USDA Loan Vs. FHA loan for Mulberry, FL 2025

In 2025, USDA loan limit in Mulberry, county of Polk, FL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Mulberry, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(775) 298-1380 Lender's profile and map Reviews Home Wealth Funding Inc 5595 Kietzke Lane, Suite 100, Reno, NV, 89511 Home Wealth Funding is a locally owned and operated mortgage company based in Northern Nevada focused on attention to detail, hard work, leveraging the team, building trust, working smart and learning. In addition we need to have fun, enjoy life, give back and above all, provide customers low interest rates.
(775) 852-5100 Lender's profile and map Reviews RAINTREE MORTGAGE SERVICES 150 West Huffaker Lane, Suite 104, Carson City, NV, 89511 Raintree Mortgage is proud to be one of the oldest mortgage brokerages in Nevada. Since its founding in 1989, the company has closed more than half a billion dollars in loan volume. Raintree Mortgage works one-on-one with clients to create custom solutions to fit their unique financial needs.
(775) 322-5791 Lender's profile and map Reviews Design Financial 6119 Ridgeview Court, Suite 500, Reno, NV, 89519 The Design Financial team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(805) 737-3711 Lender's profile and map Reviews Santa Fe Mortgage 203-B North H Street, Lompoc, CA, 93436 Frederick Bittle founded Santa Fe Mortgage in 1995 after a successful 10-year career in the microelectronics industry. With a quarter-century of mortgage-origination experience, he has helped thousands of homeowners living in and around Lompoc and consistently receives referrals from the majority of real estate agents.
(805) 474-7200 Lender's profile and map Reviews Leachman Home Loans 100 E Ocean Avenue, Lompoc, CA, 93436 "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance.
(805) 202-2100 Lender's profile and map Reviews EquityReach Mortgage Solutions 567 Camino Mercado, Suite C, Arroyo Grande, CA, 93420 Founded in 1990, EquityReach Mortgage Solutions is a full-service mortgage banking company offering an extensive selection of Conventional, Government, Bond Programs, Jumbo and Reverse Mortgage real estate loans. EquityReach Mortgage Solutions is a division of Golden Empire Mortgage, Inc, one of the most successful.
(805) 696-2220 Lender's profile and map Reviews ZS Mortgage Group 556 Camino Mercado, Suite C, Arroyo Grande, CA, 93420 ZS Mortgage Group is one of the top lending teams in the country. We are dedicated to providing our clients Next-Level service and a holistic approach to the mortgage process. We are team of top-notch professionals who provide a level of service beyond the typical mortgage experience.
(805) 668-2112 Lender's profile and map Reviews Assist Home Loans 214 East Branch Street, Suite B, Arroyo Grande, CA, 93420 At Assist Home Loans, a premier mortgage brokerage providing customers with direct access to the nation’s best lenders. We’ll leverage decades of experience to help you navigate the home loan process and use our expertise to find the perfect lender with the best loan for your unique situation.
(805) 710-9060 Lender's profile and map Reviews Home Again 2306 Willow Road, Arroyo Grande, CA, 93420 Home Again is a highly respected, and proudly recommended brokerage that retains a high level of personal attention towards each of the clients it chooses to work with. I did not become a broker to focus on creating a firm WIDE with Sales Agents in the field. No, I became a broker to focus my energy, knowledge and experience on just my own clients.
(805) 478-3540 Lender's profile and map Reviews Pacific Coast Mortgage Group Inc. 136 Bridge Street, Suite B, Arroyo Grande, CA, 93420 We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.Today's technology is providing a more productive environment to work in. You may also evaluate your different financing options
(805) 489-6802 Lender's profile and map Reviews Mariner Mortgage Inc. 701 East Grand Ave., Arroyo Grande, CA, 93420 At Mariner Mortgage Inc., We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We are a full-service mortgage company based in Arroyo Grande, California. We specialize in FHA Loans, VA Loans, Reverse Home Loans, and conventional home Loans in Arroyo Grande.