Superior Credit Union 801 River Street, Ontonagon, MI, 49953 Lake Superior Credit Union was established in 1959. Our mission is to insure the liquidity, stability, and growth of our Credit Union, so we will be here to serve our present and future membership and fulfill our vision and also Lake Superior Credit Union is here to provide financial services to Ontonagon County's residents and businesses.
(763) 782-7302 1376 miles Lender's profile and map Reviews United Family Mortgage Monticello 8623 Elk Ave, Monticello, MN, 55362 United Family Mortgage has been in business for more than 20 years and we strive to offer our local Elk River family and friends the best mortgage services available, in addition to our extended family and friends in the Otsego, Ramsey, Zimmerman and Big Lake, MN areas. If you are in the area
(207) 712-0402 1377 miles Lender's profile and map Reviews Maine Association of Mortgage Professionals PO Box 1571, Bangor, ME, 04402 The Maine Association of Mortgage Professionals (MAMP), founded in 1958, is the state's oldest association representing the real estate finance industry. The Maine Association of Mortgage Professionals (MAMP) is an association of professionals from banks, credit unions, independent mortgage firms
(207) 570-5051 1378 miles Lender's profile and map Reviews The Hive Mortgage Solutions 386 North Main Street, Brewer, ME, 04412 The Hive Mortgage Solutions Team is your premier mortgage team located in Brewer, Maine. The Hive Mortgage Solutions offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Brewer area. Whether you are first time home buyer.
(763) 689-2500 1378 miles Lender's profile and map Reviews Cambridge State Bank 127 South Main, Cambridge, MN, 55008 Cambridge State Bank is located at 127 South Main Street and 127 Opportunity Blvd North in Cambridge. We are committed to helping you grow, and our products combine all the technology you need to achieve your goals, with the personal touch you want. Cambridge State Bank has been going strong since 1914.
(763) 689-1071 1378 miles Lender's profile and map Reviews Minnco Credit Union 236 2nd Avenue SW, Cambridge, MN, 55008 Minnco Credit Union has provided the people of East Central Minnesota with quality financial products and services at the lowest possible cost. Having grown to more than 28, 000 members, Minnco Credit Union is preserving its rich tradition by continuing to provide our members with new, convenient products and services.
(719) 523-4542 1379 miles Lender's profile and map Reviews Frontier Bank 808 Main Street, Springfield, CO, 81073 Frontier Bank is a full-service bank providing services in Lamar, Burlington, Springfield, Pueblo, Pueblo West, Alamosa, and Walsh and also through the internet at this site. We have many demand deposit products to help fill your needs. We have full-service loan departments for commercial, agriculture, consumer,
(719) 523-6250 1379 miles Lender's profile and map Reviews Peoples Credit Union 125 Main Street, Springfield, CO, 81073 Peoples Credit Union began on October 22nd, 1956 when the frustration of many of the area's local farmers and ranchers of Baca County, Colorado was increasingly mounting due to the inability of the local financial institutions, of that time period, struggled to fully service the financial needs of southeastern Colorado's farm and ranch communities.
(605) 589-3313 1379 miles Lender's profile and map Reviews Security State Bank PO Box 9, Tyndall, SD, 57066 Security State Bank was established in 1932 in rural South Dakota and has been building strong client relationships ever since. We first opened our doors in Tyndall, SD, and have since expanded to Chancellor, Viborg, and across the border to Jackson and Heron Lake, MN. As a local Midwest business.