USDA Loan Vs. FHA loan pro & con for Mulberry, Polk County, FL

In 2025, USDA loan limit in Mulberry, county of Polk, FL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Mulberry, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(207) 893-2900 1269 miles Lender's profile and map Reviews Homestead Mortgage Loans Inc. 840 Roosevelt Trail, Windham, ME, 04062 "Our team has built a strong reputation as an outstanding local mortgage company, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage company with an experienced staff offering expertise in every area of mortgage lending"
(207) 893-8499 1269 miles Lender's profile and map Reviews NORTHSTAR MORTGAGE GROUP LLC 625 Roosevelt Trail, Windham, ME, 04062 Northstar Mortgage Group LLC specializes in matching home buyers with the right mortgages. We’re committed to providing the highest quality service available anywhere. Northstar Mortgage Group LLC is Mortgage Broker so we can custom fit your needs! When you get pre-approved through Northstar Mortgage Group.
(715) 257-9337 1270 miles Lender's profile and map Reviews Athens Area Credit Union 112 Alfred Street, Athens, WI, 54411 Formed in May of 1959, the credit union was originally known as “Athens CO-OP Credit Union.” The first board meeting was held June 30, 1959, at the Athens Community Hall. There were 23 members. As a part of the Athens CO-OP, the credit union was established to grant loans to aid the local community with their farm supplies and equipment purchases.
(207) 878-3441 1271 miles Lender's profile and map Reviews Cumberland County Federal Credit Union 101 Gray Road, Falmouth, ME, 04105 Cumberland County Federal Credit Union (CCFCU) is the 8th largest credit union in Maine, locally operated and member-owned, and offering a full range of financial services. Headquartered in Falmouth, ME, CCFCU currently has a Contact Center and five branch locations – Portland, Westbrook, Gray, Windham and Yarmouth.
(207) 494-5009 1271 miles Lender's profile and map Reviews Constant Energy Capital 202 US Route 1, Suite 102, Falmouth, ME, 04105 Constant is transforming the business of getting America’s $14.6 trillion household debt repaid by automating manual loan management tasks and empowering borrowers to self-serve. We modernize loan servicing with interactive, digital solutions so borrowers can better understand, manage and pay back their debts.
(207) 426-4306 1271 miles Lender's profile and map Reviews Maine Pointe Lending 202 US Route 1, Suite 102, Falmouth, ME, 04105 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(207) 517-9499 1271 miles Lender's profile and map Reviews Carriage House Mortgage Company 170 US Route 1, Suite 160, Falmouth, ME, 04105 Carriage House Mortgage seeks to create excellence within the real estate community. It is our goal to provide sensible, prudent and expert lending services to each one of our clients. We will ensure that we provide only the most appropriate lending products. Our goal is to provide our customers with fair mortgage rates at reasonable prices.
(207) 878-7770 1271 miles Lender's profile and map Reviews FIRST PORTLAND MORTGAGE CORPORATION 155 Gray Rd, Suite 101, Falmouth, ME, 04105 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(906) 789-6400 1272 miles Lender's profile and map Reviews Peninsula Federal Credit Union 2929 3rd Avenue North, Escanaba, MI, 49829 Established in 1941, Peninsula Federal Credit Union has grown from 231 members to over 11, 000 members with assets in excess of $142 million. Founded as an occupational credit union we began as the Escanaba Paper Company Employees Federal Credit Union. The name changed to Mead Corporation, Escanaba Division Employees Federal Credit Union
(906) 789-7000 1272 miles Lender's profile and map Reviews Upper Peninsula State Bank 430 North Lincoln Road, Escanaba, MI, 49829 Upper Peninsula State Bank was formed in 1902 for the purpose of providing banking services to the citizens of Delta and surrounding counties. From humble beginnings, our founders and their successors built one of the finest financial institutions in the Upper Peninsula. For 119 years we have made loans to start or expand local businesses.
(906) 497-5229 1272 miles Lender's profile and map Reviews Integra First Federal Credit Union W3803 US Highway 2\|41, Powers, MI, 49874 Integra First Federal Credit Union (The former Menominee County Federal Credit Union) is a member-owned organization dedicated to providing personable, quality service while offering a full range of benefits designed to meet your financial needs. Our credit union was founded in 1948 in Powers, Michigan.