For the year 2025, those in Willow-Oak, within the borders of Polk County, FL, will find the USDA loan limit set at $285,000, whereas the FHA limit for a single-family home stands at $356,362.
To skillfully assess the best USDA versus FHA rates available today, make use of the Lendersa® USDA loan calculator. This tool helps pinpoint the necessary income, credit, reserves, and documentation required for eligibility. Our sophisticated mortgage calculator provides a comprehensive comparison of USDA, FHA, Conforming, and VA loans side by side, assisting you in determining the most suitable program for your unique financial scenario here in .
Current loan limits and downpayment needs for 2025 in Willow-Oak, Polk County, FL
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan selections in Willow-Oak, FL
The mission of Lendersa® is to help you achieve the best possible USDA or FHA loan quickly and seamlessly. Choose from three prospective starting points that will match you with suitable lenders and USDA loan offerings tailored to your needs.
A USDA home loan, sanctioned by the Department of Agriculture, is alternately called a USDA rural development loan or USDA mortgage. This financing option is exclusively available in designated rural areas. Different from FHA loans, which require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment at all, making them an attractive option for qualifying candidates seeking to purchase rural property.
At FNB Mortgage, we are not a faceless organization and you are not just a file on our desk. We're a close family who cares about every single person we help. You'll see that difference the minute you are working with our team. Making the mortgage process an enjoyable customer experience is our goal.
A Mortgage Boutique is a division of First Community
1111 N Maple St., Murfreesboro, TN, 37130
Common home loan types include VA, Conventional, FHA, USDA, Fixed Rate, Adjustable Rate, Renovation, Construction, and Mobile/Manufactured Home Loans. When you are looking for a home loan, there are many types of loans for you to choose from. As you can see, you need quality home loan information and to understand the different types.
Founded in 1930 and chartered in 1931, Mutual Credit Union is Mississippi's oldest credit union, and one of the Southeast's most respected. Through the years, our State chartered financial institution has grown from humble beginnings into a world class financial services organization with over 20, 000 active members and over $190 million in assets.
Since its inception in 1934 the Vicksburg Railroad Credit Union has been serving its members in & around the Vicksburg, Mississippi area with exceptional financial products. Even with members living in Louisiana, Texas, Alabama & all throughout Mississippi, we have still kept our focus on providing excellent service & responsiveness to each member.
Community First Bank resolves to be a high performance company by attracting customers with competitive products but retaining them by far exceeding their service expectations. We will provide our Bankers with an enriching and fulfilling environment in order to create added value for long term customer.
Since 1981, All-State Credit Plan, has been helping individuals with financial assistance when they need it by providing consumer loans. One of our goals is to get you the money you need when you need it. With Over 20 Locations in South Louisiana & Mississippi We’re Sure to Have One Near You. Most Loans are Approved Within 1 Hour.
First Carolina Bank is a community bank that serves Rocky Mount, Reidsville, Raleigh, Cary, Wilmington, and Virginia Beach areas. First Carolina Bank is dedicated to making a positive impact in all of our communities. We do this by giving back and continually supporting the activities within our local community.
Bank of Yazoo is proud to be Mississippi’s second oldest bank. We have been meeting the financial needs of our communities and customers for over 140 years, and we currently serve our customers and communities in Yazoo, Madison, and Rankin Counties in Mississippi with five convenient locations and one location currently under reconstruction.
